Many times, we get people in our office who have liquidated their retirement accounts to receive money to pay their bills. They then find out they have lost their retirement account and still have bills to pay. You do not have to lose your retirement benefits.
httpv://www.youtube.com/watch?v=O1wrH21kqdM&feature=share&list=UU80gxLYT5sVQda2cAlCto3w