If you’re overwhelmed with debt resulting in your wages being garnished, or soon to be garnished, there is something you can do.

By filing a Chapter 7 or Chapter 13 bankruptcy, you can stop your wage garnishments.

With our firm, you can stop wage garnishment with NO MONEY DOWN!
File now and pay later through a repayment plan. Call 901-327-2100 to see if you qualify.

A Chapter 7 will completely discharge your debts while a Chapter 13 will reorganize your debts into one affordable payment preventing any garnishment deductions from your check.

Ideally, you want to file bankruptcy before the garnishment begins.  Once your employer gets notice of the garnishment, he or she has to deduct the payment or he or she will be liable for it.

When you file for a bankruptcy, all creditor and collection harassment must stop as well.  The Better Business Bureau reported that over the last 10 years, complaints to the organization with regard to bill collector harassment has risen 58%. Constant calls from these creditors can cause stress and headache.

Garnishment is one of the big drivers for filing bankruptcy as losing 25% of your income can be very difficult to handle. A wage garnishment is a common indicator that a fundamental crack exists in your financial life.  Because of this, your finances really need to be reviewed as a whole.

A bankruptcy is nothing to be afraid of and is not only a chance to stop the wage garnishments, but a chance to be free of all of your debt and have a fresh financial start.  This is your opportunity to lay a new foundation and rebuild your credit the right way.

Let us help you.

Memphis bankruptcy lawyers | Memphis bankruptcyNot only do the attorneys at Darrell Castle & Associates truly care about you and want to see you debt free, but we have the experience to get you there.  We specialize in helping you get out of debt as quickly as possible by filing the right type of bankruptcy for you and your unique situation.

We also offer an exclusive 14-week program that will teach you how to re-establish and rebuild your credit the right way.

If you’re considering filing for bankruptcy, one of our experienced attorneys would love to discuss your situation with you free of charge and help you make the right decision.  Please contact us today, either by filling out the “Get in Touch” form below or by calling (901) 327-2100.