Have you had a tough start to this new year?

Maybe you were very tight financially before Christmas, then buying gifts to satisfy your kids put you over the top. Now, all you’ve done throughout January is get more and more in debt and the bills keep piling on, but you just can’t pay them. You’re barely living.

Then you find out your wages are getting garnished?! What in the world are you supposed to do? You can barely make it week to week with the income you’re receiving as is.

Don’t live life like this – you don’t have to. You can stop the wage garnishments.

Stop wage garnishment with NO MONEY DOWN! File now and pay later through a repayment plan. Call 901-327-2100 to see if you qualify.

How? By filing for bankruptcy. By doing so, you can either discharge your debt or organize it into an affordable payment plan.

And please don’t believe the hype and negative connotation of a bankruptcy – it’s not something to be scared of. In fact, when you file for bankruptcy, you’re filing for a clean financial slate. After the slate has been clean, it’s up to you to have the right attitude, lifestyle changes and patience to improve your finances. This is a great opportunity for you.

We can help you with this. We offer a 14-week program, “7 Steps to 720,” that will teach you:

  • how to rebuild your credit the right way
  • why most credit scores are wrong
  • which credit cards actually hurt your credit score
  • how to stop lenders that report the wrong information
  • how to re-establish your credit after a bankruptcy, foreclosure or short sale


This program is free for our clients.

At Darrell Castle & Associates, we want to help stop your wage garnishments and put you in a position to improve your credit.

If you’re considering filing for bankruptcy, or if you have any questions, please contact us today, either online or by calling us at (901) 327-2100 and one of our experienced Memphis bankruptcy attorneys will be happy to speak with you, free of charge.