Workers’ Compensation is a system created by state laws that provides benefits to employees who are injured or become ill on the job. These benefits include medical care, temporary disability payments, permanent disability payments, and compensation for vocational rehabilitation.
How is an employee eligible for Workers’ Compensation?
Workers’ Compensation insurance is required for almost all employers in California, regardless of the number of employees. Therefore, all employees are covered under their employer’s Workers’ Compensation policy. Most employees do not need to pay any premiums for this coverage.
Does a Workers’ Compensation claim affect my job?
No, it does not. Federal laws protect employees from retaliation because they have filed a Workers’ Compensation claim. Your employer cannot fire or otherwise retaliate against you for filing a claim. If you believe your employer has done so, contact our office immediately to discuss your rights.
What Does Workers’ Comp Cover?
Workers’ comp covers all types of injuries that occur at work, as long as they stem from your job duties. It doesn’t matter if your injury was caused by negligence on the employer’s part or because you were engaged in horseplay on the job. Also covered are injuries that happen outside of work if you were doing a work-related activity (such as attending a mandatory seminar).
Workers’ compensation does not cover non-work-related injuries. So if your injury occurred outside of work and has nothing to do with your work, then you probably cannot recover anything from workers’ compensation. In addition, if you are injured as a result of your intentional conduct or because you were intoxicated, then you most likely cannot recover any benefits either.
How much does it cost to hire a workers compensation attorney?
Most people assume that they can’t afford to hire a workers comp attorney but in most cases, it is not true at all because most the workers compensation lawyers in Memphis, TN charge on a contingency basis and they don’t charge until they win the case or get a settlement for their client.
How Do I Know If I Have a Workers’ Compensation Case?
If you are injured on the job, you will likely have a workers’ compensation case. However, there are exceptions to this rule. If your injury was caused by intoxication or illegal activity, you may not have a case. Additionally, if you were injured outside of work hours or while in an area that is not considered part of your employment (like a park), you may not be covered.
It might seem hard to find the right workers compensation lawyer, but it is actually very easy. All you need to do is to ask the right questions and be more vigilant. A good workers’ compensation lawyer in Memphis, TN from Darrell Castle & Associates will act in your best interest, not their own. They certainly won’t mind answering any questions that you may have, so make sure that you ask them anything you desire.