Chapter 13 bankruptcy repayment plan By: Darrell Castle If you’re considering filing for bankruptcy, call (901) 327-2100 to schedule a free consultation with an experienced bankruptcy attorney, or fill out one of the contact forms on this page. Video Transcript How much of your debt do you have to pay back if you file a Chapter 13 bankruptcy? Hi, I’m Darrell Castle and I’m an attorney licensed to practice law in the state of Tennessee and the answer to that question is, it depends. It depends on a lot of things. Primarily, it depends on how much you can afford to pay back. It depends on what your disposable income is, and that just means you look at your expenses
By: Darrell Castle Keep in mind that your disability begins when you become disabled If you’re medically unable to work and want to speak to an experienced Social Security Disability Insurance attorney, call my office today at (901) 327-1212 . Or you can fill out the contact form to the right to have someone from our office contact you. Video Transcript If you’re medically unable to work and you’re entitled to Social Security Disability Insurance benefits, how much back pay are you entitled to? Hi I’m Darrell Castle and I’m an attorney licensed to practice law in the state of Tennessee and that’s a pretty easy question to answer really. Your disability is based on when you became disabled. So
If you have any questions or think you have a personal injury case, contact us today either by filling out the “Get in Touch” form below or by calling us at (901) 327-1212.
By: Darrell Castle Here at Darrell Castle & Associates, we don’t get paid until YOU get paid! I can’t speak for other law firms in Memphis, but that’s how we do it here. What’s that mean? Well, we’re going to work hard to get you the best results. We aren’t paid by the hour or by the day. So why would we want to prolong your case? We work hard to get you the best results possible in the most efficient time possible! Because that’s what you deserve! You deserve our best work. That means if your case isn’t successful, all of that work we did was for nothing. We only get paid IF you get paid! So you can
Hidden In the Nursing Home Contract . . . By the time Sarah put her mother in a nursing home, she’d already been through a lot. She chose the best place she could afford, figured out medical costs, and had a very difficult conversation with her family. All that was left was signing the contract, or “admission agreement.” Compared to everything else, that last part seemed pretty easy. Sarah moved her mother into the facility and visited her regularly. But in May she had to travel for work, and she didn’t come back to see her mother for over a month. When Sarah got there, she noticed severe bruising on her mother’s wrists – as though they’d been tied down
When you go to the hospital, you trust that they will prescribe and administer medicine correctly. Mixing up medications, using the wrong dosage, and other mistakes could mean life and death. Errors do happen though, and more often than you might think. A 2006 Institute of Medicine report says that hospital patients experience an average of one or more medication errors each day, which can include anything from getting medicated an hour late to fatal drug interactions. 380,000-450,000 preventable adverse drug events (ADEs) occur in hospitals every year. Even worse, approx. 800,000 preventable ADEs occur every year in long-term care facilities. None of those statistics include errors of omission – or failures to prescribe needed medication. Counting omissions, at least
How the new workers’ comp laws will look By: Darrell Castle July 2014 will bring reform to the Tennessee workers’ comp process, and according to the Nashville Business Journal, it features two major changes. The first change – the process is getting streamlined into one system. Currently, there are two courts hearing workers’ comp issues – an administrative system and regular trial courts. Previously, when issues weren’t settled in administrative systems, the issue would enter the court system, which ultimately led to “a race to the courthouse.” Now, having a court solely devoted to workers’ comp cases will result in a quicker process, and potentially reduced legal costs for employers by the removal of traditional court litigation costs. A workers’
Last week, Gov. Bill Haslam signed into law a new workers’ comp overhaul for the state of Tennessee. According to The Tennessean, the law “moves disputed cases from the courts to a new state agency, overseen by an administrator appointed by the governor.” In addition, it will authorize “the creation of medical treatment guidelines and changes how disability payments are calculated, among other things.” As a workers’ comp lawyer in Memphis I have concerns about how this new law may affect injured workers in the state. You can read some of those concerns here in a previous blog post. But my concerns aren’t as important as yours. If you’ve been injured on the job in TN, you may be wondering
By: Darrell Castle In most cases, you CAN get rid of your payday loans through bankruptcy. You’re being lied to if you’re told otherwise. Payday loan providers will tell their customers that it’s illegal to include their loans in a bankruptcy. They tell the customers they can go to prison. They’re telling lies! Don’t fall for these lies. If you take out a payday loan and you aren’t able to pay it back, don’t be scared to file for bankruptcy. If you owe money to a payday lender, then that debt is treated like any other unsecured debt – a debt not backed by collateral – in your bankruptcy. It can be included in a Chapter 7 for complete discharge
According to FoxNews, a Pennsylvania judge ruled that a widow was given sufficient notice of her unpaid $6.30 of interest before her $280,000 house was sold at a tax auction three years ago. “I paid everything, and didn’t know about the $6.30,” the woman said. “For the house to be sold just because of $6.30 is crazy.” And I agree with her – it’s outrageous. The woman, Eleen Battisti, said her husband handled all the paperwork for the property’s taxes before he passed away in 2004. “It’s bad – she had some hard times, I guess her husband kind of took care of a lot of that stuff,” Joe Askar, the county’s chief solicitor, said. “It seemed that she was