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  Budgeting with coupons when you’re in debt – good or bad? By: Darrell Castle As bankruptcy lawyers Memphis, TN knows and trusts, we deal with people struggling with debt every day – most of which are strongly searching for a way to save a buck.  When going over a person’s finances with them, more times than not I can point to the grocery budget as an area for improvement. Sometimes the amount of money a person or family spends on groceries is ridiculous. Spending money on all processed and frozen foods and sugary cereals is not only less-healthy than buying raw meats and fresh vegetables, but it can also make more of an impact on your wallet. Thank God for coupons

What can you do if you’re injured on the job as an government employee? Video Transcript Hello, this is Darrell Castle. I’m an attorney licensed to practice law in the state of Tennessee and on this video, I’m talking about how a person can recover money damages if he is injured while on the job working for the city or for some other government entity, like the school system or something like that. The way that works is – it’s a simple negligence theory because the city does not have worker’s compensation. You’re not entitled to worker’s compensation if you are injured working for the city or for the county. And so as a result of that, it is a

Recently the Memphis Daily News reported on the incredible expense of caring for an aging parent in Memphis:  At-home care costs in Tennessee can range from $38,000 to a whopping $40,000 just for one year Assisted living in the Mid-South averages costs of $140/day Skilled nursing facilities cost an average of $200/day (or $73,000/year) In-home care can cost $18/hour.   The article also offers some money-saving alternatives, including a special TennCare program to help lower elder care costs, tips for tax deduction, and the option of long-term care insurance. But even with financial assistance and careful planning, the elder care expenses can overwhelm any family. When you can’t pay your bills because of elder care costs, your options might feel

Is Higher Education Worth the Debt? Let’s Talk About It When it comes to college, most of us grew up hearing, “Go to college, get a good job, and everything will work out.” But what happens when the reality doesn’t match the dream? For so many people, higher education has come with a price tag they’re still paying off years later. If you’re struggling with student loans and wondering if it was all worth it, you’re definitely not alone. As a bankruptcy lawyer, I’ve had a lot of clients ask me this exact question. So, let’s break it down. The Big Promise of College College is supposed to be the gateway to opportunity—a great job, a higher salary, and a

By: Darrell Castle You should initially assume your injuries are the fault of the property owner If you’ve fell and injured yourself on someone else’s property, you should contact an attorney you can trust. You need an attorney who’s going to fight to get you the compensation you’re entitled to. Call (901) 327-1212 to schedule a FREE case evaluation today, or fill out one of the contact forms on this page. Video Transcript If I fall down and hurt myself on somebody else’s property, how do I know whose fault it was? Hi, I’m Darrell Castle and I’m an attorney licensed to practice law in the state of Tennessee and I get that question quite often. And the way you

By: Darrell Castle Your bankruptcy attorney should put you into a chapter that will allow you to keep your property If you’re struggling financially and want to talk to someone experienced about your options, then our FREE consultation is perfect for you. Call (901) 327-2100 today to schedule your appointment, or fill out one of the contact forms on this page. Video Transcript If you have to file for bankruptcy protection, can you keep your property? Hi, I’m Darrell Castle and I’m an attorney licensed to practice law and the answer to that question is YES, you can. Your law firm is supposed to help you do that. Your law firm is supposed to help you file a bankruptcy chapter

By: Darrell Castle If you were injured in a slip and fall accident that wasn’t your fault, then you’ll want to contact an experienced personal injury attorney as soon as possible. A slip and fall accident is really like any accident. When you’re seriously injured, you shouldn’t be responsible for the expensive medical bills and lost wages from time off work. The person or company liable for the accident should be held responsible for that. Medical bills Lost wages from time off work Pain and suffering Those are three things – and there’s more – that factor into the amount of compensation you’re entitled to if you’re injured on someone else’s property. If you slip and fall on someone’s property

By: Darrell Castle You’re likely to be in a car accident. Maybe you’ve already been in an accident. Or it could happen today, next week, next month, next year or years from now. Car insurance industry estimates conclude that the average person will file a claim for a collision about once every 17.9 years. So, if you’ve never had a car accident, then you’re a pretty lucky driver. You may think you’re the best driver in the world and you’d never be in an accident – you’re invincible!. But I want you to consider two things when that thought crosses your mind. How many times in your driving life can you look back to and say “wow, that was close.”

By: Darrell Castle Motorcycle accident cases can be difficult and complex, but an experienced attorney can make it seem easy. There are many similarities in car accident and motorcycle accident litigation. However, the likelihood of a motorcycle accident being catastrophic is pretty high (compared to a car accident at least). Motorcycle riders and passengers don’t have the luxury of being protected by up to 2,000 pounds of metal in the same way car drivers and passengers do. That makes the line between minor injuries and devastating injuries pretty thin in a motorcycle accident. If you’re injured in a motorcycle accident that wasn’t your fault (or you aren’t sure whose fault it was), it’s important to speak to an experienced motorcycle

By: Darrell Castle You CAN stop the foreclosure and keep the bank from taking your home. This is your home. This is your family’s home. I know you don’t want to be forced out and you don’t have to be! A bankruptcy attorney can help you keep your home. How exactly can a bankruptcy attorney help you keep your home? By filing for bankruptcy, you can lump your debt – including your past-due mortgage – into a Chapter 13 bankruptcy plan. This plan will allow you to make small AFFORDABLE payments over a 3-5 year period. It’ll also stop the foreclosure and allow you to keep your home. Then, once the bankruptcy is complete, you’ve gotten rid of your debt