Using a Credit-Builder Loan to Rebuild Your Score If you’re worried about bankruptcy because of what it will do to your credit score, keep in mind our attorneys have helped people get back to an A rating – even after bankruptcy – for years. Among other tools, you can rebuild your credit score after bankruptcy with a credit-builder loan. So here’s what credit-builder loans are, how they work, and how you can use them to rebuild your credit score and regain your financial footing. Understanding Credit-Builder Loans A credit-builder loan is a financial product designed specifically to help individuals with less-than-stellar credit histories rebuild their credit scores. With traditional loans, you receive the loan amount upfront. However, with a credit-builder
On March 22, 2022, a nurse at Vanderbilt University Medical Center in Nashville, Tennessee, was convicted of criminally negligent homicide for administering the wrong medication to a patient, resulting in the patient’s death. This case is a tragic reminder of the serious consequences that can occur when medication errors happen. What is a Medication Error? A medication error is any preventable event that may cause or lead to inappropriate use of a medication, or that may lead to patient harm. Medication errors can occur at any point in the medication use process, from prescribing to dispensing to administration. Common Types of Medication Errors Some common types of medication errors include: Wrong medication Wrong dosage Wrong route of administration Wrong time
How to Use Your Credit Report to Rebuild Your Credit After Bankruptcy If you’re nervous about filing bankruptcy because of what it can do to your credit, have no fear. As a Memphis bankruptcy firm, we’ve helped our clients prove it time and again: you absolutely can rebuild credit after bankruptcy. And your credit report will be a key tool in the process. Will Bankruptcy Ruin Your Credit? A lot of people are scared of bankruptcy because of what it can do to your credit. We always remind folks that by the time you’re considering bankruptcy, your credit is probably not very good to begin with. But a bankruptcy does show up on your credit report (seven years for Chapter
How Secured Credit Cards Can Help You Rebuild Your Credit After a Bankruptcy Bankruptcy is an important tool that has helped many people get out of debt and get a fresh start. But it can take some time for your credit to recover, so it’s important to remember that it’s not the end of your financial story. Obtaining a secured credit card is one effective tool to rebuild your credit after bankruptcy. Understanding Secured Credit Cards Secured credit cards are a special type of credit card that require a cash deposit as collateral. The deposit is typically equal to the card’s credit limit. This deposit acts as security for the card issuer. That makes it easier for individuals with damaged
Foreclosure is a daunting prospect that no homeowner wishes to face. The fear of losing your home can be overwhelming, but it’s essential to remember that there are effective foreclosure defense strategies at your disposal. In this blog, we’ll explore some of the key strategies every homeowner should be aware of to protect their most valuable asset – their home. Open Communication with Your Lender: The first and most crucial step is maintaining open lines of communication with your lender. If you’re facing financial difficulties, don’t avoid their calls or letters. Instead, reach out to them. Many lenders are willing to work with homeowners to find solutions to avoid foreclosure. You might be eligible for loan modification, refinancing, or other
On Saturday, August 13, 2023, a fatal crash occurred in the Frayser neighborhood of Memphis, Tennessee. The crash involved a single vehicle that left the roadway and struck four parked cars. The driver of the vehicle was pronounced dead at the scene. The crash happened in the area of Overton Crossing and Cassie Avenue. Police responded to the scene around 2:00 a.m. and found the vehicle had struck four parked cars. The driver was trapped inside the vehicle and pronounced dead at the scene. The cause of the crash is still under investigation. Police say they do not believe alcohol or drugs were a factor in the crash. However, they are still looking into whether the driver was speeding or
Dog bite cases can be legally complex, as they often involve personal injury claims and liability disputes. When pursuing a dog bite case, it’s crucial to anticipate and counter the common defenses that might be raised by the dog owner or their legal representation. In this blog, we’ll explore some of the common defenses used in dog bite cases and provide guidance on how to counter them effectively. Provocation One common defense is the claim that the victim provoked the dog in some way. Dog owners may argue that the victim engaged in behavior that incited the dog to bite. To counter this defense, it’s essential to gather evidence that demonstrates the victim’s behavior was not provocative. Eyewitness testimonies, security
Brain injuries can be devastating, not only for the individual who suffers from them but also for their loved ones. These injuries often come with a long road to recovery, and the physical, emotional, and financial burdens can be overwhelming. However, there’s a beacon of hope in the form of a dedicated Memphis, TN brain injury lawyer. Understanding Your Unique Situation: Brain injuries vary in their severity and impact. A skilled brain injury lawyer will take the time to understand the specifics of your case. They’ll listen to your story and gather all the necessary details to build a strong case tailored to your needs. Navigating Legal Complexities: Brain injury cases can be legally intricate, involving complex medical terminology, insurance
A catastrophic injury lawyer specializes in representing individuals who have suffered these life-changing injuries due to the negligence or wrongdoing of others. Their primary role is to help victims and their families seek justice, recover damages, and regain some semblance of normalcy in their lives. Here’s a closer look at the key aspects of their role: Legal Expertise: Catastrophic injury lawyers have a deep understanding of personal injury law, medical malpractice law, and other relevant areas of the legal system. They are well-versed in the complexities of these cases, which often involve multiple parties and intricate legal issues. Investigation and Case Building: One of the critical roles of a Memphis, TN catastrophic injury lawyer is to conduct a thorough investigation
If you or a loved one have been affected by exposure to the herbicide Roundup, you might be facing a myriad of health issues and legal challenges. The consequences of Roundup exposure, which contains glyphosate, have been the subject of numerous lawsuits, with many individuals seeking compensation for their suffering. In such cases, a TN Roundup lawyer can be your essential ally in navigating the legal complexities and pursuing justice. Understanding Roundup And Its Health Risks Roundup is a popular herbicide that has been widely used in agriculture, gardening, and landscaping for many years. Its active ingredient, glyphosate, has been linked to an increased risk of developing various types of cancer, including non-Hodgkin lymphoma. If you or a family member