Understanding the Memphis Bankruptcy Rates If you need to file bankruptcy in Memphis, you aren’t alone. For a lot of different reasons, our city and state have a high filing rate. Tennessee Ranks High for Bankruptcy According to Experian, in 2021, the state of Tennessee ranked 5th in the country for consumer (personal) bankruptcy. On average, 1.1 out of every one thousand people in TN filed bankruptcy. What’s worse: the average Tennessee household had $83,508 in debt. This includes medical bills, student debt, credit cards, and more. In general, bankruptcies have been going down nationwide over the last couple of decades and plummeted during COVID. But that wasn’t true for the state of Tennessee. We were one of the only
Baby Formula Cases Are Wrongful Death Cases If you’ve suffered a wrongful death due to baby formula, you deserve to know the truth about what happened to your child. Our Memphis firm is working with victims to get justice, and we can help you, too. One Client’s Journey We currently have a client named Darla who never thought she’d work with someone like us in a million years. She assumed personal injury lawyers were bogus, and until recently, she would never dream of suing anyone. Then, soon after giving birth to a premature baby, Darla lost her child to NEC. NEC is a terrible digestive disease affecting premature babies. It usually requires extensive treatment. After attempting IVs and major surgery,
Car Accident Lawyer If you were injured in a car accident, you may be eligible to receive compensation for your medical expenses, lost wages and other damages. You do not want to do anything to jeopardize your chances of obtaining compensation, including apologizing for the accident. Even if you believe that you are partially to blame for a vehicle collision, you should never admit fault. Here’s why: You Don’t Have All the Facts Car accidents can be quite complex. Multiple factors may contribute to an accident, and you may not be aware of all of them. For instance, the other driver involved in the accident might have been texting or operating a vehicle with faulty brakes. You might know this
Personal Injury Lawyer If you have been hurt in an accident caused by someone else, the at-fault party’s insurance may try to contact you. They may ask you questions about your case and even offer an early settlement. Keep in mind that the insurance company cares about the bottom line first and does not have your best interests in mind. Here are a few tips for speaking to an insurance company after an accident. Be Polite It is understandable that you still may be angry and upset about your accident. However, you should not take out your frustrations on the insurance adjuster. It can make the situation worse. Instead, remain calm and polite. If you do this, the insurance adjuster
As an executor, hearing the word “probate” probably causes some anxiety and fear, but this doesn’t have to be the case. Probate is a legal process in which the court supervises the settlement of an estate after a person passes away. You may want to avoid probate if possible, but many steps you must take now are needed regardless of whether the will is probated formally in the court system or not. Keep in mind that the probate process does take time, and you may be subjected to follow the court’s mandated schedule, so don’t anticipate a speedy resolution. To be nominated for the role of executor imposes a degree of trust that you will act with integrity for the
SSDI Compassionate Allowances Program Adds New Conditions Twelve conditions have recently been added to the SSDI Compassionate Allowances Program. What are these new conditions, how does the program work if you have one of these conditions, and what happens if you’re denied? The Basics of the SSDI Compassionate Allowances Program The Social Security Administration recognizes certain health conditions are so severe that, by simply having them, you may qualify for benefits. These include certain cancers, brain disorders, and a number of rare disorders that make it very difficult to work. If you suffer from one of these conditions, the SSA will expedite your SSDI application. There are over 200 disabilities and illnesses that qualify for Compassionate Allowance. The SSA keeps
Many people think that getting the police involved in a car accident is unnecessary. If the car accident happened between two cars, it should be fairly uncomplicated, right? However, with personal injuries (and depending on the level of property damage), you may be legally required to get the police involved. It is important to ensure that you are obeying the local and state laws regarding car accidents and calling the police. Many people–even those who are victims of car accidents–do not believe the police should be bothered when there are serious crimes going on. However, calling the police can help to get things sorted out at the scene of the accident and can prove highly beneficial to you when you
What Too Much Consumer Debt Could Mean to the US Economy Lately some of the biggest experts on the US economy have noticed a scary trend: US personal debt is skyrocketing. And too much consumer debt could mean disaster. Projections Show Consumer Debt Too High Recently, a well-known investor named Michael Burry shared a Bloomberg chart showing US consumer borrowing swelled to more than $40 billion in June. That’s the second-most on record, and far higher than what many other economists predicted. (Many had originally projected $27 billion.) You may recognize Michael Burry from the book and movie The Big Short. He was one of the few investors who predicted the fall of the housing market in 2007 and the resulting
VA TBI lawyer Disability compensation is a core part of many veterans’ lives. After completing their service, many veterans are diagnosed with disabilities that change their everyday lives in drastic ways, particularly brain injuries. If you have a brain injury and need help applying for TDIU benefits, you are not alone. The process can be difficult to navigate and understand, but you can rely on a skilled lawyer for help. You may be wondering what types of brain injuries may make you eligible to receive benefits. The disabilities listed below are just a few of the qualifying conditions. Language and Communication Disorders A traumatic brain injury can lead to impairment affecting communication, speech, and language processing, due to the part
Bankruptcy Lawyer As soon as a work is fixed in a tangible medium of expression, it is protected by US copyright law. Whether you self-publish a novel on Amazon or a major movie studio puts out a new blockbuster release, both are protected by copyright law. A work is fixed in a tangible medium of expression when “its embodiment in a copy or phonerecord, by or under the authority of the author, is sufficiently permanent or stable to permit it to be perceived, reproduced, or otherwise communicated for a period of more than transitory duration,” (17 U.S.C §101). This means that even publishing a video on YouTube or TikTok would count, because it would be fixed in a stable way