How Loan Modifications Help (and Don’t Help) Stop Foreclosure Each year, people facing foreclosure look to the banks for help. They hope with a lower interest rate and/or lower mortgage payment, they might be able to save their home. But can you prevent foreclosure with loan modification? Here are three scenarios we see all the time at our Memphis bankruptcy firm and what they each mean if you need to stop a foreclosure. “My Loan Modification Was Approved” If you qualify for a loan modification right now, it can make a world of difference. With a lower mortgage payment, some people can get back on track with their bills and prevent foreclosure. That said, a lot of people assume a
Baby Formula Lawsuit Case Info We’re well underway with our Enfamil and Similac work here at Darrell Castle and Associates. And we wanted to give you an update on these baby formula lawsuit cases and answer some of the frequently asked questions we’ve received. What Is the Baby Formula Lawsuit? Baby formulas Enfamil and Similac have helped countless families feed their new babies successfully. However, they don’t appear to be safe for premature babies. Major scientific studies have connected the baby formulas to a debilitating illness called necrotizing enterocolitis, or NEC. This dangerous digestive disease forces premature infants to need surgery, causes long-term health complications, and even leads to death. Terrifying data shows: 5-12% of very low-birthweight infants will get
Wrongful Death Lawyer As a wrongful death lawyer Atlanta, GA residents prefer from Council & Associates, LLC can explain, the needs of each wrongful death are unique and vary widely on a case by case basis. However the process of filing a wrongful death lawsuit remains fairly consistent, regardless of the unique needs of each case. Schedule and Attend an Initial Case Evaluation | This initial case evaluation is a consultation with your lawyer. This is your first opportunity to discuss what happened with a qualified lawyer who specializes in wrongful death related lawsuits. The lawyer you work with will ask questions about the details of what you experienced. Also, this is the time to explain the various reasons why
What Happens to Your SSDI When You Become Eligible for Social Security? If you’re getting SSDI for a disability, what happens to your benefits once you become eligible for regular Social Security? Can you get SSDI and Social Security at the same time? Here’s what you need to know from our Memphis SSDI lawyers. Social Security’s Impact on SSDI Benefits When you become eligible for regular Social Security, your SSDI benefits go away. You can’t receive the two benefits at the same time by definition. SSDI is meant to supplement your income while you’re still of working age, and Social Security supplements your income once you’re at the age to retire. So in a very natural and usually immediate process,
Will Bankruptcy in Memphis Increase as the Last of the Covid Stimulus Programs End? In the past few months, there’s been plenty of talk in the bankruptcy world about changing trends. As Covid aid comes to a close, a lot of people think filing for bankruptcy in Memphis will go up. Here’s what you need to know, including whether you’re at risk (and what to do if you are). Why Bankruptcies May Go Up As we enter a new stage of the Covid pandemic, our financial options will change as well. It’s been many months since the last Covid stimulus checks went out, but other aid programs have stayed strong. These include moratoriums on foreclosure and limitations on student loan
3 Things to Look for From Your Personal Injury Lawyer When you’ve been injured, you have a lot of options for attorneys. But how do you know if they’re good? How do you know they’ll fight for you? Here are three factors to help you choose a personal injury lawyer in Memphis or your local region. One: They’re Local Personal injury lawyers famously advertise all over town. They fill the air waves with lots of promises. But some of the firms that advertise the most don’t tell you they’re actually based somewhere else. It’s important you find a personal injury lawyer local to you, for a few different reasons. First, you’ll almost certainly want to meet them face-to-face, since that
Wage Garnishment and Medical Debt Medical debt in this country is bad enough. But when creditors come after you, it can get even worse. If you have a lot of medical debt, you may wonder, “Can hospitals garnish your wages?” Here’s what you need to know. When You Owe Debt to Hospital Hospitals are one of the biggest creditors in the United States. They have huge billing offices where teams of people make sure the patients pay up. And when those patients can’t afford their bills, they use every tactic a normal creditor would. That means hospitals can call, text, and mail you about your debt. They can sell your debt to another creditor who can come after you to
Injured in a Memphis Dog Attack Memphis has a history of dog attacks that goes beyond the rare accident. In fact, we’re notoriously an unsafe city for post office workers, children, and pedestrians. If you’ve been injured in a Memphis dog attack, you’re not alone. The Causes of Dog Attacks in Memphis Recently, Memphis ranked 23rd in the list of most dog attacks on postal workers, out of a list of every city in the nation. And as a Memphis dog attack lawyer, I can attest that we have a real and ongoing problem. These problems begin in the way we treat our dogs. Abused dogs abuse, and animal cruelty problems in the city explain in part why we have so
Disability Benefits When You Have Long Covid According to the SSA, 2022 brought an avalanche of new applications related to long Covid. Here’s what you need to know about long Covid and SSDI, including how to apply for disability if the pandemic has impacted your health. Can Long Covid Keep You from Working? Long Covid is such a new problem that there’s a lot more we need to understand about it. But as research continues, we’re learning more from people talking about their experiences online. Long Covid symptoms range from lingering tiredness to debilitating lung issues. The most common symptoms include: shortness of breath fatigue headaches and migraines heart palpitations mental health problems cognitive issues (especially brain fog and memory
A car accident lawyer in Memphis, TN is a personal injury lawyer who specializes in traffic accidents and the laws surrounding them. Their area of expertise might be limited to just car accidents, or it could be broader to include motorcycle and trucking accidents. Many lawyers specialize even further and focus on a specific type of case, such as drunk driving or distracted driving cases. Why hire a car accident lawyer? You should hire a car accident lawyer in Memphis, TN when you are injured in an auto accident because you may be entitled to compensation for your injuries. The insurance company will likely insist on having their own attorney assess the claim, but that doesn’t mean you don’t need