At Darrell Castle & Associates, we’re now accepting CPAP machine injury cases. These machines have devastated families and caused irreparable harm. Here’s what you need to know: CPAP Machines Linked to Serious Lung Disorders A CPAP machine is designed to help you receive continuous air while you sleep, and as a result, it’s the primary treatment for sleep apnea. Typically in these devices, you wear a mask connected to a hose that supplements your breathing. Doctors and medical providers are now sounding the alarm that these machines cause far more damage than we realized. When using one of these devices, you breath in whatever your CPAP machine puts out. So if something breaks off or there’s bacterial growth in the
If you need to get out of debt, bankruptcy offers a huge range of benefits: it’s legally binding, can protect your assets, and works quickly to resolve your debt problems. But there are multiple types of bankruptcy, or “chapters” in the bankruptcy law, and it can get confusing. As a result, you may be wondering, “Which chapter of bankruptcy is right for me?” Here’s what you need to know. Understanding Chapter 7 and Chapter 13 Bankruptcy Chapter 7 and Chapter 13 bankruptcy refer to your two options for a personal bankruptcy (you may hear Chapter 11 thrown around on the news a lot, but that’s really for businesses). Both options help you get out of debt and protect you from
In nearly all areas of life, the Covid-19 pandemic has shown us our weaknesses—and that’s especially true for nursing homes. As a nursing home abuse lawyer in Memphis, I saw a lot of horrible cases of neglect long before Covid hit. Still, the pandemic made what was already a terrible situation worse. Here’s what’s happening in our nursing homes, why it’s happening, and what you can do about it. Reports of Abuse and Neglect Nursing home abuse has skyrocketed during the pandemic. You may remember hearing news in 2020 about nursing homes underreporting their death rates, locking out families and loved ones, and otherwise becoming disastrous places to live. When Human Rights Watch investigated this problem, they discovered it was
How Do SSDI and IRAs Work? SSDI is an insurance program set up to help people whose injuries or disabilities prevent them from working. We all pay into it every year, and if something ever happens to us, we can request disability payments. As an SSDI attorney in Memphis, I help people get these benefits every single day. An IRA is a retirement savings account that you can pay into as an investment. Your payments have to come from something called “earned income,” which just means money you get from paid work. Disability payments aren’t considered “earned income.” But you can receive SSDI payments and still make a small income. In 2022, the maximum you can earn while on SSDI
Most everyone in America has some amount of credit card debt, and a lot of us don’t know how much is too much until we’re totally underwater. When you’re overwhelmed with credit card debt, filing for bankruptcy can help you get control over your finances. But do you have the right amount of debt to need this solution? What Is a Healthy Amount of Credit Card Debt? In my opinion as a bankruptcy lawyer, the best amount of credit card debt is always none. In other words, in the ideal world, you might use a credit card to build your credit or get benefits like cash rewards or miles, but you pay off your full balance every week or month
According to recent reports, many military families with malpractice claims have to wait a long time for justice. As a veteran and medical malpractice attorney myself, I take special interest in news like this. Here’s what’s happening and how we can help. How Medical Malpractice Works in the US Military Medical malpractice occurs when a medical provider, like a doctor or hospital, causes injury to a patient. If the injury is extremely serious and leads to lasting harm, the patient may seek legal help to cover their enormous losses, both physical and financial. Members of the military often receive treatment at government-run health facilities. But there’s one huge difference between a military hospital and a regular hospital: the government has
How Much Is My Auto Accident Worth? If you’ve been injured in an auto accident in Memphis TN your first thought may be, “How much is my accident worth”? The worth of an auto accident personal injury varies from case to case. Each driver’s injuries are different, some being far more severe than others. The severity of your injuries, how thorough an investigation is conducted, what evidence is produced, and other factors play a significant role in calculating your recovery amount. But, in general, you can expect a larger recovery amount the greater your injuries. For example, someone with a traumatic brain injury is likely to receive more than someone who has minor injuries. Aside from the natural cost
How Can I Prevent It From Happening To My Loved One? Unfortunately, there is no sure-fire way to say with 100% certainty that if you take certain steps, nursing home abuse or neglect will not occur to your loved one. There are, however, several steps you can take to reduce the likelihood of it happening. The chances of the abuse not occurring will increase if you follow through with most or all of these suggestions. If you have any questions, don’t hesitate to contact the best nursing home lawyer in Memphis TN. Make Sure There’s No Suitable Alternative. Before you commit your loved one into the care of a nursing home, make certain that your loved one isn’t able to
Workers’ Comp and Covid: What You Need to Know Workers’ comp is a type of insurance that helps your employer pay for your healthcare costs when you’re injured on the job. In the past couple of years, Covid has become one of the biggest job-related health risks. So can you get workers’ comp for a Covid infection if you got sick while at work? Here’s what you need to know about worker’s comp and Covid-19. How a New Tennessee Law Affects Workers’ Comp Claims for Covid-19 Each state determines its own workers’ comp laws. That means your state legislature decides all the rules around workers’ comp, and as a result, the laws can change when new people take office. In
Illegal Repossessions a Growing Problem Illegal repossessions in Memphis have risen in recent months, and now the government has issued a warning. The Consumer Financial Protection Bureau (CFPB) just issued new guidance for auto lenders. In it, they say they will closely review repossession practices by loan companies who might be “tempted” to take cars before it’s their legal right. Car lending companies have reportedly taken cars before the legal grace period written into the loan. They’ve repossessed cars from people with on-time payments, claiming it was an administrative error, and they’ve refused to give people’s property back that was taken while inside a repossessed car. Here’s why it’s happening and what you can do about it. Why Are Cars