As a debt lawyer TN trusts, I often tell clients there is no wrong time to file for bankruptcy. I truly believe it is never too early or too late to get yourself on the path to financial freedom. That being said, if you’re struggling with debt and your New Year’s resolution is to get your financial life back on track, filing for bankruptcy this January might be the right choice for you. The New Year celebrations mean many folks are making resolutions for the year ahead. Whether it’s to lose a bit of weight, get organized, or get their finances in order, many Americans use January as an opportune time to better themselves. And getting control of your debt
If you’re struggling to pay your utility bills, you’re not alone. Millions of Americans fell behind on utility bills during the pandemic. In fact, one out of every three people in Southern states are currently living in a state of energy insecurity, struggling to maintain vital utility services like heating and cooling. As a utility debt lawyer TN trusts, I know unpaid utility bills can cause a state of constant stress, especially with winter just around the corner. Thankfully there’s a way out of crushing utility debt with the power of bankruptcy. Get out from under utility debt with bankruptcy There are a lot of myths and misconceptions about bankruptcy. The truth is, if you are struggling with debt and overwhelmed
The holiday season is a time for family. If you have an elderly loved one in a nursing home, chances are you will see them this December to open gifts, or just enjoy spending time together. Sadly, as a nursing home abuse attorney Memphis trusts, I know the holiday season is also a time for increased risk of nursing home abuse and neglect. The World Health Organization reports one in six older adults worldwide is a victim of elder abuse. Unfortunately, around the holiday season, this problem becomes even more of a challenge. Why the holidays bring a greater risk for nursing home abuse During the holidays, many nursing home caregivers request time off to spend with their family. This leaves
If you are grappling with personal debt, ignoring the issue won’t make it better. If nothing changes, bills are likely to just continue adding up. Bankruptcy may be a helpful resource for those who’s debts substantially outweigh their earnings. Here are a few warning signs that you must act promptly, otherwise you may be headed into bankruptcy: You do not qualify for a debt management program. You may have tried to enroll in a debt management plan without success. This solution can be useful for those who want to lower their payments to creditors, have only one credit bill to pay, or reduce their interest rates. Despite the potential benefits it can bring people, some do not qualify for these
As a Chapter 7 bankruptcy attorney for over 30 years, I know bankruptcy is still a word that means “failure” to a lot of folks. People assume it is like a death sentence to their financial health. The truth is, for anyone in significant debt, bankruptcy can be a lifeline that provides immediate financial relief when needed most. There are different types of bankruptcy, both with their own qualifications and benefits. An experienced bankruptcy attorney can help you choose the right one for your situation. Today I want to talk about Chapter 7 bankruptcy and the many benefits it offers. 5 Benefits of a Chapter 7 Bankruptcy 1. An end to creditor harassment If you’re in significant debt, chances are
Executive Order: Transforming Federal Customer Experience and Service Delivery to Rebuild Trust in Government On December 13, 2021, President Biden signed an Executive Order which affects 17 federal agencies and intends to streamline government services. The order is intended to make filing taxes, changing your name or address with federal agencies and managing government benefits a lot easier for social security disability recipients. The ability to interact with government agencies via electronic means is included in this order and it’s hoped that this will allow for efficient and timely service from the IRS and Social Security Administration (SSA). Below, the social security disability attorneys at Match and Farnsworth have provided some insight on the new order Public Appearance and Original
For most of us, social media plays a big part in our everyday lives. It can be a great way to share pictures and memories with friends and family. That being said, as a personal injury Memphis lawyer, I know social media can also be used against you. If you are pursuing legal action after an accident, you need to be very cautious about what you put online. With personal injury claims specifically, what you post on social media can have drastic consequences. Insurance companies and defense attorneys will do whatever it takes to undercut your claim. This includes using social media posts to prove that your injury and distress is invalid. Tips for safe social media use while filing
Millions of Tennesseans will have a Christmas tree in their home this December. In fact, I’m sure many folks already have theirs decorated and displayed beautifully in their living rooms. Christmas trees are a wonderful reminder of family traditions and a symbol of togetherness. But as a Memphis personal injury attorney, I know they can also pose dangerous hazards to you and your family. Here are 4 Christmas-tree related hazards to be aware of to help keep you and your family safe this season. 4 Common Christmas Tree Hazards to Avoid 1. Decorating Slip and Falls Slip and fall accidents are common when decorating a Christmas tree. Many people try to place the star or angel on top of a
Talking with Family Members About Bankruptcy As a Memphis Tennessee bankruptcy attorney, I know one of the biggest fears people have about bankruptcy is telling their family. And with the holidays on the horizon and social distancing restrictions behind us, we can all expect to see more of our family and friends in the coming weeks. If you’re thinking of filing for bankruptcy, you may be nervous about how to discuss your decision with your loved ones during this holiday season. First of all, I’m here to assure you bankruptcy is nothing to be ashamed of. It can be a responsible decision that actually provides opportunities for a brighter future for you and your whole family. That being said, I
Under United States Department of Transportation law, data is often collected about how many pedestrians are injured in vehicle accidents in the United States. The average number of people who are injured as pedestrians and accidents involving vehicles in the United States is just over 60,000 people a year. According to the research and innovative technology administration otherwise known as the RITA most pedestrian injuries occur at night. Therefore if you are injured, a pedestrian accident lawyer, can help you. Your pedestrian accident lawyer in Southeast WA is going to be able to help you catalog your injury, they are going to be able to help you figure out the amount of costs and damages; because when you are injured