Why Was I Denied Workers’ Comp? As a Memphis workers’ compensation lawyer with over 40 years of experience, I’ve seen how frustrating a workers’ compensation claim denial can be for our clients. After all, you’re already dealing with the physical, emotional, and financial toll of an injury, and being denied the benefits you deserve only adds to the stress. But don’t give up just yet—there are often ways to overcome a denial and get the compensation you need. In this post, I’ll break down the common reasons workers’ compensation claims are denied and provide strategies for overcoming them. 1. Failure to Report the Injury on Time One of the most common reasons for a workers’ compensation claim denial is failing
A Guide to Dealing with Wage Garnishment for Unpaid Taxes If you’ve fallen behind on your taxes, you’re not alone. Many Americans struggle to pay their tax bills. And when you get really behind, the IRS has tools to collect what you owe—including wage garnishment for unpaid taxes. The idea of losing part of your paycheck before it even hits your bank account can feel overwhelming. Fortunately, you have options to take control of the situation and protect your finances. What Is Wage Garnishment for Unpaid Taxes? When you owe taxes to the IRS and fail to pay or make arrangements with them, they can garnish your wages through a wage levy. Unlike private creditors, the IRS doesn’t need a
Understanding Personal Injury Law and Four-Wheeler Accidents While all-terrain vehicles (ATVs) offer thrills and a way to explore the outdoors, they can also be extremely dangerous. Personal injury and ATV accidents sadly go hand-in-hand. Crashes involving these vehicles often lead to serious injuries, leaving victims with medical bills, lost income, and emotional distress. If you’ve been injured in an ATV accident, you’ll want to understand your rights as you potentially seek compensation. Here’s what to know about personal injury and ATV accidents. Common Causes of ATV Accidents ATV accidents can happen for many different reasons. And to determine who is at fault, you should start with the cause. Common causes include: Driver error (including reckless driving, speeding, or lack of
Understanding Car Accident Liability If you have been in a car accident, it’s key to determine who is at fault. Determining liability as soon as possible after the accident is incredibly important simply to make sure the right party is held accountable for their actions; whether it is for insurance or legal reasons. Keeping records, like the photos, notes, reports, medical documents, and other documentation described above, as soon as possible, will help you get started on strong footing. However, even with the best documentation, it can be a bit tricky to determine exactly who is responsible at the time of the car accident. Since fault can be the most important factor in a legal dispute, you should be sure
What Are the Most Approved Disabilities for Social Security? If you’re applying for Social Security Disability Insurance (SSDI), you might wonder which Social Security disability gets approved the most. What are your chances, and will your disability likely get approved? While every case is unique, some conditions are more commonly approved because they meet the Social Security Administration’s (SSA) strict criteria for disability. Here’s a look at the most commonly approved disabilities for Social Security and why they tend to qualify. 1. Musculoskeletal Disorders Musculoskeletal disorders are some of the most commonly approved disabilities because they often lead to significant physical limitations. Examples include: Severe back injuries Degenerative disc disease Rheumatoid arthritis Osteoarthritis These conditions can make it impossible to
It Isn’t Worth It to Be Embarrassed About Your Debt Debt can feel like a dark cloud hanging over your head, weighing you down with guilt, stress, and—let’s be honest—shame. If you’re ashamed of bankruptcy or debt, you certainly aren’t alone. Maybe you’ve told yourself, “I should’ve known better,” or “I don’t want anyone to find out.” But here’s the thing: the system is often set up to get us into debt. When that system fails us, it’s not a moral issue to make a mistake or fall behind. Let’s break down why debt doesn’t define you, how bankruptcy works, and why you shouldn’t let embarrassment stop you from getting the help you need. Debt Happens to Good People Life
What Is a Compassionate Allowance for SSDI? If you’re applying for Social Security Disability Insurance (SSDI), you may have heard of Compassionate Allowances for SSDI. The Compassionate Allowances program is designed to help people with severe and easily identifiable disabilities get their benefits faster. Waiting months or years for SSDI approval can be overwhelming, especially if you’re dealing with a critical condition. So here’s what you need to know about the Compassionate Allowances program and how it can help you or a loved one. How Does the Compassionate Allowances Program Work? The Social Security Administration (SSA) created the compassionate allowances program to speed up SSDI applications for people with conditions so severe that they almost always meet the SSA’s criteria
Wrongful Death Lawsuits After a Natural Disaster When natural disasters strike, they leave devastation in their wake – and every death is a deeply tragic loss. Sometimes, though, certain families might suffer what in legal terms is called “wrongful death” from a natural disaster. While these events are often seen as unavoidable “acts of God,” not every death during a natural disaster is truly unavoidable. In some cases, human negligence or poor decisions can make a bad situation worse, leading to preventable deaths. If you’ve lost a loved one during a natural disaster due to someone else’s negligence, you may have the right to file a wrongful death lawsuit. When Is Death During a Natural Disaster Considered Wrongful? A natural
Taking the Right Steps After an Accident On average, a driver will be involved in four accidents during their lifetime. Since collisions can be unavoidable, it is crucial that you know what to do after the fact, and especially what not to do to avoid exacerbating the situation. If you have been in an auto accident, our Memphis, TN auto accident lawyer is here to help you avoid mistakes as you pursue compensation for your injuries. Here are three things to avoid if you find yourself in a car accident. Do Not Drive Away No matter how minor the accident may appear, you are always required to stop as soon as you are safely able to. Continuing to drive after
Bankruptcy at New Years: A Fresh Start for Your Finances As the clock strikes midnight on New Year’s Eve, some people greet the new year with heavy financial burdens. If you’ve been feeling buried under debt, filing bankruptcy in the new year might be the resolution you need to regain financial freedom. It’s not just about eliminating debt; it’s about giving yourself the chance to build a better future. And here’s how. Why Bankruptcy Makes a Great New Year’s Resolution I always remind my clients: The more money you spend on credit, the more you’re paying for the past. And you’re using today’s money (and your future finances) to cover it. Living this way can create a never-ending cycle… unless