The time is always right to set a financial intention, but some times of year are especially great moments to reflect and lay the foundation for a fresh start. Spring is one of them. It is truly a season of renewal and new beginnings. And now, with the cherries and daffodils in bloom, and the tulips above ground, I invite you to do a spring cleaning of your finances. Just as we clear our gardens—weeding and pruning before we plant for the upcoming year—we have to do some financial pruning, too, and change the habits that aren’t serving us. 1. Plan for the future. I believe that your goals should shape how you approach your finances. They should also be
Personal Injury Lawyer There are many things that may fall under the category of “pain and suffering”, and many of them individuals may like to be compensated for should someone be the cause of either. There are some instances where an individual may desire to pursue an emotional distress claim and it is important to understand what that is so that you are aware of your options before making ac claim. Emotional distress occurs when the act of another individual or a business causes grief upon you. In many personal injury cases, an attorney may add emotional distress to a claim for damages to be paid to a victim. Most tort cases require physical injury as well, in order for
NOTE: This is a guest post from our friends at Riddle & Brantley, a law firm of personal injury, auto accident, wrongful death, workers’ compensation, and North Carolina disability lawyers. If you’ve been denied Social Security disability benefits, do not be discouraged. It’s important to remember that roughly 70 percent of initial applicants are denied benefits. There are many opportunities to appeal your case. A Social Security lawyer can help you determine your best legal options for pursuing your appeal. There are multiple “levels” of application and appeal for seeking Social Security disability benefits from the Social Security Administration (SSA). These include: Initial Application — After filing an initial application with the SSA and waiting an average of several months,
If your loved one died after injuries sustained in a car accident, you may be entitled to seek wrongful death damages. These damages are similar to those that are claimed in personal injury claims, but a surviving family member would receive the compensation instead of the injured party. This means the accident that caused the death would have to be similar to one that would be allowed as a personal injury claim. Who Can File a Wrongful Death Lawsuit? Each state has different regulations that dictate who can file a wrongful death lawsuit after someone dies in an accident, though they are pretty similar from state to state. In most cases, an individual named as an heir is the same
With tax season officially upon us, many Americans will find themselves owing the government money this season. Within that group, many will owe more than they expected. Even more than what they can pay. We talk about tax debt less than we talk about other forms of consumer debt, like student loan or credit card debt. However, it’s a significant issue that affects more people than it may seem. If you have dealt or are dealing with tax debt, know that you aren’t alone, and there’s no need for shame. The important thing is to find a way forward. Thankfully, because of bankruptcy, you can rest assured that there is a path to financial freedom. Collectively, Americans owe billions in
What’s the harm in an hour of lost sleep? As a Memphis car crash attorney, I’ve learned that the answer is: more than it may seem at first glance. Every year, daylight savings time changes shake up our typical routines. The shift can make us more accident prone, and research has linked the annual “spring forward” to an increase in fatal car accidents. Fatal car crashes in the U.S. increase by 6% following the springtime switch to daylight saving time. If you feel a little foggy or slow after we turn the clocks ahead, you’re not alone. Daylight saving time leaves many of us feeling slightly thrown off. It’s understandable. The change in time affects our sleep. Naturally, sleep disruptions
Personal Injury Lawyer While most young people are still focused on summer fun, high school and college football players have been busy working out and practicing. Teams typically begin meeting during the month of July in preparation for the fall season. Unfortunately, hotter temperatures and over-enthusiasm can end up leading to potentially serious personal injuries. The following highlights some of the most common causes and what you can do to make sure young athletes are protected. Common Football Practice Injuries Football is one of the most popular team sports. Unfortunately, the American Orthopaedic Society for Sports Medicine reports that football players are among those most likely to suffer sports-related injuries. In addition to mishaps that occur during play, practice can
Medical malpractice is the third leading cause of death in America, after only heart attacks and cancer, and killing approximately 225,000 people each year. It occurs when a medical professional—including a doctor, surgeon, pharmacist, nurse, anesthesiologist, or hospital—fails to meet the standards of care. If medical malpractice has harmed you or a loved one, you deserve an attorney who will fight for you and go the extra mile. At Darrell Castle & Associates, we understand the true toll of medical malpractice. We work tirelessly to get our clients compensation that covers medical bills, pain and suffering, lost wages, and emotional stress. Common Forms of Medical Malpractice Everybody makes mistakes, even doctors. Unfortunately, when medical professionals make errors, the consequences can
Today, officials announced a multi-state investigation into Juul’s marketing, led by attorneys general from Connecticut, Florida, Nevada, Oregon, and Texas. The investigation is a response to America’s intensifying vaping epidemic, in which countless young people—including dozens right here in Tennessee—have been harmed by e-cigarettes. The officials are investigating Juul’s claims regarding the safety and effectiveness of its products as smoking cessation aids. Other attorneys general have previously sued Juul, whose marketing efforts they believe preyed upon teens. Juul is well known for its high-nicotine pods that come in flavors like mango, creme, and mint. The rise of vaping among teens is nothing short of an epidemic. According to the latest figures, one in four teens has vaped in the past
One of the biggest mistakes I see people make with bankruptcy, as a bankruptcy lawyer Memphis TN trusts: waiting too long to file. Inaction is never a good idea, especially with bankruptcy. Short-term fixes are akin to putting a band-aid over a problem. Deep debt will not resolve itself. The truth is, if you’re struggling with serious financial problems, you owe it to yourself and to your family to explore bankruptcy. There’s so much relief on the other side. Throughout my career as a bankruptcy lawyer Memphis TN relies on, I’ve watched so many families recover and rebuild. In fact, one of the greatest gifts of my career is the opportunity to play a small role in those families’ journeys.