As a bankruptcy lawyer Memphis TN has turned to for more than 30 years, I often tell my clients that there’s no wrong time to file for bankruptcy. I mean it. From years of watching families rebuild, I can honestly say that it’s never too early or too late to tackle your debt and forge a new path. That said, there’s a reason we set New Year’s resolutions this time of year. Each January is an opportunity to start over. And there’s no better way to start over than by giving yourself the gift of clearing your debt. Give yourself a post-holiday shopping financial “cleanse.” It can feel impossible to embrace the symbolic beginning of a new year when you
The start of a new year is like a chance to hit a reset button, and nearly half of all adults in the U.S. will take advantage by setting New Year’s resolutions. Many of us will focus our intentions on our health and well-being, vowing to eat better and exercise more, or to quit this or that bad habit. Fitness New Year’s resolutions aren’t just about fitness, though. The end goal of new health or exercise habits is to reach a state of greater overall balance. Sadly, debt interferes all too often with achieving those goals, even when you are doing the work. As a Memphis bankruptcy lawyer, I’m familiar with the link between our financial and physical health. I
As a trusted lawyer participating in the Roundup cancer lawsuits TN, I’m offering a free legal consultation to any cancer patient exposed to Roundup. The Roundup cancer lawsuits TN is dealing with are serious. As a trusted lawyer who has faithfully served the Memphis, Nashville, and Mid-South areas of Tennessee for over thirty years, I want to make sure you have all the facts about the Tennessee Roundup cancer lawsuits. My law firm, Darrell Castle & Associates, PLLC, is participating in a lawsuit against Monsanto and its parent company Bayer, the manufacturer of the popular weed killers Roundup and Ranger Pro. We suspect the chemicals in Roundup may be the cause of Non-Hodgkin’s Lymphoma and other deadly cancers. And an abundance
As an auto accident lawyer Memphis TN trusts, I know that the problem of impaired driving in our country is bigger than the holiday season. According to the Centers for Disease Control and Prevention, 29 people in the United States die each day, or every 50 minutes, in accidents involving an alcohol-impaired driver. Still, there are even more lives lost from drunk driving accidents during the holidays. The U.S. Department of Transportation reports that we have lost an average of 300 people to drunk driving crashes during the week between Christmas and New Year’s for the past five years. Those statistics look even worse on New Year’s specifically. According to the National Highway Traffic Safety Administration, the 12-hour window on
As a trusted lawyer participating in the TN Neonatal Abstinence Syndrome lawsuit, I am offering a free legal consultation to any family affected by NAS. Our great state of TN is plagued by a terrifying crisis: Neonatal Abstinence Syndrome. Neonatal Abstinence Syndrome, or NAS, is a severe type of drug withdrawal that occurs in newborns exposed to addictive opiate drugs while in the womb. As America’s opioid crisis continues to spread, the number of babies born with NAS is increasing at an alarming rate. In fact, the number of women in the U.S. with an opioid addiction at the time of delivery quadrupled between 1999 and 2013. And there is no sign of it slowing down. But amidst the legal battles
In 2019, teenagers vaped at nearly twice the rate they did the year before, a new study from the National Institute on Drug Abuse found. This comes amid a positive trend of declining use of opioid misuse, tobacco cigarettes, and alcohol. In a nationally representative survey of America’s middle school and high school students, 14% of 12th graders reported vaping cannabis in the past month. In 2018, 7.5% of 12th graders said they had vaped cannabis in the past month. The number of teens who admitted to vaping cannabis once or more in the past year more than doubled over the past few years, too. It rose to 20.8% for 12th graders, 19.4% for 10th graders, and 7% for 8th
It’s no secret that America has a serious problem with medical debt. As a Memphis bankruptcy lawyer, I see the heavy toll an unexpected medical emergency can take on families. As individuals, we spend more on health care than any other developed country—about $17 for every $100 we spend, on average, according to the Organization for Economic Cooperation and Development. Many of those bills arrive without notice. In a recent article for CNBC, Sharon Epperson and Lorie Konish write that “about 137.1 million adults have been hit with medical financial hardship in the past year.” Many Americans turn to credit cards to settle their medical debt. A recent survey from CompareCards.com found that roughly one-third of cardholders have debt from
As a newborn NAS lawyer TN trusts, I am offering a free legal consultation to any mother whose child was born with Neonatal Abstinence Syndrome. As a newborn NAS lawyer TN trusts, I want to be honest with you. The most vulnerable victims ofthe opioid crisis are not who you think. Every day, babies across America, including those in Tennessee, are born with Neonatal Abstinence Syndrome (NAS). NAS is a group of agonizing withdrawal symptoms endured by infants when they’re born. NAS is caused by exposure to addictive opioid drugs while in the womb or during breastfeeding. The rate of NAS has increased dramatically, fueled by the nation’s growing opioid crisis. In fact, in the last fifteen years, the number
3 Steps to Follow After a Car Accident While Pregnant Being pregnant can be both an exciting and scary time in a mother’s life. You’re excited to meet your new little one, but you are nervous about all the scary things that are happening in the world. If you’re in a car accident while pregnant, the scare factor could amplify. The following are three steps you should take immediately following a car accident while pregnant. Call the Authorities You’ll want to call the authorities for two reasons. First, you should have an accident report made by a police officer who is completely unbiased and just looking for the truth. If you are sued by the other driver, or if
The holidays may be the season of giving, but it’s difficult to celebrate in full force if you’re struggling with debt. If you’re already considering bankruptcy, I commend you for doing so. With 2020 on the horizon, now is the perfect time to resolve your debt and start building a future with the financial freedom you deserve. You may feel guilty for not being able to give your children the Christmas you’d like to. While it’s tempting to rack up additional debt to treat our children to the perfect Christmas, with plenty of presents underneath the tree, you will be giving your family so much more in the long run by filing for bankruptcy. You might be wondering whether it’s