By: Darrell Castle

Debt can put a lot of stress on a person, and if the problem is left unsettled, bad things can happen.

A story surfaced in the Memphis news this week when a local man posted a video on Facebook of a panhandler getting beaten up.

In this video, the man – Joseph Johnson – got out of his truck at the intersection of I-240 and Perkins and began attacking a panhandler on the sidewalk. Johnson posted on Facebook that this panhandler used to work for his family business, Johnson Tree Service, and stole seven of his chainsaws.

In the Facebook post, Johnson said he is behind on his bills and due to be evicted from his home, seemingly using this as an excuse for his violent actions. It appears the stress of his debt got the best of him.

Now, an arrest warrant for simple assault has been issued for Johnson. So, rather than only having to deal with his debt and eviction notice, he has to deal with more legalities.

Violence is never the answer, folks. It only makes the problem worse.

A better way to deal with debt is through the bankruptcy process. People have false assumptions of what bankruptcy is and what it can/will do so they tend to avoid it. However, a one hour FREE consultation is all you need to hear about how a bankruptcy can help solve your problems.

If you’re in debt and about to lose your home, a Chapter 13 bankruptcy is something to strongly consider. By filing for Chapter 13, you can lump your debts into an affordable repayment plan over several years. In doing so, you protect your home from creditors. Then, once the process is complete, you have a clean financial slate and you’re still living in your home!

This also creates a great opportunity to rebuild your finances. At Darrell Castle & Associates, we not only want to help you get out of debt through bankruptcy, but we also want to provide you with the tools to succeed after it’s complete.

That’s why we offer our clients free access to a wonderful online credit restoration course. 7 Steps to a 720 will teach you the tips and tricks the banks don’t want you to know in regards to re-establishing and rebuilding your credit score to an A+ rating after a bankruptcy.

If you’re struggling financially and want to talk to someone experienced about your options, then our FREE consultation is perfect for you.

You need an attorney you can trust. You need an attorney with your best interest at heart. Our firm has received multiple Client Distinction Awards from Martindale-Hubbel because we care about our clients. You’re in good hands here.

Call (901) 327-2100 today to schedule your appointment, or you can fill out one of the contact forms on this page to have someone contact YOU.