By: Darrell Castle

Are you in debt this holiday season?

Well, you aren’t alone. In total, American consumers owe over $11 trillion in debt. That seems stressful to me.

As a bankruptcy attorney, I’ve had plenty of conversations with people who are struggling with debt and the inability to pay their bills. I’ve heard their stories and seen their cries. They’re stressed out.

Christmas is supposed to be a time full of joy and peace – not a time of stress and fear. There’s a way to relieve yourself of that debt that’s eating away at your life and enjoy your holidays with the comfort of financial stability.

By filing for bankruptcy, you can discharge all of your dischargeable debt through a Chapter 7 bankruptcy, or you can lump all of it into an affordable payment plan that you pay over a longer period of time while your property is protected from creditors. As a well respected bankruptcy law firm Memphis, TN counts on, we can help guide you through your financial difficulties.

Both chapters come with their own qualifications and benefits. An experienced bankruptcy attorney will sit down with you, look over your finances, hear your story and help you determine which chapter is the best fit for your situation.

Then, once the process is complete, you’re free of that debt and have a clean financial slate. This is a great opportunity to begin rebuilding your finances the RIGHT WAY.

You need an attorney you can trust, though. You need an attorney who has your best interest at heart and who will walk and talk you through every step of the process. Darrell Castle & Associates has received multiple Client Distinction Awards from Martindale-Hubbel for client satisfaction because we do just that!

We not only want to help you get out of debt through bankruptcy, but we also want to provide you with the tools to succeed after. That’s why we offer all our clients free access to 7 Steps to a 720, an online credit restoration program that shares the tips and tricks the banks don’t want you to know in regards to re-establishing and rebuilding your credit score after a bankruptcy.

Being debt free. Having the ability to pay your bills. A clean slate to rebuild your finances the right way. Doesn’t that sound like a GREAT gift to get yourself this Christmas?

If so, I advise you to schedule a free consultation with one of our experienced attorneys. It consists of an hour or so in which the attorney will look over your finances, hear your story and present you with your best options.

Call (901) 327-2100 to schedule an appointment or fill out one of the forms on this page.