When you’re living paycheck to paycheck, it’s easy to fall behind on regular payments. Unfortunately, car lenders aren’t understanding, even if an unexpected life event is to blame. And the repo man has a host of dirty tricks up his sleeve to make sure you pay the price, stopping at nothing until your car is no longer yours. When you take out a loan to buy a car, your vehicle becomes collateral. That means the bank is legally justified in threatening to seize your vehicle if you begin falling behind on your car note. Repossession is devastating, and for those who rely on their cars to get to work, it can create a financial nightmare. Many people who believe they
Back when prescription opioids first hit the market back in the 1990’s, we had little knowledge of their addictiveness or their effect on children. By now, however, we know all too well about the terrible side effects these drugs can have on the development of children. Children are truly some of the most vulnerable victims of this epidemic. If a mother takes opioids while pregnant, her child can become addicted in the womb. It can go through painful withdrawal, Neonatal Abstinence Syndrome (NAS), which can lead to devastating, lifelong medical complications. The crisis is nowhere near over — there are thousands of NAS cases in Tennessee alone — but recent reports show that we’ve taken significant strides. Tennessee became one
When we leave our elderly loved ones at nursing homes, we expect for them to be looked after with the utmost care. Unfortunately, this doesn’t always happen. There are many cases of nursing home abuse in the U.S. and some of them go unreported. The last thing you want is for your family member to be mistreated, so it’s important to recognize the warning signs. Here are some signs of nursing home abuse: Loss of Mobility Many patients go into nursing homes with limited mobility. That’s why it’s important for staff to have the patient move around frequently throughout the day. Doing at least a little bit of walking can improve strength, circulation and balance. If your family member has
Lawyers Fighting for the Tennessee Foster Care System Overwhelmed by the Opioid Crisis As a lawyer Memphis TN has trusted for over thirty years, I’d like to share some important facts with you about the Tennessee foster care system overwhelmed by the opioid epidemic. According to the American Psychological Association, 91 people die each day in America from opioid overdoses. These are from both illicit and prescription drugs. Increasingly, children are the indirect victims of these tragedies. Often, they are separated from their families due to their parent’s drug addiction. Even worse, many of the children entering the foster care system in Tennessee are addicted to drugs themselves. Children in Foster Care May Have a Higher Risk of NAS. A
Certified Nurses Aides (“CNA”) perform an important role in delivering care to the elderly residents in nursing homes. It can be difficult work. Physically and emotionally taxing, particularly in facilities with high resident to aid ratios. But even in the best of facilities, the simple truth is that not everyone is cut out for this type of work. Caring for nursing home residents, who are frequently incontinent and with varying degrees of dementia, can be very challenging and calls for a person with a great deal of patience. Hiring incompetent persons for this role, or persons with poor temperament, can have devastating consequences for patients – including, but not limited to emotional and physical abuse. The government has set up
Even the most frugal budgeters can throw caution to the wind when summer vacation season rolls around. As I’ve mentioned before, summer causes many people to lose track of their finances, with an average of 74% of Americans going into debt for a vacation. That said, the warm temperatures and longer days are actually conducive to saving, with many opportunities you won’t find other months of the year. Here are the top ways to take advantage of the season and save money. 1. Let the summer breeze dry your laundry for you. This is perhaps the only energy conserving tip that will leave your clothes feeling and smelling amazingly fresh. Hang your laundry outside to let the sun do the
Injured on Vacation? What You Should Know Accidents happen — even on vacations — and with every day of travel, a few unlucky people will come back with something far worse than stories of lost luggage and missed flights. Most of us don’t give a second thought to what happens if we’re injured on vacation. But it’s important to know what to do in case of an accident. The fact is, vacation injuries are shockingly common, and you can never be too prepared. Most Common Vacation Accidents According to the World Health Organization (WHO), injuries are the leading cause of preventable death in travelers. It shouldn’t be too surprising that injuries are so prevalent. Travel requires you to explore unfamiliar
What to Do When Your Foster Child Exhibits Strange Symptoms If your foster child exhibits strange symptoms, it may be a sign of something much more serious. You see, an alarming number of children entering the foster care system are found to have drugs in their system. In some states, an average of 8 out of 10 children are testing positive for a mixture of drugs, the majority of which are opioids. Tragically, many of these drug-positive children are babies and infants. A pregnant mother may take opioids for pain management or because she has an addiction to them. Her unborn child is then exposed to these drugs while in the womb, getting addicted to them before he or she is
America was founded on a dream: the idea that everyone has the right to life, liberty, and the pursuit of happiness. For the vast majority of our country’s history, that “American Dream” held true, with a vibrant middle class. But in the final decades of the 21st century, everything started to change. It’s gotten harder and harder to get ahead. The signs are everywhere: student loan debt, higher-than-ever debt-to-income ratios, and explosive credit card debt. Here’s a quick primer on how we got to where we are today. The Prosperity of the 1950’s In the late 1950’s, veterans returning home after the war needed jobs and houses to accommodate their growing families. War industries quickly converted to making civilian products,
Placing a loved one in a nursing home can be difficult for any family. These difficulties and emotions worsen with the possibility of neglect in the facility. It’s hard to believe residents are neglected and mistreated in their nursing homes. After all, why wouldn’t employees put their all into patients’ care? If you’re worried your loved one is experiencing neglect but aren’t sure, here are some signs you should investigate: Physical Signs If the patient is showing any new or abnormal issues in his or her health, that’s a red flag. Things like foul odor, weight loss, dehydration, mysterious injuries or bruises, lack of personal hygiene, pressure ulcers, new illnesses, UTI’s, immobility, or any change of condition uncommon for the