Divorce and bankruptcy can both cause a lot of stress. Imagine experiencing both at the same time. While it can be quite overwhelming, you can get through it with the right help. If you hire legal assistance, you can receive proper guidance. Deciding Which Bankruptcy Type The first thing you have to do is decide on whether you want to file for Chapter 7 or Chapter 13 bankruptcy. There are pros and cons to both types of bankruptcy. Chapter 7. With Chapter 7, you will be better off filing before your divorce. This bankruptcy can be over within a few months and rid you of all your debts before you get a divorce. Chapter 13. If you choose to file
If you’re looking for affordable repossession help in Memphis, you’ve come to the right place. As a bankruptcy lawyer Memphis TN trusts, I get it. Many of our clients come to us when they desperately need financial help. And as a result, it can be hard to pay for normal bankruptcy services. We’ve grappled with this problem for years and we work hard to make this process simple, affordable, and successful. Is It Expensive to Stop Repossession? Repossession starts a frustrating cycle: if you can’t afford your car, they’ll take it. But if they take it, you can’t get to work to earn more money to afford a car. How can so many Americans break that cycle if they don’t
Many cities have taken measures in recent years to improve bike safety. Chicago recently added some high-traffic trails to reduce risk to bicyclists and there are now vending stations to rent bikes throughout Chicago. Unfortunately, many suburban areas have not made bike safety a priority. Some of these areas have been designed to favor pedestrians and cars. One reason few suburbs have bike and pedestrian-friendly policies in place is that the number of people biking to work may be falling; bike crashes remain stubbornly high; and large gaps remain in the regional trail network. Sadly, an average of ten bicyclists are killed annually in the suburbs, and 1,171 are injured, according to Illinois Department of Transportation statistics. Many suburbs have
Black boxes are commonly used in air crash investigations in order to gain data about exactly how the plane and pilot were performing in the time leading up to the crash. The majority of commercial trucks now come complete with this same type of black box, and just as in a plane crash, these truck black boxes can also provide valuable information in case of a truck accident. In fact, if you or a loved one has been injured in an accident involving a commercial truck, the information contained in the black box might be able to prove that the accident was in the truck driver’s fault. In this case, a truck accident lawyer might be able to help you
Is Social Security Disability a Government Handout? If you suffer from a disability, you could need Social Security Disability Insurance (or SSDI). But if you’re like many Americans, you may feel bad about applying. Some people have a negative view of SSDI. They don’t realize it’s part of the same insurance plan as regular Social Security. As a Social Security Disability lawyer Memphis has trusted for decades, I’ve heard a lot of complaints about the disability program. And it’s true the program has its faults. But those people who put it down usually haven’t ever suffered from a disability, and so they haven’t ever needed its benefits. In reality, SSDI works very similarly to an insurance program. Like an insurance
Before you hire a lawyer, it’s important to find out certain information about his or her background. Remember to ask these three questions during your consultation with a lawyer? 1. Have you handled many cases similar to mine? There are many lawyers out there and not all of them have the same type of experience. For example, some lawyers may practice criminal law while others focus only on civil cases. It’s important to hire a lawyer who has experience handling cases like yours. If you were charged with a DUI, you don’t to hire a lawyer who only has experience with lawsuits. 2. What are your fees? Before you hire a lawyer to take your case, it’s important to find
Birth Injury vs. Birth Defect As a Memphis birth injury lawyer, I’ve noticed a lot of people get confused between birth injury and birth defect. Both can be devastating for families. They may result in the same symptoms and require similar treatments. But they differ on a legal level. Birth defects occur as an accident of nature. They form in the womb during the pregnancy. They can be genetic or not, and behavior like smoking, drug use, and alcohol consumption can make them more likely. Doctors may test for birth defects throughout the pregnancy, and they may even be able to treat some problems when they arise. A birth injury occurs because of someone else’s mistake or neglect. It’s rarely criminal, although that’s possible. But
According to the National Floor Safety Institute, most accidental deaths in the home are caused by a fall and they occur in virtually all service and manufacturing sectors. These reasons are why any people often question if they are liable if someone falls on their private or commercial property. To answer this question correctly, you must first know the legal status of the visitor who fell on your property. There is also a legal term known as “ premises liability” that you should become familiar with. Even if you are renting a property, you can still be held liable if someone gets injured. If you want to know exactly what could happen if someone falls on your property, the best
As a Memphis Chapter 7 lawyer, I meet with people every day who need to know the difference between secured and unsecured debt. The answer can help you prioritize your expenses and decide which type of bankruptcy you need. An unsecured debt means a debt that’s not connected to a collateral property (a property the bank could take back if you don’t pay). The most common examples include houses and cars. If you can’t pay for your house, the bank can take that house back as collateral on your loan. Most debts are unsecured. They include: credit card debt utility bills medical bills back rent and more Getting Rid of Unsecured Debts Through Bankruptcy For many Americans, unsecured debt like credit cards and
Despite all the advances made in car safety thanks to technology in recent years, fatalities are up again across roads in the US, reports the New York Times. Recent estimates released by the nonprofit National Safety Council paint a grim picture: 40,200 people died in motor vehicle crashes in 2016, up six percent from the year before. This also marks the first time since 2007 that more than 40,000 people died on the country’s roads. A recovering economy has been identified as one potential cause of the hike, as more people are driving for pleasure and work. Safety experts have also pointed to a sharp rise in distracting driving as a source. With more cars offering voice control and other