The length of the bankruptcy process depends… By: Darrell Castle If you’re in debt and considering bankruptcy, you’re probably wondering how long the process will take. I certainly don’t blame you; you’re eager to establish your financial freedom and get your cash flow back. Well, how long the bankruptcy process lasts depends on which bankruptcy chapter you file for. If you file a Chapter 7 bankruptcy, your debts that are dischargeable will be discharged with no plan payments to make – it’s as simple as that. Assuming there are no complications, a Chapter 7 will not reach final discharge for 3-4 months after filing, and there’s usually nothing for the client to do during this time – it’s a waiting
The car accident settlement process By: Darrell Castle Transcript: If your case is really complicated and the other side just refuses to pay, then you have to go through the litigation process, and that takes longer. But the vast majority of cases are settled; and the length of time varies, depending on the complications of the accidents and the type of injury that you had. You can’t start thinking about settling an injury case until you’re fully recovered. Once you’re fully recovered and all the medical records are available for everyone to look at and evaluate, then you can discuss settlement if it’s a case that is discussable – in other words, the liability (who caused it) is pretty clear.
By: Darrell Castle If you’re injured and think you have a personal injury case, you should contact an attorney immediately. The first thing you should do after suffering an injury is get medical treatment. And people often think they need to wait until their medical treatment is complete to speak to an attorney. That isn’t true. It’s in your best interest to get the process started early and contact an attorney about your situation WHILE you’re getting medical treatment. You may know, without a doubt, that the accident was NOT your fault. OR, you may have no idea whose fault it was. That’s a big reason why you should contact an attorney fast. An experienced personal injury attorney will look
By: Darrell Castle The length of your personal injury case depends on many different factors. What you should be more concerned about is whether or not your case is being handled the right way. And if you hire the right attorney, it should be. You want your case handled with the attention it deserves. There are a lot of moving parts. There are things that can go wrong and hold the case up if they aren’t handled promptly. Hiring the right attorney to handle your personal injury case will not only ensure your case is handled the right way, but it’ll also ensure your case is successful in the shortest amount of time possible. Our team of personal injury attorneys
By: Darrell Castle In a Chapter 13 bankruptcy, your repayment plan will last 3-5 years. However, it’s up to you to decide how long you want it to last. If you choose 5 years, your payments will be lower. If you choose 3 years, your payments will be higher. And of course, if you choose 4 years then it’ll be right in the middle. When you file for Chapter 13 bankruptcy, you’re lumping your debts into an affordable repayment plan over a longer period of time. Chapter 13 bankruptcy is a very powerful weapon with many benefits that I’ve been highlighting in a new video series. Did you know… … Chapter 13 bankruptcy is more forgiving than Chapter 7? …
By: Darrell Castle The length of your Social Security Disability Insurance case really depends on whether or not your initial application is denied. That sounds bad, but it’s really not – up to 70% of initial disability claims are denied. However, you have 60 days to appeal the decision. That decision will then take about 6 months to be heard. Then, if you’re awarded disability, it takes about 3 months until you begin to receive the benefits. So, I typically tell people who are denied that the process will take about a year. What if you aren’t denied though? When you initially apply for Social Security Disability Insurance, you should receive an answer in 8 months – so a little
While there’s no limit to how many times you can file bankruptcy, there is a limit on how often your bankruptcy can be discharged. The rules depend on a lot of factors, so it’s best to consult one of our qualified bankruptcy attorneys if you have any questions, but here are a few things to keep in mind: If you’ve already filed a Chapter 7 bankruptcy, you have to wait 8 years to file Chapter 7 again. If you’ve filed a Chapter 13 bankruptcy, you have to wait 2 years before you can file again. If you’ve filed a Chapter 7, but now want to file a Chapter 13, you usually need to wait 4 years. If you’ve filed
Will a motorcycle accident attorney for my personal injury case cost me a lot of money? Darrell Castle, the motorcycle accident lawyer Memphis trusts, thinks the opposite might be true. What Will Hiring a Motorcycle Accident Lawyer Cost Me? Hiring an attorney for a motorcycle accident case will cost you nothing unless that attorney wins your case and recovers money. Then that attorney would charge you a percentage of whatever he recovers – a percentage that you and he have already agreed to in writing before the case started. He will have a written contract with you before the case starts setting out what his percentage is in case he wins, and so forth. So it costs you nothing unless
By: Darrell Castle What holds doctors accountable? Medical malpractice litigation through the civil justice system. Doctors are humans. Humans make mistakes. That’s a simple truth. No one is perfect therefore we’re all going to mess up in our lines of employment. However, doctors hold their patient’s lives in their hands. So when they make mistakes, it can cost their patients much more than a little headache and frustration. It can cost them their health, ability and sometimes even their lives. That’s why, if you or a loved one fall victim to medical malpractice, you need to do something about it. You need to hold the doctor accountable while fighting for compensation for medical bills, pain, suffering and more. A personal
Improving your credit score after a bankruptcy You’ve completed your bankruptcy. Your debt that was overwhelming you is gone, you have control of your life again and you’ve created a fresh start to a better financial future. Now what? It’s time to re-establish and rebuild your credit! Despite what some attorneys may tell you, a bankruptcy cannot legally be removed from your credit report. However, with the bankruptcy on your report, you can still rebuild your credit to a good score. It’s going to take some work, though. Anything worth value is going to take work, and your credit is no different. A bankruptcy is a fresh start, but what are you going to do with that start? This is