Creditor harassment is one of the most stressful parts of being in significant debt. It can make you feel like you are a bad person and the situation you’re in is all your fault. As a creditor harassment lawyer Memphis relies on, I know this is far from the truth. Most folks who are in debt aren’t bad people, they just found themselves facing an unexpected financial hardship. These might include a job loss, an unexpected illness, or other traumatic life event. Unfortunately, creditors don’t care what’s going on in your life – they only care about getting paid. Which means, on top of everything else, you have to shoulder the stress of creditors persistently contacting you, threatening lawsuits, foreclosure,
As a truck accident lawyer TN trusts, I know the moments following a truck accident can be overwhelming. Accidents with semi trucks often leave victims confused and frantic, facing severe injuries and property damage. Unfortunately, trucking companies take advantage of this and use whatever they can to deny liability for the crash. Which is why knowing the right actions to take immediately following an accident with a truck can make all the difference. Here are six steps you should take following a truck accident to protect your rights and give yourself the best shot at receiving the compensation you deserve. 1. Call 911 Even if there aren’t serious injuries, call 911. When you’re involved in a collision with a truck,
As a Chapter 13 bankruptcy lawyer who has helped thousands of people, I know there are a lot of myths and misconceptions around bankruptcy. Many folks assume it will leave them in worse financial shape than before they filed. Or they believe that filing for bankruptcy means they somehow failed. In reality, bankruptcy is nothing to be ashamed of. It has helped millions of Americans get out of crushing debt they would never have been able to get out of on their own, and it can help you too. If you’re struggling with debt, bankruptcy offers countless benefits. Some that will positively affect your life immediately after you file, and others that will serve you well into the future. There are different
The birth of a child should be one of the happiest moments in any parent’s life. But when something goes wrong due to a doctor or nurse’s negligence, it can be traumatic for the whole family. As a birth defect TN lawyer for over 30 years, I know the heavy emotional and financial toll a birth injury can bring. Shockingly, it’s not unusual for families affected by a birth injury like cerebral palsy to end up spending a million dollars or more on related medical costs. This topic can be extremely difficult to talk about, especially if you are experiencing it personally, but being informed can sometimes make all the difference. Below are three important birth injuries facts you may
Debt happens to the best of us. Maybe you lost a job due to the pandemic and are relying on credit cards to keep the lights on. Or maybe you had an unexpected medical emergency that landed you in a mountain of bills you can’t pay off. As a wage garnishment lawyer TN has relied on for over 30 years, I know it’s easy for just about anyone to fall behind on payments. It’s nothing to be ashamed of. Unfortunately, debt is a self-perpetuating cycle that is next to impossible to get out of on your own. Wage garnishment, in particular, can make you feel like you have nowhere to turn. Fortunately, there’s a way out. What is wage garnishment? Wage
In this post-pandemic climate, many Americans are struggling with their mental health while also trying to make ends meet. According to The World Economic Forum, an average of 45% of adults globally say their mental and emotional health has worsened since the beginning of the pandemic. As a Tennessee SSDI lawyer, I know how severely mental illness can affect a person’s ability to succeed in the workplace. Which is why now, more than ever, SSDI can be a critical lifeline for folks who are struggling with a mental condition. If you are one of the millions of Americans who are living with a mental health condition that limits your ability to perform daily tasks and prevents you from working, you
Post-Traumatic Stress and Motorcycle Accidents When most people think of motorcycles, they think of the joy of wind in their hair as they zip down an open road. But as a motorcycle accident lawyer TN trusts, I know motorcycles also come with unseen dangers. Motorcyclists have less protection than other drivers, so they’re more likely to suffer serious injuries like head trauma and bone fractures. However, not all motorcycle accident injuries are physical. Many people also suffer psychological and emotional injuries after a motorcycle accident. A study from the National Institute of Mental Health found 39.2% of people involved in a serious vehicle accident had PTSD. Of the 39.2% with PTSD symptoms, 53% also met the criteria for major depression. When you
Foreclosure is one of the scariest situations a homeowner can face. But unfortunately, it’s not uncommon. As a Memphis Foreclosure lawyer I’ve met many hard-working folks who fell behind on their mortgage payments through no fault of their own. Whether it’s a lost job, or an unexpected medical emergency, even the most responsible person can face losing their home. Thankfully, there’s a simple solution to avoid foreclosure completely: bankruptcy. What is foreclosure? Typically, a foreclosure begins after a homeowner falls behind on mortgage payments. In Tennessee, the foreclosure process doesn’t require a court hearing. This means that, once you fail to make a payment, the creditor can serve a notice of foreclosure by mail or phone. It is a terrible
With September being National Spinal Cord Injury Awareness Month, it’s the perfect time to call attention to this devastating injury. As a Memphis spinal cord injury lawyer, I know spinal cord injuries are some of the worst injuries a person can suffer. From whiplash to severe conditions like paralysis, spinal cord injuries can be a life-altering occurrence for you and your family. Over 17,000 people in the US suffer a spinal cord injury, or SCI, each year. With approximately 291,000 Americans living with an SCI. If you or someone you love suffered a spinal cord injury, you may be due compensation for your pain and suffering. Read below to find out more about the devastation of SCIs and how we
Divorce is a stressful process that can affect your life more than you ever imagined. If bankruptcy is piled on top of that, things can quickly become overwhelming. But as a divorce and bankruptcy lawyer TN trusts, I know bankruptcy and divorce often go hand-in-hand. In fact, divorce is one of the leading causes of bankruptcy filing in America. If you and your soon-to-be ex-spouse find yourselves facing both divorce and bankruptcy, don’t despair. You can get through it with the right help. But before filing for either, here are some important facts you need to know: Which to File First: Bankruptcy or Divorce The answer to this question is different depending on your unique set of circumstances. Whether you