These past few months have been among the most difficult we’ve ever witnessed, but the worst is far from over. As you look towards the weeks and months ahead, you may have fears: how will you make ends meet? If you’ve found yourself in a vulnerable spot, be advised that there are ill-intentioned people out there, looking to take advantage of that vulnerability. The good news is that long-term stability is attainable through bankruptcy. Read below to learn more about the trap of payday loans, and the relief that bankruptcy offers. Our country is facing unprecedented uncertainty. We are squarely in the middle of an unprecedented historical moment—and an unprecedented economic crisis, with millions unemployed. In recent months, governments have
Most people assume that cops are highly trained when it comes to high-speed chases. While this might be true, it does not change that about 5,000 people suffer injuries and about 500 people die every year due to a high-speed chase involving a police officer. While every state and police station has its own rules for when it is reasonable to conduct a high-speed chase, they still happen. If you lost a loved one in an accident due to a high-speed chase, you may be wondering what legal recourse you can take. When it comes to these kinds of cases, they are more complicated. Here is what you need to know about the obstacles that may complicate your wrongful death
If you lost a loved one due to someone else’s negligence, it can feel unfair. You may not know what to do. After all, he or she is not alive to pursue a personal injury lawsuit. This, however, is where a survival action lawsuit comes into play. If you lost a spouse or family member because someone else was careless, you may be able to demand compensation on the deceased’s behalf with the help of a wrongful death lawyer. Survival Action Is not the Same As Wrongful Death One of the first things to note about survival action is that it is not the same as a wrongful death claim. Both claims involve the loss of a person due to
Any automobile accident, whether it involves a motorcycle, car or truck, can cause serious injuries and property damage. If the accident is the other driver’s fault — for example, they were driving distracted or intoxicated — then you can make a claim to cover damages with their insurance. While this process seems like it should be relatively straightforward, it can quickly get convoluted and complicated. Here’s an overview of the claims process and what to do if the insurance company offers you a settlement shortly after the accident. A Word on Insurance Companies Though you may pay them a steep price each year for coverage, insurance companies won’t immediately jump in to cover your costs when you get in an
There’s never a good time to struggle financially, but debt hits even harder right now. Many folks have either lost their job or experienced income losses because of this global pandemic. A public health crisis of this magnitude is difficult to endure even when you aren’t in debt. Debt is difficult to endure even without a pandemic. Coupled together, there’s a sense of hopelessness that’s rippling throughout society, in every corner of the country. Though bankruptcy is bigger than this moment—it’s a time-tested solution that existed before this and will be here long after it’s over—it’s particularly vital now. And its potential to offer hope is bigger than ever. Everything that’s true about bankruptcy in ordinary times applies now. My
Though the challenges of this pandemic are universal, it has impacted different demographics in different ways. Baby boomers are in a tough situation given the widespread unemployment combined with how difficult it can be to get a job later in life. According to the Transamerica Center for Retirement Studies, COVID-19 has negatively impacted almost 58% of boomers in the workplace. That’s millions of hard-working people just trying to endure this tough time, like Sue Sweetra, a Colorado-based nurse who was laid off after all elective surgeries were canceled. She told the Wall Street Journal that she began volunteering at a farmers market, where she received free boxes of produce, to help stretch her budget. She was also forced to sell
On Tuesday, the Centers for Disease Control and Prevention issued a temporary halt on evictions through the remainder of the year, citing the public health risks of moving people into shared living spaces or shelters. “The ability of these settings to adhere to best practices, such as social distancing and other infection control measures, decreases as populations increase,” the CDC said in the order. For many U.S. renters, this comes as a welcome relief—and it hopefully will alleviate some short-term financial stress. However, with complicated requirements, experts say it could be difficult to enforce. “There will be a lot of confusion,” National Coalition for a Civil Right to Counsel attorney John Pollock said to CNN Business. “Tenants will have confusion
Did you know that every seven seconds, someone gets hurt in the workplace? As a Memphis workers compensation lawyer I know that too often, these injuries are avoidable. The pain an employee suffers is preventable. According to the National Safety Council, one injury every seven seconds adds up to… 510 injuries per hour 12,600 injuries per day 88,500 injuries per week 4,600,000 injuries per year Learn how to prevent these top injuries. Some injuries and accidents are more common than others. 84% of nonfatal injuries stem from three causes: overexertion, slip and falls, and contact with equipment and objects. Overexertion Involves lifting or lowering and repetitive motions Causes 33.54% of all injuries Top prevention tips: The NSC recommends taking short
Bankruptcy Lawyer Bankruptcy is complex and confusing, especially to anyone who does not practice Bankruptcy Law. If you are planning to file for bankruptcy, you might have many questions and concerns. Although you should discuss these with a lawyer, there are some dos and don’ts you can begin to understand right away. What You Should Do Before You File for Bankruptcy Call a Bankruptcy Lawyer – As soon as you think you are in too much debt, you should meet with a debt and bankruptcy lawyer who can discuss your financial situation. A lawyer can provide you with the knowledge and advice you need to move forward. Please don’t wait until the last minute, call our firm today. Be Honest
If you’re stressed about making your student loan payments, there’s some good news. The payment suspension legislation has officially been extended through December 31, 2020. All in all, it’s a 10-month hiatus. The suspension is intended to be a critical lifeline for the many Americans who are struggling right now. Wesley Whistle writes for Forbes: “According to a 2017 Federal Reserve study, the median monthly student loan payment is $222, so the suspension will yield the median borrower a potential savings of $2,220 for the year. That extra money can provide much needed relief to borrowers who are struggling due to the pandemic.” Whistle notes that borrowers who aren’t struggling financially should think about continuing to make payments during the