Did you know that every seven seconds, someone gets hurt in the workplace? As a Memphis workers compensation lawyer I know that too often, these injuries are avoidable. The pain an employee suffers is preventable. According to the National Safety Council, one injury every seven seconds adds up to… 510 injuries per hour 12,600 injuries per day 88,500 injuries per week 4,600,000 injuries per year Learn how to prevent these top injuries. Some injuries and accidents are more common than others. 84% of nonfatal injuries stem from three causes: overexertion, slip and falls, and contact with equipment and objects. Overexertion Involves lifting or lowering and repetitive motions Causes 33.54% of all injuries Top prevention tips: The NSC recommends taking short
Bankruptcy Lawyer Bankruptcy is complex and confusing, especially to anyone who does not practice Bankruptcy Law. If you are planning to file for bankruptcy, you might have many questions and concerns. Although you should discuss these with a lawyer, there are some dos and don’ts you can begin to understand right away. What You Should Do Before You File for Bankruptcy Call a Bankruptcy Lawyer – As soon as you think you are in too much debt, you should meet with a debt and bankruptcy lawyer who can discuss your financial situation. A lawyer can provide you with the knowledge and advice you need to move forward. Please don’t wait until the last minute, call our firm today. Be Honest
If you’re stressed about making your student loan payments, there’s some good news. The payment suspension legislation has officially been extended through December 31, 2020. All in all, it’s a 10-month hiatus. The suspension is intended to be a critical lifeline for the many Americans who are struggling right now. Wesley Whistle writes for Forbes: “According to a 2017 Federal Reserve study, the median monthly student loan payment is $222, so the suspension will yield the median borrower a potential savings of $2,220 for the year. That extra money can provide much needed relief to borrowers who are struggling due to the pandemic.” Whistle notes that borrowers who aren’t struggling financially should think about continuing to make payments during the
A car accident can rack up a lot of expenses in property damages and medical costs if you are injured. Getting your life back on track afterward doesn’t just mean recovering from your injury, but recovering from any financial losses you have suffered because of the accident. Every situation is different, and the amount you receive in compensation for your accident depends on these five factors. Insurance Policies While hopefully all drivers in an accident are covered, not all of them may be covered the same way. Those with minimum coverage may only be able to pay up to a certain amount in damages and injury costs. This matters significantly if the other driver caused the accident. Though you may
Social Security Disability benefits (SSDI) are critical to recovering and getting back on your feet after an injury or illness. Simply qualifying for SSDI is relatively easy. Anyone who is medically unable to work and who has worked long enough to get necessary work credits is eligible to receive benefits. But as our Memphis Social Security Disability lawyers know too well, actually getting your application accepted is easier said than done: as many as 70% of applications are denied on their first try. There are numerous reasons for a denial, but these are some of the most common factors: Lack of medical records Missing documentation of work history Not enough medical evidence Unclear description of how your work life has
From the standpoint of mental health, this pandemic is a recipe for disaster. Not only are folks grappling with unemployment, financial stress, and grief, they’re doing so in a period of isolation, with limited access to the support systems that ordinarily get us through tough times. “Millions of Americans have lost their jobs,” Jack Kelly writes for Forbes. “They’ve watched helplessly as their meager savings dwindled away, as they were confined to their homes—prohibited from interacting with friends, attending church, temple or music and sporting events due to restrictions enacted in response to the Covid-19 pandemic. This resulted in a profound impact on the mental health and emotional well-being of people.” Numerous respected public health institutions, including the Centers for
Car Accident Lawyer Car accidents can be messy situations, both at the scene of the crash and afterward as you battle for compensation for your losses. Many factors come into play for car accident claims, including negligence, damages, medical expenses, police reports and insurance investigations. All of this can be a lot to handle for anyone, but it can be especially trying for those with no professional legal experience. You may turn to legal aid, but when and how? Here’s a guide to hiring a lawyer for your car accident claim. When to Hire When to hire a lawyer is always a difficult question, mainly because you might not think you need a lawyer in the first place. However, cases
In June, Tennessee became one of several states that lifted the moratorium on eviction proceedings. Back then, experts urged us to expect a surge in evictions, warning that recent sources of additional income from the government would dry up. Now, as lawmakers struggle to determine the future of those protections, with no end to the pandemic in sight, millions of Americans are wondering if they can keep their homes. August 1st marked the first rent day in a post-COVID world without the economic support that propelled many through the early months of this crisis. As Conor Dougherty writes for the New York Times, America’s rental affordability crisis predates the coronavirus: “A little under four million evictions are filed each year,
Bankruptcy Lawyer We, as a society, have been face to face with an unexpected threat to our physical health and financial wellbeing. The media has been helpful in promoting ways on how we can protect our health. Wearing masks, washing our hands, and practicing social distancing has been heavily emphasised; however, there has been very little written about the financial hardship that millions of Americans have felt because of curfews, cancellations, job-cuts, layoffs, quarantines, shut downs, and business closures. Before we answer whether or not it is possible to file for bankruptcy because of the coronavirus, please consider this list of suggestions. Helpful Suggestions For Those Affected by the Coronavirus Review Your Budget – Whenever there is an interruption in
Car Accident Lawyer When a car accident changes your life, receiving compensation as the result of winning a lawsuit against the responsible party can take much of the financial burden off your shoulders. However, once you win your lawsuit, there is still the matter of when and how you will receive your settlement money. There are several steps both you and your attorney may have to take before you are granted a check. Sign the Order of Settlement Once the at-fault party is found to be responsible for the car accident that injured you, that individual’s or company’s legal representative will likely draft what is called an Order of Settlement. This document outlines the details of how you will receive