Many of the prospective bankruptcy clients I meet with feel shame above all else when they first enter my office. I tell them there’s no reason to be embarrassed—that bankruptcy is not synonymous with failure. It’s true under any circumstances, but it’s particularly relevant in our current economic climate. The symptoms of this pandemic go far beyond the physical. There isn’t a corner of life in America untouched by COVID-19. If you are struggling financially, recent unemployment figures are tangible proof that you are far from alone. And it isn’t just your fellow consumers—it’s hundreds of companies, many of which you probably already know. S&P Global Market Intelligence recently found that corporate bankruptcies in the U.S. are on track to
Protecting Seniors in Nursing Homes from Heat Illnesses Extreme heat is unbearable and potentially life-threatening for us all, but the elderly are much more vulnerable when temperatures soar into the nineties. As a nursing home lawyer Memphis has trusted for decades, I’ve seen these injuries far too often. Read below to learn more about heat-related illnesses and the responsibility of nursing home staff to protect residents. What Is Heat Stroke? Heat injury occurs when the body cannot sufficiently cool itself after reaching 103 degrees Fahrenheit or higher. Without emergency treatment, it can lead to serious complications, including damage to the brain and other vital organs, or death. Warning signs include: High body temperature (103 degrees Fahrenheit or higher) Hot, red,
According to the Consumer Financial Protection Bureau, 25% of Americans had a debt in collections in 2018. You would think that debt collectors might give consumers a break during a pandemic, but sadly that’s not the case. There are temporary measures that prevent lenders from going after current debts, but protections do not cover existing ones. In some cases, collectors have even tried to take the government-issued stimulus checks. It’s deplorable but all too predictable. Despite the prevalence of debt collection agencies, many people don’t have a real grasp on their daily operations. They use people’s ignorance to their advantage, preying on vulnerability. Even if they have legitimate reason to collect debt, they’re still known to resort to shady tactics.
Long bike rides are a summer highlight year after year. With much more limited options for socializing in 2020, our kids need those two-wheel escapes more than ever. As a Memphis bike accident lawyer, I know how dangerous a bike ride can be without the proper safety precautions. I hope that my tips below will keep your child safe while they enjoy their bike this summer—because fun and safety should always go hand in hand. Just how dangerous can a bike ride be? A 2018 study led by researchers at Nationwide Children’s Hospital found that more than 2.2 million children ages 5-17 were treated in the ER over a ten-year period. Here are key takeaways from the study: 2.2 million
Personal Injury Lawyer Chances are, when you’re pregnant, you take extra precautions to be sure you and your baby are safe. Wearing your seatbelt properly every time you’re in the car is just one thing you can do, but accidents can still happen. What should you do if you’re involved in a car accident while pregnant? Consider these four steps. Contact the Local Authorities After any accident, you should contact the local authorities. In many areas, it’s illegal to leave the scene of an accident until the police have given you the go ahead, and that’s just one reason to call. The responding officer will also put together a report about what happened. This report will aid authorities in determining
Nearly six months in, this pandemic isn’t showing any signs of slowing down. The devastating consequences are like a ripple effect, spilling into virtually every aspect of life in America. U.S. renters owe more than $21.5 billion in back rent. Unemployment has soared to record highs, and far too many hard-working families are now struggling to make ends meet. On Wednesday, global advisory firm Stout, Risius and Ross estimated that U.S. renters owe more than $21.5 billion in past-due rent. Experts warn that without a solution, we could see a surge in homelessness. Michelle Colin of Reuters writes: The unprecedented amount of back rent is not a macro-economic game changer, said Moody’s Analytics Chief Economist Mark Zandi. But for renters,
Have you ever thought very much about what will become of your property and possessions when you pass away? Will your loved ones be in a good position to carry on without you? To ensure that your belongings are transferred smoothly, you should consider setting up a living trust. This legal action protects your assets and ensures that they go into the right hands upon your death. You can speak to a lawyer today about whether it makes sense for you to do this. In a Nutshell Unlike a will, which takes effect when you pass away, a trust is valid from the moment you set it up. It is a type of fund where you transfer ownership of
As a bankruptcy lawyer Memphis TN trusts, I know that now more than ever, every dollar saved counts. But we should be prepared for an uptick in utility costs, especially in bigger cities, according to a new study from the renewable energy company Arcadia. The coronavirus pandemic has affected virtually all aspects of life in America. Utility consumption and bills are no exception. As unemployment and work-from-home arrangements continue several months into this public health crisis, 1 in 3 Americans should expect to see utility bills increase by at least 10% this summer, CNBC’s Megan Leonhardt writes. The Arcadia report states: “With more and more companies shifting to permanent or long-term work from home policies, this increased financial and energy
Lyft and other ridesharing companies are gradually becoming more popular as safe and reliable means of transportation. As more of these vehicles take to the roads, it’s only inevitable that accidents with Lyft drivers increase. If you get hit by a Lyft driver or are a passenger in a Lyft accident, you could be left wondering how your claim is impacted, or who you should even file with: the driver’s insurance or the company’s insurance. There are different routes to take depending on your situation. Drivers If you are another driver who is hit by a Lyft driver, you should treat the accident similarly to any other. Call the police, report it to your insurance, gather witness statements, take photos
Car Accident Lawyer If you’re injured in a car accident and are thinking about filing a lawsuit, you’ll want to speak with a lawyer first. An experienced personal injury attorney can tell you whether you have a valid case. This legal professional can also walk you through the process and give you a better chance of getting the outcome you want. As you work with a lawyer, there are some important steps you should take. When You Know You May Need an Attorney Clearly, not every car accident will warrant legal action against another party. Minor incidents where there is little or no damage or injuries shouldn’t lead to a lawsuit. Accidents where you were at fault also don’t give