A car accident can rack up a lot of expenses in property damages and medical costs if you are injured. Getting your life back on track afterward doesn’t just mean recovering from your injury, but recovering from any financial losses you have suffered because of the accident. Every situation is different, and the amount you receive in compensation for your accident depends on these five factors. Insurance Policies While hopefully all drivers in an accident are covered, not all of them may be covered the same way. Those with minimum coverage may only be able to pay up to a certain amount in damages and injury costs. This matters significantly if the other driver caused the accident. Though you may
Social Security Disability benefits (SSDI) are critical to recovering and getting back on your feet after an injury or illness. Simply qualifying for SSDI is relatively easy. Anyone who is medically unable to work and who has worked long enough to get necessary work credits is eligible to receive benefits. But as our Memphis Social Security Disability lawyers know too well, actually getting your application accepted is easier said than done: as many as 70% of applications are denied on their first try. There are numerous reasons for a denial, but these are some of the most common factors: Lack of medical records Missing documentation of work history Not enough medical evidence Unclear description of how your work life has
From the standpoint of mental health, this pandemic is a recipe for disaster. Not only are folks grappling with unemployment, financial stress, and grief, they’re doing so in a period of isolation, with limited access to the support systems that ordinarily get us through tough times. “Millions of Americans have lost their jobs,” Jack Kelly writes for Forbes. “They’ve watched helplessly as their meager savings dwindled away, as they were confined to their homes—prohibited from interacting with friends, attending church, temple or music and sporting events due to restrictions enacted in response to the Covid-19 pandemic. This resulted in a profound impact on the mental health and emotional well-being of people.” Numerous respected public health institutions, including the Centers for
Car Accident Lawyer Car accidents can be messy situations, both at the scene of the crash and afterward as you battle for compensation for your losses. Many factors come into play for car accident claims, including negligence, damages, medical expenses, police reports and insurance investigations. All of this can be a lot to handle for anyone, but it can be especially trying for those with no professional legal experience. You may turn to legal aid, but when and how? Here’s a guide to hiring a lawyer for your car accident claim. When to Hire When to hire a lawyer is always a difficult question, mainly because you might not think you need a lawyer in the first place. However, cases
In June, Tennessee became one of several states that lifted the moratorium on eviction proceedings. Back then, experts urged us to expect a surge in evictions, warning that recent sources of additional income from the government would dry up. Now, as lawmakers struggle to determine the future of those protections, with no end to the pandemic in sight, millions of Americans are wondering if they can keep their homes. August 1st marked the first rent day in a post-COVID world without the economic support that propelled many through the early months of this crisis. As Conor Dougherty writes for the New York Times, America’s rental affordability crisis predates the coronavirus: “A little under four million evictions are filed each year,
Bankruptcy Lawyer We, as a society, have been face to face with an unexpected threat to our physical health and financial wellbeing. The media has been helpful in promoting ways on how we can protect our health. Wearing masks, washing our hands, and practicing social distancing has been heavily emphasised; however, there has been very little written about the financial hardship that millions of Americans have felt because of curfews, cancellations, job-cuts, layoffs, quarantines, shut downs, and business closures. Before we answer whether or not it is possible to file for bankruptcy because of the coronavirus, please consider this list of suggestions. Helpful Suggestions For Those Affected by the Coronavirus Review Your Budget – Whenever there is an interruption in
Car Accident Lawyer When a car accident changes your life, receiving compensation as the result of winning a lawsuit against the responsible party can take much of the financial burden off your shoulders. However, once you win your lawsuit, there is still the matter of when and how you will receive your settlement money. There are several steps both you and your attorney may have to take before you are granted a check. Sign the Order of Settlement Once the at-fault party is found to be responsible for the car accident that injured you, that individual’s or company’s legal representative will likely draft what is called an Order of Settlement. This document outlines the details of how you will receive
Many of the prospective bankruptcy clients I meet with feel shame above all else when they first enter my office. I tell them there’s no reason to be embarrassed—that bankruptcy is not synonymous with failure. It’s true under any circumstances, but it’s particularly relevant in our current economic climate. The symptoms of this pandemic go far beyond the physical. There isn’t a corner of life in America untouched by COVID-19. If you are struggling financially, recent unemployment figures are tangible proof that you are far from alone. And it isn’t just your fellow consumers—it’s hundreds of companies, many of which you probably already know. S&P Global Market Intelligence recently found that corporate bankruptcies in the U.S. are on track to
Protecting Seniors in Nursing Homes from Heat Illnesses Extreme heat is unbearable and potentially life-threatening for us all, but the elderly are much more vulnerable when temperatures soar into the nineties. As a nursing home lawyer Memphis has trusted for decades, I’ve seen these injuries far too often. Read below to learn more about heat-related illnesses and the responsibility of nursing home staff to protect residents. What Is Heat Stroke? Heat injury occurs when the body cannot sufficiently cool itself after reaching 103 degrees Fahrenheit or higher. Without emergency treatment, it can lead to serious complications, including damage to the brain and other vital organs, or death. Warning signs include: High body temperature (103 degrees Fahrenheit or higher) Hot, red,
According to the Consumer Financial Protection Bureau, 25% of Americans had a debt in collections in 2018. You would think that debt collectors might give consumers a break during a pandemic, but sadly that’s not the case. There are temporary measures that prevent lenders from going after current debts, but protections do not cover existing ones. In some cases, collectors have even tried to take the government-issued stimulus checks. It’s deplorable but all too predictable. Despite the prevalence of debt collection agencies, many people don’t have a real grasp on their daily operations. They use people’s ignorance to their advantage, preying on vulnerability. Even if they have legitimate reason to collect debt, they’re still known to resort to shady tactics.