The coronavirus has brought about a rapid transformation of daily life in the United States, unprecedented both in scope and pace. This pandemic has bled into just about every aspect of the lives we knew. As a Memphis TN debt attorney, I know that the symptoms are not just physical. Our financial health is at stake, too. Millions of Americans suddenly lost their jobs. Practically overnight, newly unemployed people had to make difficult decisions that impact their credit history. It’s food and rent versus student loan and car payments. Basic necessities have to come first, but not without a cost. It’s a sad day when simply putting food on the table brings negative consequences, but that’s where we are. Defaults
Personal Injury Lawyer Motorcycle accidents are often life-changing events. Injuries run the gamut from broken extremities to paralyzation. Unfortunately, since motorcycle operation comes with an increased risk to operators, proving fault and cause of damage is challenging. If you got injured in a motorcycle crash, make sure you decide whether you want to sue early on. Bike collisions are time-sensitive issues, especially for lawsuits. If you intend to file a claim, do the following four things. Contact Your Insurance Company Before you begin seeking compensation for your injuries, make sure you notify your insurer of the accident. The insurer will earmark the treatments you receive for your injuries so they can receive compensation for your coverage. If you fail to
When you’re thinking about filing for bankruptcy, it is possible that you can file on your own. The problem with filing on your own is that you may not have the experience and knowledge necessary to ensure that you have a positive experience without mistakes. When you file independently, you are more likely to make mistakes or feel overwhelmed by the process. Instead of filing alone, here are three reasons why you should have a bankruptcy lawyer to help. Full Case Examination While you know your financial status better than anyone, a lawyer can help you dissect and analyze your financial situation. When filing for bankruptcy, it is important that you know the right type of bankruptcy to file. Your
Personal Injury Lawyer To deal with the death of a loved one is never easy. It feels worse when you know that someone died because of someone else’s actions or negligence. What you may not know about wrongful death is that in some cases, you can receive punitive damages. If a driver hit your loved one and he or she lost his or her life, then you may be able to recover punitive damages. What Are Punitive Damages? Punitive damages are damages awarded to plaintiffs that are outside the normal compensatory damages. When the court orders punitive damage, this often is used as a deterrent to keep him or her from doing the same thing over again. In most cases,
As the coronavirus continues to upend local economies throughout the country, credit card debt is on the rise. A recent report from CreditCards.com revealed that 47% of adults in America—roughly 120 million people—have credit card debt, an increase of 43%. There is no corner of our country untouched by the pandemic. As recent unemployment figures show, people of all ages are grappling with financial hardship. But according to the most recent numbers, young people have been hit especially hard. 1 in 3 millennials, about 34%, have gone deeper into credit card debt because of the coronavirus. It’s easy to see why. Many millennials were struggling long before the pandemic. Millions of them live paycheck to paycheck, with just enough to
There’s a lot of talk about wills and how everybody needs one, but do you really? When do you know it’s time to get a will? The following are some things to think about to get you started. Married Individuals Need Wills Now When you get married, you are committing a lot of things to another individual. You want the best for that person, and that includes after your death. If you don’t have a will in place, it’s possible your spouse will not inherit everything you own. Be sure your will clearly states your intention to leave all your assets to your spouse. If that’s not how you want it to be, then clearly state your plan to have
After an accident that leaves you seriously injured, you may experience severe financial stress. Medical bills may be coming due, and you may be temporarily or permanently off work due to your injuries. If the accident was someone else’s fault, you may be interested in filing a lawsuit to recover some of your damages. However, you know that hiring an attorney costs money, and with your financial situation already uncertain, you may not think that you can afford the legal fees involved. Personal injury attorneys understand the unique situation you are in. For this reason, they often structure their billing system a little bit differently than most other lawyers do. Percentage of Your Award Instead of charging you by the
An infant was seriously injured in Minneapolis after being mauled by a dog, reports the StarTribune (https://www.startribune.com/baby-mauled-in-minneapolis-dog-attack-that-also-left-mother-injured/570094382/). The same dog went after the child’s mother when she tried to stop the dog and save her baby’s life, according to the local police. According to the police report on the incident, this vicious attack occurred in the evening on Penn Avenue North in the City of Minneapolis. Officers were called to the address in question for an “animal attack” and arrived to find both of the victims in critical condition. Lisa Clemons, who is a civilian and part of the crisis response team for the local police department, reported that the child’s mother received serious injuries to her hands as a
A slip and fall accident can be serious for anyone, but for an elder in a nursing home it can be catastrophic. The resulting injuries may be painful and life-threatening or fatal. For this reason, it’s critical that nursing homes take extra precautionary steps to ensure that their residents do not slip and fall. Visiting family members who see potential issues should notify staff immediately, and follow up to be certain that the facility addressed them. Documenting problem areas with photos and written notes that include dates and times can be included in claims against the nursing home should that become necessary. Common Injuries from Slip and Fall Accidents As we age, our bones become more brittle, our skin becomes
As summer approaches, many of you are clearing off the patio furniture and soaking up all that a backyard swimming pool has to offer. However, with a pool on your property, there are responsibilities to uphold and safety issues to consider. Have you heard of premises liability? Essentially, it means that you’re responsible for injuries that occur on your property. Unfortunately, even if someone trespasses and uses your pool without your permission, their safety is still your responsibility. Under the law, pools can be considered an “attractive nuisance” for kids who may be tempted to sneak onto the property only to injure themselves, or worse. This summer is atypical. In this era of social distancing, you may be throwing fewer