What’s the harm in taking out a payday loan? You’re simply borrowing $100 to hold you over until your next payday, right? According to the Pew Charitable Trusts, 12 million Americans take out a payday loan every year, but despite how prevalent they are, they are a trap, with unimaginably high interest rates, sometimes several hundred percent. Think about that. A payday loan often costs $15 to $30 for every $100 you take out. That comes out to an APR of at least 360%. That’s more than ten times the interest rates on credit cards, which are high enough themselves. Sometimes it’s even higher. As Kyle Trattner writes for MoneyWise, Scott Tucker, a payday loan kingpin who’s currently behind bars,
As a veteran and trusted lawyer participating in the 3M earplugs TN lawsuit, I’m offering free legal consultations to veterans who suffered hearing damage from 3M combat earplugs I’ve been writing about the 3M earplugs TN lawsuit for a long time. That’s because, as a veteran myself, and a lawyer for over 30 years, it’s important to me to stand up for my fellow brothers and sisters in arms. And I am proud to offer a free legal consultation to any veteran who used 3M combat earplugs and later suffered hearing loss or damage. 3M sold millions of faulty earplugs to the U.S. Military 3M is a company who sold over two million faulty earplugs to the United States military
Wrongful Death Causes Wrongful death cases offer some compensation to the family when a person is killed by negligent or reckless acts. State law determines who can bring a wrongful death claim, but generally, it is the surviving spouse, children or parents of the deceased. Here are six common causes of wrongful deaths. Vehicle Accidents One of the leading causes of death in the United States is automobile accidents, including commercial vehicles, such as semis and large trucks. Even if a drunk driver is criminally charged, you can still file civil charges to receive monetary compensation. Medical Malpractice Medical professionals who fail to care for patients and cause their death are held responsible through wrongful death claims. Malpractice lawsuits can
Personal Injury Lawsuit After an accident, it is natural to want to heal and recuperate in peace, to settle into your thoughts, and assess your next steps. However, you only have a short window to file a lawsuit for a personal injury claim. While it would be ideal to wait until you are fully recovered, injuries can take months or even years to heal fully, and you don’t have that kind of time if you are looking to recoup your losses from the injury. Therefore, to make sure that you understand the urgency of filing your claim, you need to understand the statute of limitations on personal injuries. Statute of Limitations A statute of limitations is the allotted time an individual
Purdue Pharma, whose aggressive marketing of OxyContin over twenty years ago precipitated the opioid crisis, filed for Chapter 11 bankruptcy on Sunday. The company currently faces more than 2,600 federal and state lawsuits, according to the New York Times. Purdue deceived the public for decades—executives knew that OxyContin was highly addictive from the beginning—and let’s be clear about the motives of its bankruptcy filing. The company is still looking out for itself, at the expensive of victims. As Andrew Joseph writes for Stat, “Such a process is meant to ensure that a company that declares bankruptcy can preserve its value while it gets more time to negotiate with every entity to which it owes money.” Massachusetts and New York are
Trusted TN JUUL Lawyer: Death Toll Rises As Teen Vaping Increases As a trusted TN Juul lawyer fighting against e-cigarette companies, I want you to know the truth about vaping, teens, and health risks. Electronic cigarettes (or e-cigarettes) are also called vapes, e-hookahs, vape pens, and electronic nicotine delivery systems (ENDS). While there are many different brands, they each work by heating a liquid to produce an aerosol that users inhale into their lungs. One of the myths behind vaping is that it’s better for you than regular cigarettes. Well, according to a recent article from the Centers for Disease Control and Prevention, there has been an outbreak of lung disease and death related to e-cigarette use, or vaping. The CDC
From keeping up with the news to connecting with loved ones, family and friends and conducting business, millions of people in the US use social media platforms such as Instagram, Facebook, and Twitter every day. It’s such an ingrained part of daily life today that many people aren’t sure what to do when they can’t access their social media accounts. Unfortunately, if you are arrested for a criminal offense and you can’t stay off of social media, law enforcement agencies can use your own social media activity against you in court. When it comes to a criminal charge, investigators, police officers, and prosecutors will look for any criminal evidence they can find to use against you in your court case.
Let’s call the rise of vaping and the popularity of the JUUL e-cigarette among Tennessee’s youth what it is: a health epidemic. In this week alone, it has become harder to ignore the risks associated with vaping, as a Kansas woman over the age of 50 became the sixth person in the U.S. to die from lung disease related to vaping. In this case, the victim was an adult, but already, many teens have been hospitalized for lung damage related to vaping. Notably, a college freshman from Florida who vaped about one JUUL pod every two days for a year had a lung collapse this summer. As of last Friday, CNN reports, more than 450 possible cases of vaping-related lung
This year in Tennessee, Labor Day Weekend marked not only the end of summer, but also the end of the grace period for our state’s new hands free law. As a Memphis distracted driving attorney, I encourage you to do your research on the new rules. Since Tennessee’s Hands Free Law went into effect on July 1st, the Tennessee Highway Patrol has cited more than 1,100 drivers for using phones behind the wheel. Many were mere warnings, but as of two weekends ago, the grace period is over: “Time’s up,” Lt. Charlie Chaplinger told WSMV News4 Nashville. “If you get caught with your phone in your hand, you will be cited.” What the New Hands Free Law Means for Drivers
Medical Malpractice Often times we put our full trust in our physicians. We figure “they’re the professionals right”? Although they did have to undergo strenuous hours of schools and training, naturally they don’t know everything. It is for this reason that most doctors and physicians practice a particular area of medicine and specialize in only that region. With this being said, medical malpractice may and can occur very often. This can be defined as negligence or misdiagnosis from a healthcare professional. This negligence may go anywhere using outdated or faulty equipment, to dropping a cellphone in a patient’s stomach during pregnancy (seriously, look it up). Although we would love to put our full and unwavering trust in our physicians, the