For many of us, daily living in the United States requires access to a car. There is a research-affirmed correlation between car ownership and stability and income. This makes sense: jobs, doctors, and schools are often only reachable by a car in many areas. Unfortunately, many people own cars that they cannot afford, something I see often as a Memphis bankruptcy attorney. According to recent studies, roughly 44% of all American adults are relying on an auto loan to pay for a car and a record 7 million are behind on payments. For context, at the end of the last recession, in 2009, it was a million less. Falling behind on a car payment is serious Here’s a story about
In 2015, the International Agency for Research on Cancer (IARC) labeled glyphosate, the active ingredient in Roundup — the world’s most widely used herbicide — a probable carcinogen. In the wake of Roundup’s legal troubles, the Agency for Toxic Substances and Disease Registry (ATSDR), supports the IARC’s determinations. The ATSDR recently published a scientific review of glyphosate studies. The Michigan-based Fox 47 reports: “Recently, the Agency for Toxic Substances and Disease Registry (ATSDR), a federal public health agency of the U.S. Department of Health, published a wide-scale, scientific review and assessment of glyphosate studies. The results of the study found cancer risks resulting from pure glyphosate exposure in rodent studies, and mixed glyphosate product exposure in human epidemiologic studies. The
Personal Injury Attorney If you were injured in a fall at your favorite restaurant or you suffered an injury in a car accident, you may not feel as though you need to hire a personal attorney. That restaurant or driver’s insurance company will cover all your bills, right? No matter how much you love that restaurant – or felt a rapport with the driver of the other car when you were exchanging insurance information – it’s important to understand that insurance companies are in the business of making money, no matter if they are health insurers, personal injury insurers or auto insurers. An attorney is your most important tool after an accident because your insurance company has a team of
Definition of negligence: What is it, and when does it apply? Negligence is a complex term, and an incident that occurs that seems to be a clear-cut case of negligence may not be ultimately be seen as negligence at all. Negligence requires the injured party to prove wrongdoing, and that can be a very tricky thing, especially if a case goes to trial, and you will want to work with an experienced personal injury lawyer. By definition, according to Cornell Law School, negligence is defined as: A failure to behave with the level of care that someone of ordinary prudence would have exercised under the same circumstances. The behavior usually consists of actions, but can also consist of omissions when there
Bankruptcy Attorney Sometimes good people get overwhelmed with medical, credit card, and other kinds of debt. Many look into debt settlement companies as a way to negotiate with creditors. However, it’s almost always better to use a capable, competent attorney. Here are just a few reasons why. Understanding All Your Options Debt settlement companies turn a profit by including a fee for their services in a monthly payment that you pay directly to them. In turn, they negotiate with your creditors and then pay the bills with the money collected. Debt settlement companies are limited to this narrow scope of services. By comparison, a knowledgeable attorney can present you with all of your options, some of which the debt settlement
Foreclosure Defense Lawyer The financial trouble experienced by many individuals across the United States in recent years has triggered a staggering number of lenders to institute foreclosure proceedings on home mortgages. In light of this, there has been increased attention paid and scrutiny of foreclosure practices on the part of banks as well as on how mortgages are approved in general. As a result, more and more homeowners are trying to defend against foreclosure proceedings in an attempt to save their home. Legal Standing The bank must show it has legal standing to foreclose, which involves the bank demonstrating that it has the authority to enforce the mortgage agreement. In many cases, the bank designates its ownership rights over the
As a Memphis bankruptcy lawyer, I’ve noticed that there’s a common theme in people’s concerns about bankruptcy: will it affect my credit? While it does impact your credit in the short term, this should not discourage you from moving forward with the process. In the long-term, bankruptcy will actually help you rebuild. If you’re considering bankruptcy, there’s a good chance your credit isn’t in great shape. (In fact, if you have strong credit, you probably shouldn’t be considering bankruptcy.) Significant debt typically includes multiple late or missed payments. You could even be facing foreclosure, vehicle repossession, or liens. How can anyone extend credit to you if you have unpaid debt? While bankruptcy will appear on a credit report, it can
As a veteran and Memphis 3M earplugs lawyer TN trusts, I’m offering veterans who have suffered hearing damage from 3M combat earplugs a free legal consultation. I am an attorney Tennessee has trusted for over thirty years. And I’m also a veteran, so I am personally outraged by the 3M earplugs hearing loss scandal. This is why I have become a dedicated 3M earplugs lawyer TN trusts, fighting for our veterans. Read on to learn about the facts and how we can help if you or your family has been affected. The Facts about the 3M Earplugs Scandal 3M is a manufacturing company who sold over two million earplugs to the U.S. military between 2003 and 2015. The earplugs, called Combat Arms™ Earplugs Version
The nursing home abuse cases I see, as an elder abuse lawyer Memphis TN trusts, are heartbreaking. The decision to put a loved one into an assisted living facility is anything but easy. When you’re forced to make that difficult choice, you want to believe they’re in trusted hands. Too often, that is not the case. At least 10 million seniors are victims of elder abuse or neglect every year, and there are many more cases that go unreported. According to the National Council on Aging, 1 in 10 seniors age 60 and older have been abused. Perhaps more heartbreaking, it’s the most vulnerable who are at the greatest risk. Elders with dementia are affected disproportionately; one study reports that
Car Accident Lawyer No matter the severity of a motor vehicle accident you are involved in, you are susceptible to bodily injuries. Neck and back injuries are the most common in rear-end motor vehicle accidents. These injuries sometimes take years to heal and sometimes they heal in no time. This all depends on the treatment post-accident. There are several ways to tend to your injuries following a rear end motor vehicle accident, such as: A neck, back or knee brace. These braces help keep your muscles and bones in place to ensure that they heal properly and avoid any more injury to a specific spot. Ice packs and heating pads. Hot and cold temperatures being placed on the painful or