Of all that bankruptcy can offer, perhaps the most important is the freedom to create any financial future you want. While many of our clients are apprehensive about what life will look after they file, the fact remains that bankruptcy is a new beginning. Rebuilding doesn’t happen overnight, but with determination, you can focus your finances and live the future you’ve dreamt of, restoring your credit rating and buying a home or car. Here are some successful strategies we’ve used with past clients to help them get there. Restoring Your Credit Rating Many people worry that bankruptcy will destroy their credit. On the contrary, it is a great opportunity to clean your financial slate from debt and rebuild your credit.
Nursing homes can be a place of great risk for your elderly loved ones. The facilities are commonly understaffed and, as a result, the staff are overworked. To help insure that your loved ones are being properly cared for, pay attention to the following signs and symptoms when visiting your loved one in order to help identify inadequate care that may be putting them at risk for even more health problems. Poor personal hygiene When nursing home staff are overworked, the patient’s personal hygiene needs are often neglected. If your loved one is not getting regular bathing and dental care, that may be indicative of larger problems with their care. Be sure to let the nursing home facility know, in
What We Can Learn from a Recent Social Security Disability Case A few years back, we helped a client who we’ll call Janet appeal a disability claim. Her Social Security Disability case shows why it’s important to have a seasoned attorney on your side who’s willing go the extra mile. The Initial SSDI Application Many people applying for disability are tempted to go through the process on their own, but unfortunately the Social Security Administration rejects the vast majority of these applications for one reason or another. Janet originally filed for disability by herself in December due to debilitating headaches, fibromyalgia, and mental health issues related to the pain of inflammatory polyarthritis. She alleged the disability began in early November
As any good Estate planning lawyer can tell you, if you are facing bankruptcy, you are likely concerned about what will happen to any of the assets and property you own. For people who have set up trusts as part of their estate plan, the thought of filing bankruptcy can be particularly stressful worrying about what will happen to those funds. When an individual files for bankruptcy, the bankruptcy court will assign a trustee who will oversee all of your assets and may be able to take those assets which are not protected in order to sell off to pay any creditors the bankruptcy filer has. Assets which are exempt from bankruptcy and are protected from the trustee may include
When you are deep in the throes of debt, many things seem impossible: The house you’ve always dreamt of owning. The ability to save money, invest, or take risks. The freedom to build your future. Perhaps worst of all, a clean slate seems utterly unimaginable — many people debilitated by debt believe it’s impossible to turn their lives around. I’ve seen again and again that bankruptcy is a way out. It stops the devastation of debt in its tracks and offers the second chance that once seemed impossible. I’m saying that not only as a bankruptcy lawyer, but also as a father, husband, and friend. My wife and I keep in touch with many of my clients, and I’ve watched
While the Americans with Disabilities Act (ADA) provides protection for employees with disabilities and aims to prevent discrimination the workplace, there are limits to ADA protections that employees should know about. First, the ADA does not limit an employer’s right to evaluate an employee’s conduct or performance, as long as the conduct rule in question is job-related and consistent with a business necessity. More importantly, the ADA may not provide protection for violating workplace conduct rules, even if the conduct is a result of a disability. Although requesting a reasonable accommodation may remedy disability-related conduct issues, there are circumstances where disability-related conduct violations may lead to termination. The “job-related and consistent with a business necessity” requirement will usually always be
Even when careful, accidents happen and when they do it’s important to have a personal injury lawyer on hand to help you through the legal process to get you the compensation you may deserve. A personal injury case covers the spectrum of any injury sustained due to the negligence of another party. This can include many different types of injuries such as: slip and fall accidents, car or other motor vehicle accidents, and injuries sustained during events and activities coordinated by a third party. If you or a loved one have been injured in an accident due to third party negligence do not hesitate to call a personal injury lawyer today for legal counsel. How to Choose A Personal Injury
Alternative Dispute Resolution (commonly shortened to ADR) forums like mediation and arbitration have become more popular since the early 2000s as courts continue to get new cases and litigation costs increase. Statistically, ADR is a mixed bag. In 2016, $72 million in legal fees were saved with ADR, nearly as much as the previous five years combined. ADR also eliminated about 2,733 months of litigation and 26,388 days of staff and attorney time. However, resolution rates (75 percent for voluntary and 52 percent for court-ordered ADR) have remained about the same, and the satisfaction rate has dropped significantly (from 86 percent in 2011 to 70 percent in 2016). Mediation is very common in personal injury law, whereas arbitration is mostly
Everyone has seen or being privy to lawsuits where items are recalled due to some error of the manufacturers. Recently a large bean manufacturer ordered a recall of one if its products due to a flaw in the manufacturing of the can. While the beans themselves may not have been harmed during production, any issues involving the can could lead to something as unfortunate as ingesting medal during consumption. More are likely familiar with the manufacturer recalls where cars are concerned. As car accident attorney Dekalb County GA needs can attest, the auto industry is subjected to something called strict liability. A strict liability claim based on a motor vehicle defect—without making any showing as to carelessness—if all three of
Nothing says spring is on its way quite like setting the clocks forward. We often associate daylight savings time with longer, light-filled evenings, but as both a parent and an auto accident lawyer Memphis, TN trusts, the first thing I think of this time of year is the number of children headed to school before the sun rises. Every day this week, while driving to the office, I’ve passed numerous middle school students waiting for the bus in the dark, and I can’t help but feel a sense of concern. While fatal early-morning crashes are not the norm, there is without question a greater chance of something injurious happening to a child in the dark than there is during daylight