The technical answer is that there are no limits on how many times someone can file for bankruptcy. However, bankruptcy courts can place restrictions on you filing a bankruptcy petition if you have run afoul of procedures in the past or the court feels you are abusing the bankruptcy system. If you have previously filed for bankruptcy and are unsure if it was discharged, dismissed or even dismissed with prejudice, you should speak to a bankruptcy attorney that is knowledgeable about all bankruptcy rules and regulations to make sure you are eligible to file for bankruptcy, or even if bankruptcy makes sense for you at this time. How many times can I get a discharge in bankruptcy? If you
If you’re considering filing for bankruptcy in your 20s, you may have a lot of concerns: Will it ruin your credit? Will it affect your partner or family? Will it follow you around? As a Memphis bankruptcy lawyer, I’ve helped thousands of people improve their lives through bankruptcy, including people in their twenties. And I can help you navigate this process from the very first step. Will Filing for Bankruptcy in Your 20s Bankruptcy Ruin Your Credit? This question assumes you already have great credit, but if you’re considering bankruptcy, you probably don’t. So instead of worrying about keeping your credit at the bad score you have now, think about how to improve it. Bankruptcy offers a clean slate so
It is not uncommon for people to experience severe levels of stress and trauma reactions after a car accident, as a skilled Milwaukee personal injury lawyer can rely on. Some people who were injured in a serious auto collision meet the criteria for post-traumatic stress disorder (PTSD). This condition can also apply to those who were not involved in the car crash, but witnessed it happen and saw people endure agonizing injuries or death. Most people feel some level of stress or anxiety after an auto accident but others can go on to develop PTSD. Who Is Susceptible to Developing PTSD after an Auto Accident? The reason why one person develops PTSD and not another is not currently known. In
As a disability attorney Memphis TN trusts to help them get benefits, I know tax season can be a stressful time. Fortunately I have some answers for your most common questions about SSDI and taxes: Do I have to pay taxes on my Social Security disability benefits? Most people who receive disability benefits don’t have to pay taxes on those benefits. If you live off the disability payments alone, or if you have only a small amount of side income, you likely won’t need to pay taxes. The rules on SSDI and taxes depend mostly on what other income you might receive. If you or your spouse makes a significant paycheck on the side, you may need to pay taxes
Darrell Castle Named One of Top 3 Bankruptcy Lawyers in Memphis, TN We at Darrell Castle & Associates are so proud to be named one of the Top 3 Bankruptcy Lawyers in Memphis TN! We received the award from Three Best Rated®, an unpaid consumer group that helps people find the top 3 local businesses in any city. Their employees hand-pick the top 3 local businesses according to a 50-point inspection, including: reputation history complaints ratings location satisfaction trust cost general excellence and reviews We’re thrilled to receive this honor. It inspires us to continue the work that has earned us multiple Martindale-Hubbell awards for client satisfaction and great reviews from our awesome clients. But most importantly, being named one of the Top 3
New Research Suggests Cannabis May Cause Problems on the Road A study out of Canada that looked at 25 years of fatal crashes in the United States may have found a connection to marijuana consumption. The study shows the risk of fatal crashes increased by 12% on the evening of April 20. Among drivers under age 21, the risk was 38% higher. Because April 20th is such a popular day to consume the drug, the researchers believe there may be correlation. The Complicated Causes of Car Accident Death Like many people looking at the data, I think the causes might be more complicated. People just assume drug use is the main way drivers become impaired on 4/20. But because that
When Your Credit Score Tanks Some people with a low credit score assume the only way to improve it is to pay off all the debt. But what can you do if that’s impossible? It happens to the best of us: an emergency, a lost job, a medical crisis. Suddenly the bills overwhelm you, and all that talk about improving your credit seems like a joke. You know you can’t make even the minimum payments. Everything you’ve heard about budgets and financial planning just sound like white noise – bad advice from people who don’t understand how desperate your situation really is. A lot of people believe there’s no option at that point. They’ll give everything they have to make monthly
In every bankruptcy consultation, law firm gives, they are asked to evaluate whether a bankruptcy is appropriate based on the client’s particular circumstances. And if so, which type of bankruptcy should be filed. Bankruptcy Law is filled with legalese which may not be too clear to a non-attorney. Words such as trustee, liquidation, contest, exempt and even discharge have legal meanings beyond the lay-person meaning. In plain English, a bankruptcy should be considered anytime when an individual is unable to meet his or her financial obligations. In plain English, a Chapter 7 is appropriate when an individual wants to eliminate all debt (complete liquidation of debt) which can be discharged so long as the client does not want to keep
A compulsory medical examination, “CME” for short, is a medical examination conducted by a doctor to verify the claimed injuries of a person who is involved in a lawsuit. The purpose of a CME is to evaluate whether the injured person is telling the truth about the nature and extent of her injuries. CME’s are a powerful tool for defendants in personal injury cases, including insurance cases, because the results of a CME may contradict the plaintiff’s claim. The “compulsory” part of a CME means that, in many circumstances, a plaintiff may be required to undergo a CME by law. If a defendant is not entitled a CME by law, he still may be able to request an court order
As a Memphis car wreck attorney, I’ve sat with hundreds of clients as they describe their accidents. These are terrible and frustrating experiences for everyone. Sadly for some, it might even be the worst day of your life. Even for “minor” accidents, people forget or don’t realize how traumatizing car accidents can be. You have so many things to worry about: Seeing a doctor Reporting the crash Fixing the car Explaining it to your boss Increased insurance premiums And so much more And in the case of severe accidents, you may have ongoing medical bills and a lifetime of recovery. Tragically, some families have to deal with all of the above and also the trauma of losing a loved