After days of finger-pointing and politicizing, our government shutdown came to an end. And during those toxic few days, as a bankruptcy lawyer in Memphis, I recognized a common fear: families were terrified of losing a paycheck. From military forces to civil servants who work in the National Parks, you could see the uncertainty on every news channel. And it makes perfect sense. The vast majority of American workers live paycheck to paycheck, and that includes government employees. CNBC recently reported these sober numbers from CareerBuilder: “Seventy-eight percent of full-time workers said they live paycheck to paycheck, up from 75 percent last year. Overall, 71 percent of all U.S. workers said they’re now in debt, up from 68 percent a year
What To Do When You Can’t Make Your Car Payment As a attorney to stop repossession in Memphis, TN, I’ve helped thousands of people avoid losing their cars. But not everyone comes to me first. Sometimes people will try to hide their cars in order to avoid a repossession. Here’s why you shouldn’t do that and why you should call me instead. https://www.youtube.com/watch?v=TPNi2z6Z3ow Video Transcript Hello I’m Darrell Castle. I’m an attorney here in the state of Tennessee, and I help people stop repossession. That’s one of the things that I do. Sometimes people come into my office and they ask me, “Help me hide my car from the repo man.” I say no, I can’t do that. Number one:
Creating a Budget to Help You Get Out of Debt and Improve Your Credit We’ve talked a lot on our blog about how to get out of debt and how bankruptcy can help many people get back on track. But how can you prevent debt from accumulating in the first place? To do that, you should know how to create a basic budget. A monthly budget allows you control over what you spend. It can help you decide how and when to spend your money, plan for your future by saving money each month through reduced wasteful spending, and reduce your overall debt. If you’ve never tried to create a basic budget before, it can feel daunting, but rest assured,
People who have been injured in a car crash are bombarded with television, radio and Yellow Pages ads from attorneys eagerly seeking clients who have been injured in car accidents. Yet these same injured persons are often shocked when they seem unable to find an attorney to take their case. The question is ‘why’? Why can’t these injured persons find an attorney to take their case? At the outset, it should be noted that many attorneys are their own worst enemy in terms of client relations. Many attorneys who are willing to devote hundreds of hours to cases they do take, are only willing to spend one or two minutes to explain why they reject cases they do not take.
Neck injuries are of the most common injuries people suffer in car accident. When your head moves suddenly during a collision, it can twist your neck. In addition to neck pain and stiffness, this injury can result in tingling in your arm, headaches and dizziness. If you suffered this injury from a car crash, it is important to seek medical care right away. A PG County knee pain doctor can recommend the best treatment for your injury. Here are six helpful tips for dealing with a neck injury after a car accident: Try Heat When you are dealing with neck pain, heat can be a lifesaver. If you place a heating pad on your neck, it can increase
Over Friday and into the weekend, slushy ice and slick roads caused hundreds of ice-related Memphis car accidents. Cars fishtailed on Poplar and I-40 as well as on back streets and in residential areas. As a Memphis car accident lawyer, I know winter weather can seriously increase the accident rates. And since ice is such a common phenomenon here in the Mid-South, here are a few tips to keep in mind before you hit the road: Driving Tips for Ice 1. Drive Slowly. People always assume this means slow down to 20mph or some other low number. But it really means slow down to whatever speed is necessary. You can wipe out at 10mph on serious ice. If you’re fishtailing
Us proud Memphians hate it when our city becomes famous for the wrong things. But that’s exactly what happened over New Years weekend. The New York Times published an article on nursing home abuse in Memphis and across the US. Then they placed a photo of Allenbrooke Nursing and Rehabilitation Center in Memphis right on the cover. And as a nursing home abuse attorney in Memphis, I can’t say it surprised me. Allenbrooke, like thousands of other nursing homes in America, looks completely broke. These facilities claim to have no money for bedding, food, and other essential items. They pinch every penny. In reality, though, the owners have plenty of funds. They’ve used them to pay themselves and their other
Why You Should Avoid Payday Loans As a bankruptcy attorney Memphis TN has turned to for years, I’ve helped thousands of people with payday loans and other predatory loans. And I’ve learned it’s best to avoid payday loans whenever possible. There are better ways to deal with debt you can’t pay. In the video below, I discuss why you should avoid payday loans and what other options you may have: Transcript Hello, I’m Darrell Castle. I’m an attorney licensed to practice law in the state of Tennessee. And on this video today, I want to talk to you about payday loans, title loans – things of that nature – and why in my view they are very bad things for
If you chose a New Years resolution to get out of debt, you’ve made a wonderful decision. As a bankruptcy attorney in Memphis, TN, I’ve seen a lot of people set this goal over the years, and I’ve helped thousands of people achieve it. Here’s what you can do to make your goal a success: Steps to Become Debt-Free This Year First, know what your debts are. You’ll want to sit down with your bank account and figure out how much you owe and to whom. If you do this from the very beginning, you’ll have a much clearer goal with a number in mind to work toward. Next, just like with any goal, you will have much more success
Residents of nursing homes are at risk of serious injury or death from complications arising from bedsores when nursing homes and their staffs fail to provide the basic care which is needed to prevent or stop their development. Unfortunately, bedsores (which are also referred to as pressure ulcers or decubitus ulcers) are all too common in nursing homes. According to a report published in 2009 by the Centers for Disease Control more than one-in-ten residents of nursing home has bedsores. The fact that so many elderly Americans suffer from bedsores is inexcusable because the simple fact is bedsores should not develop or worsen in a nursing home. Too often bedsores develop or advance because of a nursing home staff’s neglect