When you’re behind on bill payments, the law allows certain creditors to garnish your wages (meaning take money from your paycheck automatically). Usually this process starts with a creditor suing you for the debt in court and then getting a court order. In some specific cases, the creditor doesn’t need a court order at all. But in all instances, the law determines who can garnish your wages, and how. (Need to stop wage garnishment immediately? We offer ZERO DOWN TO FILE! Call 901-327-2100 to see if you qualify.) Here’s a quick rundown: Who Can Garnish Your Wages (and How It Works) The IRS & State Tax Agencies State and federal government offices can garnish your wages for back taxes and usually don’t need
Midtown Memphis Attorneys for Debt Problems If you need to get out of debt, our Midtown bankruptcy lawyers can help. We’ve worked with hundreds of Midtown residents, and just as we helped them, we can help you: save your home keep your car stop wage garnishment relieve you of medical debt put an end to credit card debt, and stop all creditor harassment These problems may keep you up at night, but they don’t have to. Many of your neighbors experienced the same worries, and now they’ve moved forward and rebuilt their lives. We’ve noticed as Midtown changes, the needs change as well. With more young people, students, and families moving in, a lot of Midtown residents have rising concerns, including student loans and credit scores:
3 Factors in Any Ice-Related Slip and Fall Case If ice causes causes you to slip and fall on someone else property, the property owner might be liable for your injuries. Usually this means their insurance would be expected to cover the medical expenses and other related costs. Here are three important factors that might play into a case like this, from our Memphis slip and fall attorneys: 1. Reasonable Care Memphis gets a lot of ice, and when that happens, property owners need to show reasonable care in removing it from their property so the sidewalks, parking lot, and entryway are all safe. This doesn’t mean an elderly shop owner has to shovel or scrape all night in the cold. Many
Drivers must take extra precautions when driving in winter weather conditions. According to the U.S. Department of Transportation Federal Highway Administration, 17 percent of all weather-related accidents occur on snowy or icy roads. Below are a few tips to keep in mind when you are driving in snowy conditions. If you or someone you love has been hurt in an accident while driving in the snow, it may benefit you to speak with a personal injury attorney for advice. The Basics When you are heading out on snowy roads and icy conditions, there are a few things you should keep in mind to reduce your likelihood of having an accident. Some basic tips include: Don’t drive fatigued Never drive after
Get Out of Debt in 2017 Every New Year, thousands of Americans join a gym and resolve to work off those extra pounds they gained over the holidays. But what about your debt? After Christmas is over, you’ve usually taken on more than just weight. You’ve taken on credit card debt, and now there are dozens of bills waiting to be paid. Not everyone is overwhelmed by their debt, but for some people, it might be too much. And debt isn’t any healthier than those extra pounds. It can affect your: Credit Personal freedom Ability to plan for the future Family members’ finances Purchasing power Stress levels Health And even your home life As a Memphis bankruptcy lawyer, I’ve seen those
It’s no secret that many people these days have student loans–financial aid they took on to pursue their collegiate and post-collegiate educations. Unfortunately, student loan interest rates can be much greater than that of mortgages or car loans. On top of that, the average price of today’s college education averages $32,405 for private colleges, $9,410 for state residents at public colleges, and $23,893 for out-of-state residents attending public universities. Even choosing the most affordable of the three categories, four years at an in-state public university, hits almost $40,000. It’s no surprise, then, that so many Americans have overwhelming student loan debt. Recent reports indicate: There’s $1.26 trillion in total U.S. student loan debt. 43.3 million Americans have student loan debt.
In recent months, I’ve noticed an uptick in advertisements targeting Millington residents. One ad reads: “Get Car Loans For Bad Credit” Another says: “Need Emergency Cash? Get a Title Loan!” These ads are misleading at best. They come with extremely high interest rates and can destroy you financially for the rest of your life. They simply aren’t worth it. As a Millington bankruptcy lawyer, I’m begging you not to take the bait. My guess is these ads have started increasing because of local news covering how beloved businesses in Millington have been closing. The more press a community gets for losing jobs, the more predatory lenders move in. They think Millington residents are an easy target. There’s no doubt this has been
There are additional risks on the road for any pregnant woman and her unborn child. And there are legal implications when a pregnant woman is in a car accident. These cases are terrible and, unfortunately, not all that rare. Car crashes are the largest single cause of death for pregnant women and the leading cause of traumatic fetal injury mortality in the United States. (source) Even small crashes can lead to serious injury, including: Premature birth Miscarriage Cesarean section Hemorrhaging Birth defects Placental abruption (the placenta detaches from the womb) There are 3 things every pregnant woman should do after an accident: If possible, document the crash. Take photos, get a police report, and exchange insurance information with the other driver. If you’re
When someone wins a medical malpractice case, whether through a settlement or at trial, they are awarded a certain monetary amount. The doctor or hospital’s insurance company then makes the payment to the person’s attorney, who receives a percentage before paying out the bulk of the award to their client. Medical malpractice compensation can be a controversial issue. Doctors and hospitals have to buy malpractice insurance to protect themselves, and some people claim it actually costs all of us in the long run. On the one hand, a mistake due to medical negligence can take everything from a person: money, health, even their lives. I see this every day as a Memphis medical malpractice attorney. They need their bodies and finances restored, and
Maybe you missed too much work to stay at home with a child battling an ongoing illness, or perhaps your unreliable car meant clocking in late one time too many. Maybe, through no fault of your own, your company had been struggling and was forced to restructure their employees, laying off dozens, hundreds, even thousands of workers. Or perhaps technology simply rendered your job obsolete. No matter the circumstance, you’ve found yourself unemployed. What now?Hopefully you’re entitled to receive unemployment, which could help you pay your bills and living expenses until you find another job. But sometimes, our own thoughts can get in the way of returning to the workforce. You might be thinking your job will come back or