John, a constructor worker, was hurt one day on the job. After hitting his hand hard with a hammer, he headed to one of the three doctor options provided to him by his employer’s worker’s compensation insurance. The doctor gave John a sufficient disability rating to qualify him to receive worker’s compensation. John did so. Two weeks later, John was fired by his boss. While John is fictional, as well as the story, this situation can happen. In fact, new laws in Tennessee basically say that the employer can offer any excuse for firing the employee. It’s important to contact a workers’ compensation lawyer Memphis, TN places its trust in before signing any paperwork or agreement related to workers’ compensation
Get Out of Gambling Debt with Bankruptcy If you’re like a lot of people in the Memphis area, you may be wondering if your gambling debt can be discharged in a bankruptcy. Here’s what you need to know about the rules and how our firm can help. The Rules Around Including Gambling Debt in Bankruptcy Gambling debt is completely dischargeable in a bankruptcy. This includes your casino marker – or line of credit – which many people tend to think is not dischargeable. An experienced bankruptcy attorney can help you decide what kind of bankruptcy you might need. It all depends on your individual situation. We see a lot of people at our firm who have struggled with gambling debt.
Can I Get Social Security Disability Insurance for ___? At our Memphis SSDI firm, we hear from people all the time who wonder if they can get Social Security Disability Insurance (SSDI) for whatever medical problem they may have. The answer always depends on each individual situation. Here are some things to keep in mind for whether you qualify: Qualifications for SSDI SSDI is determined by how able you are to perform your work. In the past, to receive SSDI, you absolutely couldn’t work at all. Nowadays, you can make a small part-time income set by the SSA and still receive benefits. It’s important to note as well that SSDI is completely different than the disability rating you get from
By: Darrell Castle “This is what everyone who thinks about car security has worried about for 6 years. This is a reality.” That’s what Charlie Miller — a security expert — said after him and fellow hacker Chris Valasek experimented with a Jeep Cherokee. With one of their colleagues — Andy — cruising down the highway in his Jeep Cherokee at 70 mph, Miller and Valasek were able to hack into the Jeep’s Uconnect infotainment system. After hacking in, they blasted music, turned the AC up to max and….killed the transmission and brakes. (As a side note, this was a controlled experiment, therefore Andy was not harmed.) How are hackers able to do this? US Senator Richard Blumenthal has a
Do you need an attorney for a social security disability case? Watch this video find out why you do need an attorney, and then read on to learn how hearing loss can qualify you for social security disability. The Centers for Disease Control and Prevention (CDC) recently issued a report on the “Prevalence of Disability and Disability Type Among Adults,” but they did not include hearing loss in the survey they administered for this report. The Hearing Loss Association of America (HLAA) has expressed indignation at this oversight since the report will be used to evaluate the amount of public resources necessitated by each type of disability. While people with hearing loss were recognized in the Americans with Disabilities Act
Question: Can my employer fire me for reporting an on-the-job injury or filing a workers’ compensation claim? Answer: The short answer is absolutely not! It’s illegal in Tennessee (and elsewhere) for an employer to fire an employee for any work-related injury. Unfortunately, though, it still happens all the time. Our workers’ comp attorneys meet clients on a regular basis who made a workers’ comp claim and then found themselves unemployed. The betrayal of being fired for an injury at work is typically shocking, and perhaps some employees decide not to pursue it any further because of fear or frustration. Otherwise, there would be no good reason for an employer to behave in such a blatantly discriminatory way. The good news
By: Darrell Castle Coming out of bankruptcy provides a fresh start for you and your finances. However, the fear of additional debt may leave a load of uncertainty on how you make major purchases following a Chapter 7 bankruptcy or a Chapter 13 bankruptcy. A major purchase that you will likely face after a bankruptcy is a new car. It is possible for you to get a car after bankruptcy, contrary to what you may have heard. You may find after a bankruptcy, that your cash flow has improved and will allow you to purchase a car in cash. This is a great debt-free way to get a car and will not be impacted by your bankruptcy. If you choose
When you file bankruptcy, you have to list all of your debts. It’s actually against the law not to mention all of your assets and debts in your bankruptcy petition. But that doesn’t mean bankruptcy will automatically include all of those debts, or that you’ll lose all the assets you still owe money on. For example, if you come to our Memphis bankruptcy law firm and tell us you want to keep your house or car, we can do something about that. You won’t lose your house unless you want to – it’s our job to make sure of it. Chapter 13 bankruptcy is the most common way people keep their homes in a bankruptcy, but there are sometimes even
FAQ: Can I file bankruptcy for a spouse or family member who has died? ANSWER: While you can’t file bankruptcy for another person, you do have options if a deceased loved one has left behind a lot of debt. First off, a case filed prior to death can continue even after the person’s death. So if your loved one already filed bankruptcy, their debt may already be handled, and you’ll want to speak with their attorney about it. Secondly, you’re not always responsible for the debt loved ones leave after their death. In most states, you’re only responsible for joint debts, which are debts you’ve signed on to along with the deceased, meaning both names are on the paperwork. These sorts of
By: Darrell Castle If your spouse left you with debt you can’t pay, the way out of that situation will vary depending on your situation. First of all, you can’t file bankruptcy on behalf of someone else; but you can consider bankruptcy for yourself if you are unable to pay debts left behind by your loved one. When a loved one passes away, his or her estate goes through a probate process to determine who owns what. If your debt was owed jointly, there’s a good chance it will pass on to you. In that case, you could consider bankruptcy as an option for getting rid of that debt. This happens a lot when the main breadwinner in a family