Work History and SSDI Insured Status

Posted on July 19, 2016
Work History and SSDI: What You Need to Know As a Memphis disability lawyer, I know a lot of people apply for disability without really knowing what the application requires. In particular, work history plays an important part in your Social Security Disability Insurance (SSDI) claim. Understanding how work history and SSDI relate to each other will help you understand whether or not you’re insured. How SSDI and Work History Impact Each Other Social Security Disability is an insurance plan you pay into as you work. So the years you’ve worked and the amount you made show how much you’ve paid into the system, or how insured you are. In order to receive Social Security Disability, you need to have
By: Darrell Castle You won’t have to do much work in your Zofran case — your lawyer will. Video Transcript Hi I’m Darrell Castle and I’m an attorney licensed to practice law in the state of Tennessee, and if you’re involved in a Zofran case, you’ve heard me talking about that on these videos for the last couple of weeks. Zofran is a drug that is sometimes prescribed to women for morning sickness when they’re pregnant and there have been some complications involving birth defects and Zofran. So if you make a claim against the makers of Zofran — GlaxoSmithKline — and hire a lawyer to represent you for that case, how much work is it for YOU the client?
How Do Disability and Workers’ Compensation Work Together? Disability and workers’ compensation work together for people injured on the job, and your disability rating can affect your case. In this video, I cover disability as it relates to employment. I describe what it means if you’re injured on the job and you get a disability rating. This is Chapter 3 of our Workers’ Comp 101 series.   Video Transcript Hello, I’m Darrell Castle, an attorney licensed to practice law in the state of Tennessee. On this video I’m talking about disability as it relates to employment— to your job, in other words. You’re injured on the job and you get a disability rating. That can be two different things: It
Deciding Whether You Need a Workers’ Comp Lawyer In this video, I answer the question of whether you need a lawyer or not in your workers’ compensation claim. When do you need a workers’ comp lawyer, and what might they do for you? This is the final video of my Workers’ Comp 101 series.   Video Transcript Hello, this is Darrell Castle. I’m an attorney licensed to practice law in the state of Tennessee. And on this video, I’m talking about whether you need an attorney to handle a workers’ compensation case, or a case where you’ve been injured on the job. And the answer to that question depends, of course, like most lawyer questions. The answer is: it depends.
The Basics of Workers’ Compensation What is workers’ compensation, and how can it help if you’re injured on the job? In this overview of workers’ compensation, I discuss how the process works and give you an idea of what we do as workers’ comp attorneys. This is the first video in our series on workers’ compensation.  There is so much information to be covered that it couldn’t be shared in only one video. Episode 3: Disability and Workers’ Comp Episode 4: Do I Need a Workers’ Comp Lawyer?   Video Transcript (Overview of Workers’ Compensation): Hello, I’m Darrell Castle, an attorney licensed to practice law in the state of Tennessee. Today, we’re talking about workers’ compensation in this first edition.
In Chapter 2 of our Workers’ Comp 101 series, I talk about injuries with a third party involved and what this means for you. How are these cases handled?

Workers’ Comp and Electrocution

Posted on July 19, 2016
Who Is Responsible for An Electrocution Injury? Electrocution accidents often happen through no fault of your own and they can be totally traumatizing, let alone expensive. Here’s what you need to know about workers’ comp and electrocution, including why you should hire a workers’ comp lawyer who understands personal injury law. Workers’ Comp vs. Other Compensation With an on-the-job electrical injury, you typically have three options for compensation: Workers’ comp (the most common) Product liability claim against a manufacturer Negligence claim against another party, like a general contractor Firstly, if you’re injured on the job, typically you can get workers’ comp to help cover your medical expenses. By law, your employer keeps insurance coverage for this exactly situation. This is
Allergies and worker’s compensation By: Darrell Castle Allergic reactions happen all the time in the American workplace, and can be extremely serious depending on the person. Some common examples might be: Mold. Common in many workplaces, mold can cause respiratory damage. Asbestos. An infamous (and common) building material that can cause severe skin reactions, respiratory problems, and cancer. Office chemicals. Anything from cleaning supplies to the chemicals in the carpet can cause some people to have terrible asthma attacks. Some very harsh chemicals in settings like hospitals can even cause serious burns. Most recently I met a woman severely injured from using latex. The job required she wear latex gloves, and neither she nor her employer knew she was allergic.
Workers’ comp doctors vs regular doctors When you’re injured on the job in Tennessee, your employer’s workers’ compensation insurance will provide you with three options of doctors to be evaluated and treated by. The doctor you choose will evaluate your injury to determine your disability rating, which will in turn determine the amount of lump sum compensation you’ll receive, if any, or if you should get back to work. Let’s say you receive a 6% disability rating after you injured your hand on the job. The 6% rating to your hand means that you’re 6% less able to earn a living with that hand than you were before. So, you’re entitled to a lump sum benefit for that disability. If
How Independent Contractors and Workers’ Comp Impact Each Other If you’ve been injured on the job as an independent contractor, you may have a lot of questions about whether you might be eligible for workers’ compensation. Bear in mind the role of independent contractors and the protection of workers’ compensation are two completely different areas of business and the law. Workers’ compensation covers employees of a specific company. Independent contractors are, by definition, not employees. But there is a lot of confusion about how these two things relate with each other and don’t – and whether you qualify as an employee or contractor to begin with. So here’s what you need to know about workers’ compensation as an independent contractor.