For many homeowners, loan modification programs are not helping them avoid foreclosure. According to the Washington Post, people who received loan modifications from the federal government are defaulting at an alarming rate: nearly 50% in one segment. The program is called the Home Affordable Modification Program (HAMP), and it’s run by the Treasury Department. A watchdog report says this program simply hasn’t ensured that its loan modifications would be sustainable for homeowners. As a result, a lot of people are defaulting. A lot of homeowners dream of loan modification and assume it will fix all their problems. As a bankruptcy lawyer in Memphis, I see this all the time and have noticed two problems with this line of thinking: It’s
What if I don’t feel pain from a car accident until afterward? By: Darrell Castle What if you’re injured in a car accident, but don’t feel any pain until afterward? Can that affect your personal injury case? Memphis car accident injury lawyer Darrell Castle explains. If you don’t experience pain at the time of the accident, even if you tell the police officer investigating that you were not hurt, that’s not a dealbreaker. Sometimes you experience pain later; sometimes you have some type of injury – a back injury for example – that really doesn’t manifest itself until later, and then you feel it’s necessary to see a doctor. That’s ok. It’s something that has to be explained, but it
Right now Chrysler is really in trouble. Reports have surfaced about a safety defect in older model Jeeps — the Jeep Grand Cherokee from 1993 to 2004, and the Jeep Liberty from 2002 to 2007. According to the National Highway Traffic Safety Administration, the Jeeps allegedly have defective fuel tanks, which can be damaged in the case of a crash and erupt into flames. The tanks are located in a particularly vulnerable place – just behind the rear axle and below the bumper – that make them a serious fire hazard. Fires from these sorts of accidents have allegedly killed anywhere from 50 to hundreds of people. The real impact is still unknown. But while the government and many consumer
Memphis dangerous drug lawyer Darrell Castle tells the story of a client who came to see him about a serious denture cream injury. If you believe you’ve been injured by a dangerous drug or medical device, contact us today to talk with attorney Darrell Castle, a dangerous drugs lawyer Memphis, TN has trusted for years. The conversation is free.
The Labor Department reported on Friday that the nation’s economy added 204,000 jobs in October while the federal government shutdown aided in the unemployment rate rising to 7.3%. Payrolls were significantly expanded in certain industries such as retail, hospitality, manufacturing and heath care, however the percentage of people in the workforce is now at its lowest level in 35 years. Many people have simply given up hope of finding a job. According to John Silvia, chief economist at Wells Fargo, the job market is actually narrowing. “There’s a smaller group of people working, but they are prospering,” Silvia said. Statistics back up Silvia’s claim and the fact that there is a shift in the American economy towards higher skilled labor.
If you’re a diabetic and have been diagnosed with bladder cancer since taking the type 2 diabetes drug Actos, it’s not too late to file suit, however time is running out so you need to act quickly. Last week, a federal court in Louisiana ordered Takeda Pharmaceutical Co., and its partner Lilly & Co (the manufacturers of Actos), to pay punitive damages after the jury determined the manufacturers knew about the cancer risk associated with the drug. The jury also awarded actual damages to the victim who developed bladder cancer after taking the drug. Our experienced Memphis personal injury attorneys here at Darrell Castle & Associates have investigated, researched and shared content on Actos for a while now and we
When responding to calls, police are allowed to break certain rules. The law permits them to speed, run red lights, and relate to other drivers on the road differently, as long as they do not endanger anyone else on the road. Usually when drivers hear the sirens or see the flashing lights, they will get out of the way, give the police full access of the road, and use caution. But what happens when those sirens don’t blare and the lights don’t flash? How can the public protect themselves then? A recent and tragic accident that took the lives of two people shows the worst case scenario: a speeding police officer struck a car carrying four people as he attempted
Spread awareness of spinal cord injury By: Darrell Castle If you or a loved one have suffered a spinal cord injury due to the negligence of someone else, I’d love to talk to you. Call (901) 327-1212 to speak to an experienced personal injury attorney today. Video Transcript Did you know that September is National Spinal Cord Injury Awareness Month? Well, it is. Hi, I’m Darrell Castle and I’m an attorney licensed to practice law in the state of Tennessee and at any one time here in America, about 200,000 people have suffered spinal cord injuries. Every 48 seconds, someone here in America is paralyzed. Most of these injuries are caused by motor vehicle accidents – about 42% of them.
Doctors are human and thus make mistakes all the time, but a lot of questions surround how to discuss these mistakes once they occur: Is it better to know about those mistakes when they happen, even if they can be reversed and won’t cause serious harm? Will the patient be less likely to sue if he or she finds out about the error directly from the doctor? Can a doctor get punished for admitting an error, when the alternative would be to try to cover it up? These questions and more relate to an issue called “disclosure.” In general, patients want all the information they can have, including reports of any errors, details about why and how the
A new survey released yesterday in Health Affairs revealed that many doctors do not tell the whole truth to their patients. According to the study, at least 1 in 10 doctors have told an adult patient or child’s guardian information that was not true; and at least 1 in 5 doctors have not fully disclosed a mistake or error they made because of fear of a malpractice suit. In some ways, it’s hard to blame them. Everyone makes mistakes, so telling someone information that turns out not to be true doesn’t necessarily mean a doctor was lying on purpose. Likewise if the mistake or error they made was minimal and had no effect on the patient’s outcome, it is easy