Parents should teach their kids how to behave around dogs By: Darrell Castle An estimated 4.7 million dog bites occur every year in the United States, 800,000 of which require medical care! The insurance industry pays over $1 billion in dog bite claims annually. A dog attack can happen many different ways. It can be a result of a negligent dog owner not keeping his or her dog under proper control. It can be a result of a of a bad dog owner training his or her dog to be aggressive. Or it can be a result of a child, or even an adult, not knowing how to act around a dog. Now, the first two reasons pertaining to negligent
Local man was mauled to death by a pack of dogs Dogs kill people. It’s a harsh statement, but it’s true that when a dog owner doesn’t properly take care of his or her dog, it has the potential to become dangerous. I’m a dog lover. My daughter has a dog who I enjoy being around and talk about all the time. My daughter’s dog is properly taken care of and treated right, so it poses no threat. However, in Benton County, MS, an innocent man was mauled to death by a pack of dogs who were not properly cared for and treated. A driver found David Glass, Sr lying in a ditch by his house, covered in dog bites
End credit harassment and get out of debt through a bankruptcy By: Darrell Castle If you’re behind on your bills, debt collectors can be a big pain. They’ll call you when you wake up, when you’re at work, when you’re eating dinner with your family and when you’re asleep. They can be relentless. What if I told you there was a way to end those pesky phone calls? What if I told you there was a way to rest easy and not be concerned with when the next creditor would call you demanding money you just DON’T have? By filing for bankruptcy, you can end those creditor calls. You can discharge all of your debt through a Chapter 7 bankruptcy,
On May 2, 2016, a pack of roaming dogs mauled a woman to death in South Dallas. A week later, The Dallas Morning News broke a story that neighbors had reported the dogs and asked police to do something as many as eleven times over three years. They called to report attacks as they happened. They called to report the dogs roaming freely outside. And they called to report attacks after the fact – all from animals living at the same address. In many cases, the owners would euthanize or turn in their dogs, only to get more. The deadly attack in May was by as many as 7 dogs in total. Have you or a loved one been bitten by a dog? We can help! When you’ve
Did you know that 70% of first-time Social Security Disability claims are denied? You’ve spent years paying into the Social Security system, and you can no longer work because of a medical condition. Having your Social Security Disability application denied can be more than frustrating: it can make it impossible to pay your bills! On top of that, the Social Security Disability appeals process can be confusing, but we’re here to help you understand the system. 1. Find a Memphis attorney right away! Because the Social Security Disability appeals process can be so complicated, it’s important to hire an attorney as soon as you receive your notice of denial. A competent attorney will be able to determine why your claim was
This time of year, many of us are making vacation plans. Whether it’s a humble roadtrip, a luxury cruise, or a simple staycation, it can be tempting to stretch your finances and spend more than you have. I’m here to tell you not to. And here are 3 reasons: 1. Your interest charges can build up. There’s a reason so many credit card companies encourage travel spending. They know many families are willing to pay anything for happy memories, even if they won’t be able to pay back the costs in time. In fact, the cost of interest for a vacation can sometimes equal or surpass the cost for the vacation itself. Despite what the advertisers say, you don’t need to spend
Bankruptcy is a financial tool that can help you get your finances back on track. Many people can be confused by the stigma of bankruptcy but we are here to help guide your decisions and help you make the best choice possible as it relates to your finances and debt management. We understand when you are swimming in debt with no end or relief in sight, there is nothing more important than having someone you can trust to lead you out of this situation. You’ve tried budgeting your income, taking on extra hours, cutting expenses, and you’re still struggling to pay all of your debts, each month. Maybe you have more credit cards than you can count, and you’re forced
Across America, everyone’s afraid to talk about money. We barely know how much debt we have, let alone our friends and neighbors. Some of us use credit cards to go to fancy dinners or get the latest gadget, not because we’re selfish or greedy, but because we fear looking poor in front of friends and family. Young people feel shame over moving back in with their parents, even though student loans are so common that it’s become a cultural norm. In reality, many recent graduates are being very wise by living with family for a time, because it allows them to save right as those loan payments come due. And every day, struggling middle class families feel some sort of shame over
By: Darrell Castle Car Repossession Your car is important. It’s how you get from point A to point B. It’s how you get to and from work. It’s how you get your kids to and from school. It’s how you transport through life.Losing this transportation could be critical. That’s why it’s important to know about car repossession and how you can stop it.Here are 5 important things you need to know. 1. You’re not alone If you’re behind on your car payments and facing a repossession, then you’re not alone. In 2013, 1.4 million cars were repossessed in the United States. Don’t feel embarrassed. This is a problem many people are going through. Life is a ride and we learn
You can stop a wage garnishment through a bankruptcy By: Darrell Castle If you fall behind on your credit card or medical bills, then you may be faced with a lawsuit judgement. A lawsuit judgement happens when you miss payments on these kinds of debts. The creditor will go down to the courthouse and receive a judgement for the amount of debt you owe. Then, that debt becomes collectible by court order through a wage garnishment. However, that wage garnishment isn’t for ONLY the debt you owe, but also includes attorney fees and more. Through that wage garnishment, your employer is required to take up to 25% of your wages out of your paycheck each time you get paid. If