Big US bank will pay for misleading mortgage customers By: Darrell Castle SunTrust Banks, Inc is facing allegations of misleading its mortgage customers and has now reached a $968 million settlement agreement. “This settlement will provide direct payments to Tennessee borrowers for past foreclosure abuses, loan modifications and other relief for borrowers in need of assistance,” according to the Tennessee Attorney General. More than 2,000 Tennessee SunTrust borrowers are eligible, including those who lost their homes to foreclosure from January 1, 2008 all the way through December 31, 2013. ——– Did you know if you’re behind on your mortgage payments, you can still stop your house from being foreclosed, even with threatening creditor phone calls? Yes, you can and it
Have you had a tough start to this new year? Maybe you were very tight financially before Christmas, then buying gifts to satisfy your kids put you over the top. Now, all you’ve done throughout January is get more and more in debt and the bills keep piling on, but you just can’t pay them. You’re barely living. Then you find out your wages are getting garnished?! What in the world are you supposed to do? You can barely make it week to week with the income you’re receiving as is. Don’t live life like this – you don’t have to. You can stop the wage garnishments. Stop wage garnishment with NO MONEY DOWN! File now and pay later through a repayment plan. Call
If a swerving vehicle or phantom driver caused your car accident, but wasn’t part of the collision, is there anything you can do? Will insurance cover the damage? By: Darrell Castle Injured in a car accident? Call Darrell Castle & Associates today at (901) 327-1212 to speak to one of our attorneys and set up a free consultation. OR, you can fill out one of the contact forms on this page.
Lately, the standards have changed for table saws. Table saws are an incredibly dangerous tool, responsible for over 66,000 injuries per year. That’s why industry and federal regulators are considering a requirement for a product called “SawStop,” which stops the saw as soon as it touches human flesh. The process works surprisingly well and can effectively prevent lost fingers. The safety mechanism could increase costs by as much as $100-$200 per saw, but even with those economic impacts business owners could really benefit from making the change. Replacing and updating tools known for being harmful can save thousands of dollars in workers’ compensation costs, lost time, and an able workforce – not to mention it’s a key step to maintaining
New lawsuits are being filed for low testosterone treatment. With a natural decrease in testosterone that comes with an increase in age, men can suffer a lower sex drive, weaker bone density and diminishing muscle mass. Testosterone treatment can help counter these issues. This treatment is typically in a gel or patch: Androgel Androderm Axirom Bio-T-Gel Delatestryl Dep-Testosterone Fortesta Striant Testim Testophel Through research studies however, these treatments have been linked to serious health risks among men with heart problems who use these them. These health risks include: Heart attack Stroke Prostate cancer Death The popularity of testosterone treatment warrants serious awareness of this issue. In a Journal of the American Medical Association study last fall, it was noted that
Wage garnishment is something that can strike anyone who gets in over their head with debt. Even the most common debt can be taken straight from your paycheck, and it can leave a lot of Americans surprised and confused about their options. Here are some of the most common debts people have garnished from their wages: Wage Garnishment and Student Loans If you default on your student loans, the government can actually take the money out of your earnings. And in fact, they usually don’t even need a court order. That means you can lose 15% of your paycheck to student loans, even though you need that money to make ends meet. I’ve written quite a bit about student loans
Should you really have that line of credit? By: Darrell Castle If you’re struggling with bills you just can’t pay and are falling further and further in debt, you should consider filing for bankruptcy. For a FREE financial consultation, call my office at (901) 327-2100, or fill out one of the contact forms on this page. Video Transcript Hello this is Darrell Castle, I’m an attorney licensed to practice law in the state of Tennessee. On this video today, I’m talking about credit scores and the government’s regulation of credit scores through its new Consumer Financial Protection Bureau. Now, the leading financial credit agency that most companies use – 90 out of the top 100 use it – is called
The link between talcum powder and ovarian cancer By: Darrell Castle Talcum powder doesn’t have to contain asbestos to be dangerous, allegedly. If the statement above throws you off-guard, then you’re not alone. Many people didn’t know of the pre-1970s talcum powder tins that, at one time, contained asbestos. However, Deane Berg, a faithful 32-year user of Johnson’s Baby Power and Shower to Shower products, which are products that contain asbestos-free talcum powder, has been diagnosed with ovarian cancer at the age of 49. This has lead to a lawsuit against Johnson & Johnson, which has instigated more lawsuits alleging a link between body power and cancer. Talcum powder is a product used by generations of people to treat different
The plot thickens for Target as the retail store announced today that up to 70 million additional customers had their personal information stolen in the breach, raising the number of people affected to 110 million. Target understands the frustration and inconvenience this has caused the people directly affected by this breach as well as the people nervous and anxious wondering if they’ll be next. In an attempt to offer their customers peace of mind, Target will be implementing free credit monitoring to all guests. This service will include: a complimentary credit report daily credit monitoring identify theft insurance where available access to personalized assistance. “We know this incident has been a confusing and stressful time for our guests, and for
By: Darrell Castle As a bankruptcy attorney in Memphis, I’ve seen the effects unemployment can have on people in the community. However, with a new announcement today that Target has chosen Memphis as it’s location for a new $50 million distribution center, the Memphis employment outlook grew a little brighter. Target was choosing between Memphis and Olive Branch, and decided on Memphis because of the competitive costs, availability of workforce, real estate, local and state support and accessibility. This is not merely good news for the city of Memphis, but more importantly, it’s good for the PEOPLE of Memphis. “It goes without saying that a company like Target can choose to do business anywhere in the country, so it means