Debit on the Rise: What It Means for Holiday Debt Because of rising inflation and higher prices just about everywhere, experts this fall feared a huge rise in debt around the holidays. Instead, a recent survey shows holiday credit card debt in Memphis might actually not be as bad as we thought. Debit Card Use Vs. Credit The National Retail Federation recently surveyed over 7,000 shoppers about their spending habits. Leading into Christmas, 43% of shoppers said they planned to use debit cards to make their holiday purchases. 38% said they’d mostly use credit cards. The rest planned to use cash or checks. That would be the highest debit card use since 2013. And perhaps more importantly, it would make credit
Can You Sue? What You Need to Know About Medical Malpractice and Covid-19 Although Covid-19 deeply traumatized communities around the world, it affected some people far worse than others. Some of those patients—many of whom suffered in hospitals during the pandemic—now have questions about medical malpractice and Covid-19. Can you sue your doctor for their Covid-19 treatment? What are your chances? Here’s what you need to know and how to approach a potential medical malpractice claim. Standard of Care and Covid-19 Covid-19 medical malpractice claims will, frankly, be much harder to pursue than other malpractice claims. That’s because of something called “standard of care.” In medical malpractice, you need to identify the standard of care for your particular health situation
Personal Injury Lawyer It’s a scary thought, but elder abuse is a reality that millions of seniors face every day. There are several different forms of elder abuse, and each one can have a devastating impact on the victim as explained below by our friends at Darrell Castle & Associates a top-rated law firm specializing in personal injury related disputes. Physical Physical abuse is the most obvious form of elder abuse, and it involves inflicting physical pain or injuries on the victim. This can include hitting, punching, slapping, or kicking the victim. It can also include using restraints or force-feeding the victim. Emotional Emotional abuse is also common, and it can involve verbal attacks or threats, ridicule, humiliation, or intimidation.
How Some Employers Get Around Paying Memphis Workers’ Comp Shelby County recently announced a task force to combat worker exploitation. This includes loopholes that keep down Memphis workers’ comp claims. According to the local government and watch groups, some employers continually misclassify their workers in order to prevent them from filing valid workers’ comp claims. Their shady methods cheat employees, taxpayers, and the economy at large. The Problem With Job Misclassification When an employer classifies their employees as contractors, it means they can avoid workers’ comp coverage for that worker. Sometimes, this benefits the worker. Many freelancers want control over their hours and taxes, and they agree to fund their own benefits. They may technically qualify as an employee but
Car Repossessions in Memphis Expected to Increase More people face repossessions in Memphis than in recent years, and experts say to prepare for more repos in the future. What caused this increase, and what can you do about it? As a Memphis repossession attorney, I know how much car repos can disrupt your life and impact your family. Here’s what you need to know about the rising repossessions in Memphis and how to keep your car if you’re at risk. Data Shows an Uptick In Late Car Payments Across the country, car owners face real pressure with rising repossession. A recent TransUnion study found that in 2022, over 3.3% of car loans were over 30 days late. 1.4% were over
SSDI for Health Issues We Can’t See Whether you’re suffering from long Covid, an endocrine disorder, mental health issue, or a variety of other illnesses, you may know the experience of people not believing or understanding your health problem. So when it affects your work, what options do you have? Can you get SSDI for invisible illnesses? How Medical Bias Can Affect SSDI Ask anyone with complicated health issues, and you’ll find struggles with the medical establishment. Stories abound online about certain medical biases affecting people’s treatment. For example, studies show some doctors will dismiss pain in women more than men. Racial biases include refusing treatments for non-white patients that the hospital otherwise would approve for white patients. While these
Bus Accident Lawyer If you’ve recently been injured in a bus crash, you’re likely feeling overwhelmed. Being hurt is overwhelming. Suffering the trauma of a crash is overwhelming. Thankfully, there are numerous medical resources available to assist you with managing these stresses. Similarly, speaking with a lawyer can help you to manage the stress of navigating your legal options. An experienced bus accident lawyer can clarify your rights and options under the law so that you can make informed choices about whether to pursue legal action. Filing a Lawsuit As an experienced bus accident lawyer can explain in greater detail, bus accident injury victims are usually in strong positions to file personal injury lawsuits as a result of their harm.
Can You Sue a Teenager If They Cause Your Car Accident? Teenage car accidents happen more often than any other demographic, which leaves a lot of drivers in the difficult position of pursuing insurance claims against young people. But can you sue a teenager? And what should you expect from the process if a teen causes your accident? Teenage Drivers Come With Special Risks According to the CDC, car accidents among teens ages 16–19 occur more than any other age group. In fact, this age group has a fatal crash rate “almost three times as high as drivers ages 20 and older per mile driven.” These numbers are three times higher for male teenagers than female and also increase if other
Why Are Chapter 13 Bankruptcies Increasing in Memphis? Around the country, Chapter 13 bankruptcies are on the rise. In Memphis, Chapter 13 bankruptcy is no different. As a Memphis debt relief attorney, I have some ideas of why this is happening and what to expect in the future. What Is Chapter 13? Chapter 13 bankruptcy is a type of personal bankruptcy designed to help you get a fresh start while protecting your assets. With Chapter 13, you set up an affordable payment plan with your attorney and the courts. It’s created with your individual situation in mind, so you can make the payments without worry. As a result, you get to keep your home, car, and other assets you include
Running a business or organization takes a lot of time, money, and patience. Unfortunately, many complications can happen along the way, especially if you’re managing employees. As such, legal disputes are bound to happen, and when they do, you want to ensure you’re ready by having a professional legal team. We’ll explore five situations that may call for a commercial litigation attorney. Discrimination Discrimination can happen in the workplace at any time and can take many forms. While many companies and businesses take great measures to prevent discrimination, it can still occur, and a business can get sued. Even if you yourself didn’t discriminate against an employee or a potential employee, a person in power within your company may have,