Employers are required to purchase workers’ compensation insurance to protect their workers if they get hurt on the job. However, that does not mean that employers always pay out their workers’ claims. In fact, they sometimes deny these claims. If your employer recently denied your workers’ compensation claim, you likely feel frustrated and want answers. Here are a few reasons why an employer may deny your workers’ comp claim. You Did not Get Sustain an Injury at Work In order to receive workers’ compensation benefits, you must have sustained your injury while working. If your employer has reason to believe that you suffered the injury outside of work, they may reject your workers’ compensation claim. However, you don’t necessarily have
Misdiagnosis is one of the most common types of medical malpractice and can have devastating results. If you receive the wrong misdiagnosis, you may not be able to treat your actual condition soon enough. Here are the most common diseases that are misdiagnosed. Cancer Cancer frequently gets diagnosed by doctors. They may fail to ask patients enough questions or order sufficient testing. Some cancers can progress pretty quickly, so receiving a misdiagnosis can be life-threatening. Cancer frequently gets misdiagnosed for bronchitis, irritable bowel syndrome, pancreatitis and asthma. Stroke Stroke is also often misdiagnosed, especially in younger patients. Doctors may misdiagnose patients with conditions like migraines and vertigo. Unfortunately, failing to treat stroke soon enough can lead to paralysis, brain damage
What Kind of Help Is Available for Disabled Veterans? If you’ve served with the US military and need help because of a disability, you have options. As a Marine veteran myself, it’s important to me you have all the help available to you if you become unable to work for some reason. With that in mind, here’s what you need to know about SSDI for veterans. Can You Get SSDI as a Veteran? You can absolutely get SSDI benefits if you’re a veteran. SSDI is simply an insurance program that helps people who can’t work anymore because of a disability. SSDI requires you to work and pay into the insurance through your taxes. That way, it covers any American worker
Everything You Need to Know About Student Loan Debt Forgiveness If you’ve been struggling with student loans, the new student loan debt forgiveness plan could change everything. But who qualifies, and what can you do if the loans are still too high? Here’s what you need to know about the new student loan forgiveness plan, from our Memphis debt attorneys. The Basics The new student loan forgiveness plan will forgive up to $10,000 in student debt for individuals who make less than $125,000 a year and married couples or heads of households who make less than $250,000 a year. Under those same income rules, Pell grant recipients will receive up to $20,000 in relief. Pell grants are awarded to low-income
When the Hospital Makes an Offer for Medical Malpractice Increasingly, when hospitals make a mistake, they’ll offer to pay the patient’s bills in exchange for silence. But there’s a lot of reasons you should think twice before taking the hospital settlement for medical malpractice. 1. For Your Own Sake When a doctor or other hospital worker makes a mistake that causes you injury, that’s medical malpractice. This is a legal term, and if you’ve been a victim of medical malpractice, you likely deserve compensation for your injuries. For decades, this has been handled in the courts. Once you prove it was the hospital’s fault, they usually have to cover your medical costs, missed wages, pain and suffering, and other losses.
When Workers’ Comp Won’t Cover Your Treatment If you suffer from an on-the-job injury, workers’ comp insurance from your employer is supposed to cover your lost wages, medical bills, and other damages. Unfortunately, in reality, workers’ comp in Tennessee can be one of the most frustrating and demoralizing experiences imaginable. In some cases, the employer’s insurance company will deny or delay critical medical care, just so they don’t have to pay you money you clearly deserve. Here’s how these companies get away with it and what you can do to make sure it doesn’t happen to you. The Utilization Review Tennessee requires every business with 5 or more employees carry workers’ comp insurance. After a workplace injury, the insurance company
Ideally people are very particular about the language in their contract. Each sentence in their contract should be carefully crafted to reveal their exact preference for a transaction. In the real world, contracts are not written perfectly, and there are frequently disputes over what can constitute a breach. Sometimes, an act can be an immaterial breach such that the promisor of the broken contractual obligation owes no monetary damages, or does not lose any other rights under the contract in which the promisor made an immaterial breach. A famous case that examines this issue is the 1921 case before the New York Court of Appeals, “Jacob & Youngs v. Kent.” In this case, a buyer requested that a builder use
Tips For Workers Compensation Claims After being injured while on the job, you likely have medical bills that need to be paid and lost wages from when you couldn’t work, all while you’re trying to recover and get back on your feet. The only thing that can make all of this even worse is when your employer makes it difficult for you to receive the compensation that you need and deserve for your injury. It may be time to reach out to an experienced workers compensation lawyer Memphis, TN workers trust with their compensation claims. You may not even know all of your options because your employer will likely not make you aware that you do have any options, but
Bankruptcy Tips – The Basics The word “bankruptcy” is associated with financial disaster for many people, the absolute worst thing that could happen to you and your finances. However, that is not actually the case in many situations. For many people, declaring bankruptcy can actually be used as a legal, financial tool to restructure your debt and help you get out from under its crushing weight. You may want to consider your potential bankruptcy options with an experienced bankruptcy attorney Collierville, TN residents trust for legal guidance. Give a law firm a call today to schedule a consultation to see what options you may have. Be Aware of the Bankruptcy Options Within the bankruptcy legal category there are multiple “chapters”
Tips For A Successful Personal Injury Case If you’ve been injured in some way, it may be time to speak with a personal injury lawyer Memphis, TN injury victims look to for legal assistance at times like this. No one ever hopes to be in the situation where they will need a lawyer to represent them, but we don’t always have control over these things. After being injured, make sure to seek medical attention right away. Then, don’t wait to speak with a personal injury lawyer about your legal options and next steps in the legal process. Give a law firm a call today to schedule your initial consultation. Meeting with a lawyer will not commit you to moving forward