Foreclosures happen every day in the city of Memphis and across the country. Articles and news anchors talk about it like a normal event. But as an attorney who works with people facing foreclosure in Memphis, I can tell you nothing about foreclosure is normal for the people going through it. Foreclosure is a traumatic event that has lasting impact on everyone it touches. Here are just some of the ways foreclosure affects the people of Memphis and the communities around them. Physical Health and Foreclosure Study after study has shown a link between foreclosure and health problems, especially psychological stress, depression, and anxiety. Some people facing foreclosure deal with suicidal thoughts. (If you or anyone you know is struggling
What Will Happen to My SSDI If I Move? If You Move While Applying for SSDI If you’re moving in the middle of an application for disability, it won’t affect your claim. This is true whether you’re moving to a new city, county, or even state. However, for a successful claim, you want them to be able to reach you wherever you are. You should absolutely report your move to the SSA. It’s just a basic change of address. Once you tell them you’ve moved, they may need to change your case over to another office. This could slow down your case a little because of the bureaucracy, but otherwise it shouldn’t impact you at all. The biggest issue—and the
Car Accident Lawyer Nearly everyone has been guilty of distracted driving at some point in their lives. While we tend to think of a distracted driver as that annoying person either talking or texting on their phone, the truth is that distracted driving comes in many forms. The truth is that any activity that takes a driver’s focus off the road may constitute distracted driving. As such, completely eliminating distracted driving may not be possible. However, there are some tips and tricks that can help you avoid the more serious forms of distracted driving. Keep the Cell Phone for Emergency Situations Going anywhere without your cellphone may feel like walking around without clothes. However, in the case of driving, it’s
Foreclosure Lawyer As someone who borrowed money from another person or entity, you already know you’re going to have to pay it back at some point. As a foreclosure lawyer from The Law Offices of Neil Crane can explain, that point at which you owe a payment unfortunately comes too quickly. If you’re now in a situation that includes debt collectors contacting you in an effort to collect on the debt, you could be frustrated without a way to pay it back immediately. Contacting a bankruptcy lawyer or debt collection attorney could help in three ways. 1. Negotiating the Terms of Debt Payback You might agree that you need to pay your debt back, but you simply don’t have the
Bankruptcy Lawyer A bankruptcy lawyer can explain, if you are in debt and having trouble paying your bills, you may want to consider a settlement plan. Debt settlement allows you to resolve your debt for less than what you owe. If you cannot afford to pay back your obligations, then you should consider debt settlement. If you want to settle, you may be wondering if you should talk to a lawyer. Here are three reasons you should discuss your debt settlement with a bankruptcy lawyer. Bankruptcy Lawyers Have Legal Knowledge How much do you know about settling your debts? Most consumers do not know all of their rights. You may be able to use debt settlement laws to your advantage.
What a Memphis Motorcycle Accident Case Can Tell Us About the Road As a Memphis motorcycle accident lawyer, I have a special fear for bikers on the road. I know what they’re up against in this world of distracted drivers. Sometimes I’ll see a car swerve through every lane on I-240, and it makes me think of cases I’ve had over the years and the incredible motorcyclists who trusted me to get them justice. I want to tell you about one case in particular as a way to help you stay safe on the road. No one should have to go through what my client did. Hidden Without Realizing It It was a beautiful, sunny day when Rick hit the
If Your Wages Are Being Garnished If your wages are being garnished, you’re bound to feel a lot of anxiety, anger, and confusion. What can you do to stop it? How can you possibly pay back your debts if someone is taking all the money out of your paycheck? Here are a few tips on what not to do, along with your best option to stop wage garnishment forever. Don’t Ignore It Most people can’t actually ignore wage garnishment. If you’re at the point where someone is coming after your paycheck, odds are you’ll really notice it when those funds are gone. In Tennessee, creditors can take up to 25% of your wages—a HUGE amount to lose if you’re already
Foreclosure Foreclosures are difficult to deal with and most likely are something that a family or individual is facing for the first time. There can be an assortment of different reasons why a home or property is being foreclosed on but it’s critical to understand that a defense can be made. When the papers come in that a home or property is being foreclosed on it’s important not to panic. Make sure to fully understand why this is occurring and check your own documentation against that of the foreclosing parties’. How Can a Foreclosure be Challenged? A foreclosure has many different ways that it can be challenged. If the person facing foreclosure is an active duty member of the military
Summertime is typically when people head out on the road for day trips, long weekends, and extended vacations in Tennessee and across the country. It is also the time of year when car accidents and injuries are most likely to occur. A nationwide program known as ‘The 100 Deadliest Days’ aims at raising awareness of dangerous driving behaviors among teens, but it also offers tips adult drivers need to follow to protect themselves and others on the road. If you have been injured in a crash, contact Darrell Castle & Associates to speak with a personal injury claims lawyer Memphis, TN families rely on. Summer Among Most Dangerous Time of Year for Car Accidents Summer is one of the most
If you’ve been injured in an accident, you may be wondering if you have the ability to file a successful personal injury lawsuit in Memphis, TN. There is no straightforward answer to this question, as every accident victim’s situation is different. As a result, it’s important to avoid making either positive or negative assumptions about your legal options before you’ve spoken with a personal injury lawyer Memphis TN residents trust. Once the experienced Tennessee legal team at Darrell Castle & Associates, PLLC understands your unique circumstances, we’ll be able to provide you with personalized guidance that will allow you to make an informed decision about the prospect of taking legal action against those who have harmed you. How Do I