In recent months, I’ve noticed an uptick in advertisements targeting Millington residents. One ad reads: “Get Car Loans For Bad Credit” Another says: “Need Emergency Cash? Get a Title Loan!” These ads are misleading at best. They come with extremely high interest rates and can destroy you financially for the rest of your life. They simply aren’t worth it. As a Millington bankruptcy lawyer, I’m begging you not to take the bait. My guess is these ads have started increasing because of local news covering how beloved businesses in Millington have been closing. The more press a community gets for losing jobs, the more predatory lenders move in. They think Millington residents are an easy target. There’s no doubt this has been
There are additional risks on the road for any pregnant woman and her unborn child. And there are legal implications when a pregnant woman is in a car accident. These cases are terrible and, unfortunately, not all that rare. Car crashes are the largest single cause of death for pregnant women and the leading cause of traumatic fetal injury mortality in the United States. (source) Even small crashes can lead to serious injury, including: Premature birth Miscarriage Cesarean section Hemorrhaging Birth defects Placental abruption (the placenta detaches from the womb) There are 3 things every pregnant woman should do after an accident: If possible, document the crash. Take photos, get a police report, and exchange insurance information with the other driver. If you’re
When someone wins a medical malpractice case, whether through a settlement or at trial, they are awarded a certain monetary amount. The doctor or hospital’s insurance company then makes the payment to the person’s attorney, who receives a percentage before paying out the bulk of the award to their client. Medical malpractice compensation can be a controversial issue. Doctors and hospitals have to buy malpractice insurance to protect themselves, and some people claim it actually costs all of us in the long run. On the one hand, a mistake due to medical negligence can take everything from a person: money, health, even their lives. I see this every day as a Memphis medical malpractice attorney. They need their bodies and finances restored, and
Maybe you missed too much work to stay at home with a child battling an ongoing illness, or perhaps your unreliable car meant clocking in late one time too many. Maybe, through no fault of your own, your company had been struggling and was forced to restructure their employees, laying off dozens, hundreds, even thousands of workers. Or perhaps technology simply rendered your job obsolete. No matter the circumstance, you’ve found yourself unemployed. What now?Hopefully you’re entitled to receive unemployment, which could help you pay your bills and living expenses until you find another job. But sometimes, our own thoughts can get in the way of returning to the workforce. You might be thinking your job will come back or
Zika is a virus passed through mosquitoes that can cause microcephaly, which is a devastating birth defect that shrinks the brain. We now have brain scan images showing the impact goes even beyond that one birth defect: whole portions of the nervous system, including parts of the brain stem and spinal cord, can go missing. Some portions of the brain that look normal might be filled with fluid. And new research suggests it may impact adult brain cells, too. It’s a horrifying virus with permanent impact on human life. So it’s no wonder people are calling on Congress and health organizations to combat the spread of these mosquitoes with everything we have. And yet in many ways, Zika is hard or
Bankruptcy is designed for people in financial trouble. The cost of bankruptcy is regulated by law, and you don’t need to have a ton of money to file. How much each bankruptcy costs depends on your situation. Some lawyers will give you a chart promising certain prices, but they all have asterisks next to them. Like these: *depending on the complexity of the case and prior filing history *does not include litigation and motions *one client phone call per week included in price Um, what if there’s a problem with your case and you need to call 2 times? Is that more? That’s insane. When bankruptcy lawyers claim to cut costs, it often means hidden costs. Worst case scenario, they can just
If you have time, I hope you’ll read this important article from The New York Times about child car seat safety. It discusses the lack of awareness about how to install car seats. In particular, the article describes confusion over the different methods for strapping in the car seat and how those methods can and should change for different types of cars. This issue affects everyone. Even some of the most educated people in the country struggle to understand how the seats work and which installations are safest. Veteran parents with more than one child may not even know the proper way to use car seats! As a car accident lawyer in Memphis, this is terrifying. Accidents are always bad
Staying Safe on Halloween For most children, Halloween is one of their favorite times of the year. They get to dress up as superheroes, grab their pillow cases and walk around the neighborhood to gather more sugary sweets than they could have ever imagined (since last year on Halloween). But what can you do to protect those memories? How can you make sure to keep your children safe on Halloween? Here are some safety tips to help ensure you and your children enjoy Halloween night without any real scares: 1. Go with your child. This is a great night for helicopter parents. There is absolutely no shame in going with your child. If they’re really too old to have a parent
A few weeks ago, I wrote about a truck accident that started with a truck carrying 7,000 gallons of milk that swerved to avoid a sedan, ran a stop sign, and ended up colliding with the sedan anyway, eventually catching fire. The situation sounds almost too outlandish to be true, but the accident was very real. Unfortunately, these types of accidents are not uncommon, either.Thankfully, no one was injured in this example, but that is not always the case. On top of the inherent danger with truck accidents, there are complicating factors that make them very different from the average car wreck. Why are they different? And why does that mean you need to call a truck accident lawyer? Have
They’re called “subprime” auto loans – loans on cars for people who probably can’t afford them and won’t be able to pay back the loan in the future. Right now, lenders are handing out these loans like candy. Perhaps you’ve seen the commercials: “No credit? Have no fear! We won’t even check your credit history!” “No job? No problem!” “No money down! No interest for 6 months! No joke!” And they’re right: it isn’t a joke. Remember the last time you heard the word “subprime” tossed around? It was about mortgages, and it’s what caused the 2008 recession. It’s never good for the economy when millions of people can’t afford their loans. But that’s exactly what’s happening. Auto lenders are stretching themselves to