By: Darrell Castle Summer is typically a time for relaxation, when things slow down just a bit, and we take a little more time to enjoy ourselves. It’s not unusual to kick back more, break away from schedules and habits and engage in activities that stretch your wallet. Unfortunately, this free-season also leads to poor financial judgements and can lead to overspending on unnecessary costs. These actions lead to more money troubles, and broken budgets that can cause undue stress at a time when we are supposed to be ‘stress-free’. Do you have trouble sticking to a summer budget? Whether you’re recovering from a bankruptcy or avoiding debt at all costs, staying within your budget during the summer months can
One question we often come up against in a bankruptcy case is “What do I do to make sure this situation doesn’t happen again?” Life after a bankruptcy can seem confusing, and you may have several questions. Our free Life After Bankruptcy Report has the answers to help you move forward in your life and covers a variety of topics. Bankruptcy is not something to be taken lightly. And after you successfully come out of bankruptcy, taking effective measures to prevent future financial trouble is vital. Managing your money is essential in planning for the future. Here are our 7 easy tips for better money management after bankruptcy. To learn more about our debt reduction process, please contact our attorneys.
Children deserve a safe bus ride to school and back home By: Darrell Castle Ten students and a bus driver have been sent to the hospital to be treated for injuries after a Shelby County Schools bus leaving Bolton High School crashed on Austin Peay and Old Brownsville road in Memphis. An investigation of the accident is underway. According to Action News 5, Tow driver Gary Bryant says the bus driver struck his truck along the shoulder. The bus then slammed into a tree ripping apart the roof above the driver. Children are entitled to a certain degree of safety on the bus. They deserve to get from school and back home safely without any harm like this. Each injured
Job layoffs aren’t fun for anyone involved. If you haven’t saved properly, it can put you in financial stress full of bills and debt you can’t pay. There’s help. Video Transcript Hello, I’m Darrell Castle – an attorney licensed to practice law in the state of Tennessee and today, I’m talking about the unfortunate story, or the sad story, whichever way you want to look at it, of people losing their jobs. Here in my county, Shelby County (that’s Memphis), people are losing their jobs, a lot of municipal school employees and teachers. There was an announcement today that about 800 of those people are probably going to lose their job. What if you were one of those people? What
More jobs is a good thing By: Darrell Castle Happy Friday, everyone. I’d like to transition us into an enjoyable weekend by touching on the good news reported yesterday by the Commercial Appeal in which they detailed metro Memphis adding 9,000 jobs in July. Employers reported 607,300 full-time and part-time payroll jobs in Memphis last month. That was the highest July total in Memphis since 2005. This is positive news, but we’re not there yet. The local economy needs to be keep building on this – yes, the unemployment rate has dipped to 8.9 percent, but that’s still high. As a bankruptcy attorney who’s practiced law in Memphis for over 30 years, I’ve seen how people can be affected by
What can happen when you don’t practice proper fireworks safety By: Darrell Castle Last Thursday, I wrote a blog post on fireworks safety leading up to Friday’s July 4th celebrations. In the post, I mentioned how dangerous fireworks can become when operated with a certain degree of negligence. A family in Ohio caught the wrath of such negligence. A 4-month-old was in her playpen on the porch when a neighbor’s fireworks landed on her, leaving her critically injured. According to a witness, a 10-year-old neighbor kicked over a lit tubular firework which shot into the playpen, burning the 4-month-old girl. The girl’s entire face is burned and the grandmother injured her fingers rescuing her. A hospital spokeswoman said the baby’s
FAQ: A Creditor Has Taken Me to Court Over Credit Cards. What Are My Options? Answer: There’s been a lot of news out lately about the improper tactics creditors are using to take debtors to court, including charging them with more debt than they owe and using the consumer’s inability to pay an attorney to scare them into paying. If your situation is severe, a bankruptcy law firm in Memphis, TN, like the team at Darrell Castle & Associates, can manage the best timing for your case. If you find yourself being sued in court over credit card debt, you have a few options. First, if the alleged debt is incorrect, see if you have records proving it’s been paid.
Cancer and power morcellation If you or someone you know have used power morcellation and then been diagnosed with cancer, please call us today at (901) 327-1212 or fill out one of the contact forms on this page. Our dangerous drug attorneys would love to help you get the compensation you deserve. Video Transcript Hello, this is Darrell Castle. I’m an attorney licensed to practice law in the state of Tennessee and on this video I’m talking about cancer – ovarian cancer, uterine cancer and cancers of that type. Now, why would I be talking about cancer in this video? Well, because sometimes, according to the FDA’s recent warning on April 17th that said certain devices called power morcellators, may cause the spread of
As medical care becomes harder and harder to afford, some doctors are encouraging patients to use credit cards. But these aren’t just any credit cards – these are medical credit cards. Medical credit cards allow patients to pay for expensive work insurance won’t cover. That might seem especially helpful with doctors like the dentist or eye doctor, since many people don’t have insurance to cover this specialty care. Even with the new health care laws going into effect, dental care remains a costly problem for a lot of us. But while medical credit cards may seem like a good solution in the moment, they can also cause a lifetime of pain. Medical credit cards have an extremely high interest rate