Bumbo South Africa has recalled roughly 4 million baby seats because of concerns over children falling out. According to the recall, babies have been able to maneuver out of the seat and fall on the floor, causing severe injuries. At least 50 falls from elevated places like tabletops have resulted in injury; and at least 19 young victims have suffered from skull fractures after falling from an elevated position. Falls apparently happen even when the chairs are positioned on the floor. At least 34 such falls have also caused injury; and two falls from the floor position have resulted in skull fractures. Here’s the description of the chairs, as written in the recall: The bottom of the Bumbo seat
Get SSDI for a Back Injury If you have a serious back injury, it might affect not only your ability to work in your current job, but your ability to take on new tasks in the future. Here’s what you need to know about back injuries and Social Security Disability Insurance. What to Include in Your Application As serious and debilitating as back injuries can be, they’re also very hard to prove. The SSA looks critically at applications that claim back injury. Descriptions of “chronic pain” in your paperwork may come across as relative and possibly exaggerated. If you have a back injury that has kept you from working and you apply for SSDI, make sure to include as many
Why are you scared to file for bankruptcy? Sure, you may be in debt right now and feeling a little embarrassed, but you shouldn’t be. It happens to the best of us. Sometimes, we feel invincible and feel like we won’t fall into the hole. We feel like we can spend how we normally do and everything’s going to be fine – it won’t catch up to you. You may even feel like there’s no reason to save because you have nothing to save for. These things happen. Sometimes we have to learn our lessons the hard way. But the good thing about living here in the United States is that we get a second chance. There are a multitude
By: Darrell Castle What to consider when considering Bankruptcy Are you at a moment in your life where a fresh financial start feels necessary? There are many factors to consider when determining if filing bankruptcy is the right solution for you. Take a look below at a few things to think about before filing. Chapter 7 versus Chapter 13 Chapter 7 bankruptcy is when all the debtor’s dischargeable debts are discharged without him or her making payments towards that debt. This type of bankruptcy can not be used more than once in eight years. Debts are generally discharged after this and are forgiven. By contrast, Chapter 13 bankruptcy allows debtors to keep their assets, and finance their debt into payments
If you’re considering bankruptcy after a heart attack or surgery, you’re definitely not alone. Medical debt is the #1 cause of bankruptcy for individuals, and heart problems play a big role in that. Open heart surgery starts at over $300,000 these days. Even a heart condition with no major attacks or problems can still require constant doctor visits, tests, and medication. Science shows time and again that lowering your stress will protect your heart health. But when the medical bills start coming in, and your insurance is denying services, who wouldn’t feel stressed? At my bankruptcy law firm in Memphis, we work hard to make sure you don’t feel stressed at all. We’re known for our customer service, for never
If you’re struggling with debt, the odds are you may have some back taxes on your record, too. And if you’re considering bankruptcy, you may have heard the myth that you can’t include back taxes in your case. In fact, most income taxes over 3 years old, and most inheritance and estate taxes can all be discharged through bankruptcy, assuming the taxes fit within certain time constraints and the taxpayer hasn’t knowingly committed fraud or tax evasion. These allowances also hinge on the debtor having filed a tax return in the first place. Bankruptcy lawyers Memphis, TN trusts will tell you Chapter 7 bankruptcy can often include your income taxes, allowing you a fresh start and essentially wiping out the
We continuously get questions in our office from clients and prospects and we find joy in providing the answers to those questions. At this time, we would like to take five of the most common bankruptcy questions we’ve received lately and answer them for you! Here we go… Can qualifying IRS debt be discharged? Yes, if it’s an ordinary tax debt and not a debt where someone had a business and withheld taxes from their employees’ income and didn’t pay it. As long as you’ve filed your returns on time, the debt is dischargeable once it’s three years or older. If you haven’t filed on time, then it’s not dischargeable. If your IRS debt turns out to be non-dischargeable, it
We continuously get questions in our office from clients and prospects and we find joy in providing the answers. At this time, we would like to take five of the most common bankruptcy questions we’ve received lately and answer them for you! Here we go… I can’t pay back my student loans, can I include them in a bankruptcy? Your student loans can be included in a chapter 13 bankruptcy. This will allow you to either reduce or delay your payment obligations. Reduce student loan payment – If you can afford the payment, this will allow you to include the student loans in your bankruptcy and pay over (generally) five years at a low interest rate. Delay student loan payment
By: Darrell Castle A Chapter 7 bankruptcy can help you get rid of your deficiency balance. A deficiency balance refers to the unpaid balance left on your car after its been repossessed and resold. When you fall behind on your car payment, the bank can repossess your car. People often want to keep their car and can stop the repossession by filing for bankruptcy. You can do this with the help of bankruptcy lawyers Memphis, TN turns to. However, it’s common to go ahead and let the repossession happen because you don’t want the car anymore and can’t afford it. How a Chapter 7 bankruptcy can help you When your car is repossessed, it’s often turned right back around the
By: Darrell Castle I don’t like going to the doctor and I bet you don’t either. But when I’m sick or need medical attention, I should. There’s something wrong with my body and I need a professional. I need a doctor. And that doctor has the diagnosis — and hopefully the cure — for me. I shouldn’t be scared or embarrassed to see the doctor. I should be comforted. I should feel better about myself. I’m taking the right steps to better myself. People tend to treat bankruptcy the same way. Are you struggling financially and need a cure? Are you tired of living paycheck to paycheck, making quick fixes and still not being able to make ends meet? Are