The dangers of using your cell phone and other devices when driving By: Darrell Castle If you or a loved one have been injured in a car accident that wasn’t your fault, you should speak to an experienced car accident attorney. You can speak to an attorney from Darrell Castle & Associates by filling out the “Get in Touch” form below or by calling us at (901) 327-1212
By: Darrell Castle It’s common to feel delayed pain after a car accident. You may refuse medical treatment at the scene of your wreck because you honestly aren’t in pain. Minus a few bumps and bruises, you’re alright. But what happens when the days pass and you begin to feel back pain? Can you do anything then? Well, first off, you should go to the doctor! Don’t let this new found pain worsen. There’s a good chance it’s related to the car accident. Go and find out what’s wrong. Then you should contact a car accident attorney because you may be entitled to compensation. Why should you contact a car accident attorney? Delayed pain is actually very common in car
One common misconception about elder abuse is that it most often happens in nursing homes and other care-giving facilities. In fact, the majority of elder abuse happens at home. According to the 2004 Survey of Adult Protective Services, most alleged perpetrators are adult children (32.6%) or other family members (21.5%). Spouses/intimate partners account for 11.3% of the total, and friends and neighbors make up 8%. Many cases of mistreatment towards seniors amounts to a form of domestic abuse, which may partially explain why so many cases go unreported. When domestic elder abuse or neglect does get reported, it often happens through an observant neighbor. So one way you can always help the senior citizens in your neighborhood is to keep an
Common Scam Uses Ringtones and Music to Trap You Did your phone ring once and when you went to go pick it up, you didn’t recognize the number? If you decided to call that number back, make sure to take a good look at your phone bill. According to a new Better Business Bureau (BBB) Scam Alert, this mystery call is a new way scammers are you charging you money unbeknownst to you. When recipients return the missed call, they’re being charged a $19.95 international fee along with a $9-per-minute charge. The caller may even hear music or advertising on the other line as the charge mounts. These calls appear to be coming from area codes representing the Caribbean Islands
“Congratulations, you’ve won a free Chrystler” “I’m about to die and want to give all of my money away before I pass. All I need is your bank account number” If you’re like me, you’ve received these phone calls or emails before. My hope is that you’ve completely ignored them. They are SCAMS! The scams above are probably pretty obvious for the average person to pinpoint. However, some aren’t so obvious. Target is a very popular store, and it’s been in the news recently for it’s data breach. Now there’s a new Target scam. This scams offers a $25 store credit at Target for taking a survey – this seems very practical and easier to fall for than the examples
Buying an engagement ring doesn’t have to put you in debt By: Darrell Castle Marriage is a beautiful thing, however the decision to get married and the process along the way can be stressful, especially when it comes to buying the engagement ring. But, should it be stressful? The rule of thumb is to spend at least two to three months salary on an engagement ring – but is that really anything more than a clever marketing campaign aimed to get you to spend too much money on a ring? Financial advisors say you should have two to three months worth of your salary saved up in case of a job loss or medical emergency. That means, if you’re planning
This weekend will bring a lot of last minute Christmas shopping. Just be sure to spend wisely and don’t spend money you don’t have. Stay out of debt. Merry Christmas. If video above doesn’t work, click here Video Transcript Hello, this is Darrell Castle with Darrell Castle & Associates and I’m here today to wish you a Merry Christmas and to tell you that I have some free advice for you today. After 33 years in bankruptcy practice – 33 years of handling bankruptcies from different jurisdictions around the country, I can tell you without any doubt that it starts that first time you buy something with money you don’t have – money you can’t pay back. So I’m
As the housing market improves, the number of foreclosures should decrease, right? Not necessarily. According to a report, the number of foreclosures could increase as lenders will speed up the foreclosure process, moving homes to be auctioned quicker. This could be a result of more buyers lining up as the prices for houses rise. After the housing market collapse, some lenders decided to let borrowers keep their homes even though they weren’t paying. These lenders feared they wouldn’t be able to sell the foreclosed houses and pay fines for not maintaining the properties. Not anymore. “Lenders know there’s now a much better chance they can get those properties sold, so they’re moving to do that,” said Daren Blomquist of RealtyTrac,
Don’t Let Them Take Your House! By: Darrell Castle Transcript Connie is behind on her mortgage payments and now she’s facing a foreclosure so she comes in and talks to Darrell. “When you’re a little bit behind on your house payment, the first thing I always ask people is, if you were current on your house note today, would you be able to make the payment? You already told me that you could – you had a temporary setback in income so that you missed some payments and now the mortgage company wants all that money at the same time. You’re unable to do that, and if you can’t pay all that money at the same time, then their threats
Don’t let them take your car By: Darrell Castle Video Transcript Connie is stressed out and frustrated. She’s far behind on her car payment and is now facing a car repossession so she comes in to talk to Darrell: “So you missed you car payments, and you’re behind on your loans and now the car company is trying to take your car. Well, that is reasonable – that’s what they do when they don’t get your money. They take back their collateral, but there are ways you can stop them. We don’t live in a system anymore that grinds people down, under the thumb, of repossession or credit. We have a system that has two chapters of bankruptcy in it