By: Darrell Castle Many unemployed people file for bankruptcy — there’s nothing wrong with it. People turn to bankruptcy when they’re struggling with debts they just can’t pay. And many times, the debts and financial struggles come from losing their job. So, filing for bankruptcy while unemployed is a common thing. But are you filing for Chapter 7 or Chapter 13 bankruptcy? That’s important to answer. Chapter 7 Bankruptcy Chapter 7 bankruptcy is good for getting rid of unsecured debts like credit card and medical bills. Those debts can really pile up fast when you fall behind and cause a lot of worry and stress. Chapter 7 allows you to discharge them relatively quickly without making payments towards them. Since
Have you answered the phone and the person on the other line claimed to be an FBI agent monitoring your online activity and citing an overdue payday loan? Don’t listen to these people – they are scammers. You may sense this at first, and then the “FBI agent” threatens legal action against you, frightening you. This either causes you to give into their demands or, as we’ve seen happen before with our clients, not go home. These “FBI agents” have zero power over you – there’s no need to be scared. If you give them attention or money, they’ll just be back for more. Even if you have an outstanding payday loan, don’t give these scammers the time of day
If you follow along with our content, you see a common trend in what we say about life after bankruptcy. While it’s true that life can be better after bankruptcy, the proper steps have to be taken, or else you’ll end up right back in debt and struggling to make ends meet. As a law office with a liquidation lawyer Memphis, TN turns to, we will let you know what your best options may be to resolve your debt. Quiznos serves as a good example. The popular sandwich chain filed for Chapter 11 bankruptcy on Friday. Through this bankruptcy, they’ll cut their debt by more than $400 million. However, Quiznos isn’t just filing for bankruptcy and calling it quits or
Are you not sure who’s liable for your car accident? By: Darrell Castle You were injured in a car accident but you don’t know if it was your fault or the other drivers’, or if it was partially both. You need to contact an experienced car accident attorney immediately. In some car accident cases, the liability is completely obvious. In others, it’s not. A car accident attorney will be able to look at your case, detail by detail, and determine who was liable and whether or not you’ll receive compensation for damages. There are some important questions the attorney will need answered: 1. Were there any witnesses to the accident? 2. Is the liable driver insured? 3. If the
Check your accounts – bank and credit card. Do you see a weird charge on there for $9.84? If so, your account has been compromised.The Better Business Bureau has issued a SCAM ALERT, one in which con artists are hoping their victims either don’t check their account statements, or will look right over this small charge. Don’t be victimized. Check all of your accounts closely and make sure this charge isn’t in your statements. If it is, notify your bank or credit issuer and contest the charges. You may want to do your own investigating, but this is how the scam works: You go online to view your account and you see a strange charge for $9.84 with an
You may have seen a rather outrageous story passed around the internet recently about a registered nurse who left a 95-year-old dementia patient in her car for over 2 hours while she gambled at a casino. Authorities took the elder to a hospital for observation after a woman saw her sitting in the car and called the police. Doctors say she showed no signs of distress – likely because of her dementia – but needed observation for some time. Police charged the caregiver with neglect. Elder neglect is a very dangerous crime, especially when the elder has dementia. Age increases the risks for dehydration and overheating. Dementia can cause the elder to walk off, even into the street, without realizing
While acetaminophen is one of the most common ingredients in headache medications, including Tylenol®, it’s also the #1 cause of liver damage in the US. Recent lawsuits claim Tylenol didn’t warn people enough about the risks of acetaminophen on the liver. Here’s what you need to know about this dangerous drug: What is acetaminophen? Acetaminophen is an ingredient found in many pain relievers, prescription painkillers, and fever medicines. Most notably, it’s the active ingredient in Tylenol® products. It can also be found in cold and sinus medications and products for menstrual cramp relief. The abbreviation for acetaminophen is “APAP.” That’s the word you might see on some prescription labels. What is the difference between Tylenol® and acetaminophen? Tylenol® is a
Owen Brennan’s is one of our favorite restaurants in Memphis. In fact, we’re such big fans that we’ve used them many times to cater our holiday parties, making our Decembers decidedly cajun and leading us to name them this week’s Friday Favorite.Located in East Memphis at Poplar and Ridgeway in the Regalia center, Brennan’s has a ton to offer: One of Memphis’ best brunches every Sunday A quality executive lunch for midday diners Live jazz Patio seating Private dining space to rent And, as we mentioned before: Catering services The price range is moderate ($$), with dishes ranging anywhere from $9 at lunch to $30 at dinner. We highly recommend the catfish boudreaux – a lunch favorite – and the
This week, thousands of law students across the country tackled one of the final obstacles before becoming attorneys: they took the bar exam. “When I took the bar exam,” recalls our founding attorney Darrell Castle, “my thought process was something like this: failure is not an option. I didn’t spend three years of my life doing this to fail.” The exam lasts two days and is pass/fail. It covers such a wide range of legal issues that many students choose to study all day, every day for months to learn the laws they might have to remember for the test. That is why they are all favorites of ours this week. Congratulations on the accomplishment! Of course, many aspiring law
If you find yourself with a day off or need a place to get away, a day trip might be just the thing. Whether you stay in Memphis or travel a bit, there’s a lot in and around the city from which to choose. Here are a few of our favorites: Pickwick Landing State Park About 100 miles from Memphis, Pickwick is the perfect place for a nature lover’s day trip. Rent a boat, hike, golf, fish, four wheel – think up your own possibilities for an outdoor day off. In about an hour you can be in Oxford’s quaint town square or on the Ole Miss campus. Oxford is a great spot for history buffs and football fans, and