Choose a bankruptcy before liquidating your retirement account By: Darrell Castle You’ve gotten yourself nose deep into debt due to bad spending and poor money management. What should you do? You have a nice-sized retirement account you’ve been investing in for years. That’s just money sitting there for the taking. It’s yours – you can use it if you want. Or you can file for bankruptcy – but that just sounds awful, or so you may think. But, is a bankruptcy awful, or is it actually your best choice? A bankruptcy isn’t awful. If you’re faced with massive credit card debt and have no way to pay it, a bankruptcy IS your best choice. Sure, you have your retirement account
If you’re in a car accident, do you always need to contact the police? What if the accident happens on private property? In this video, Memphis car accident lawyer Darrell Castle discusses the importance of calling the police after any crash on the road. httpv://youtu.be/ZWzdLIRbUpw Text: Yes it’s always a good idea to call the police – somebody should call the police after your accident. If there are injuries, of course the answer is obvious, but it’s a good idea to have a record for insurance purposes and so forth. The insurance company is going to want to know: did you call the police? Because they want to see the police investigation report. Even if
If you’re in a car accident, should you always take pictures? What should you make sure to record? In this video, Memphis car accident injury lawyer Darrell Castle explains why and how you want to get photo documentation after a car crash. httpv://youtu.be/QrT7ECxti90 Text: Should I always take pictures after a car accident? Well, it’s always good to have pictures. It’s always good to have a record, especially photographic record of what happened if you’re able to take pictures – you’re not injured so badly that you can’t. And if you are, maybe someone close to you could do it for you. But you should certainly have pictures of your injuries – any cuts, bruises,
You shouldn’t feel guilty about your medical malpractice claim By: Darrell Castle Video Transcript Hello this is Darrell Castle. I’m an attorney licensed to practice law in the state of Tennessee and this is the third in our series of videos on medical malpractice. Today, I want to ask the question – should you feel guilty about suing your doctor, hospital, nurse, or whatever, for medical malpractice? And a quick, simple answer to that question is “no, you should not.” The first reason is because you’ve suffered a serious injury or death, otherwise you would not be bringing this claim. Let me put that in perspective, about things you should feel guilty about and not feel guilty about. Let’s say
By: Darrell Castle Many people fall behind on their mortgage for one reason or another. They try to make these quick little fixes to solve their problem, but often times they’re just delaying the inevitable. That “inevitable” is foreclosure of course. When you fall far enough behind on your mortgage, the bank is going to come knocking and tell you they want their house back. You haven’t been paying for it and they can take it from you. From that point, you basically have two options. Option 1: You can file for Chapter 13 bankruptcy and stop the foreclosure. By filing, you’ll lump your unpaid mortgage payments along with your other debt and make small AFFORDABLE payments for 3-5 years.
Should you talk to the other driver’s insurance company after an accident? What if they call wanting medical records or other information? In this video, Memphis car accident injury lawyer Darrell Castle discusses how to deal with the other driver’s insurance agency after a collision. Transcript: Should I talk to the other driver’s insurance company after a car accident? Well, if the other insurance company is asking you for medical records, that’s a sure sign there were injuries. Otherwise there’d be no medical records. In a situation like that you should have an attorney. If you decide not to have an attorney, then of course you can handle it any way that you want; but if you have an attorney
By: Darrell Castle Whether or not your spouse should file bankruptcy with you depends on what debt you’re trying to get rid of. If you’re struggling financially and want to talk to someone experienced about your options, then our FREE one hour or so consultation is perfect for you! You can call (901) 327-2100 or fill out one of the contact forms on this page to schedule your appointment today. Darrell Castle & Associates has received multiple Client Distinction Awards from Martindale-Hubbel for client satisfaction, so I can assure you that you’re in good hands here. Video Transcript If you have to file for bankruptcy, should you do it individually by yourself, or should you do it with your spouse,
When the federal government first shut down last week, not only did federal workers lose their incomes, but it also wasn’t clear if they’d ever be repaid for that lost time. Then over the weekend, Congress passed a bill to make sure furloughed federal workers would receive back pay. The decision was welcomed by federal workers, but it doesn’t really solve all of their financial problems. See, back pay isn’t good enough for people who live paycheck to paycheck. Those families still have to pay the rent and buy groceries. And with 76% of families living this way, any missed wages can be devastating. I see this all the time at my bankruptcy firm in Memphis. One missed week
A report from the LA Times claims that people who suffer traumatic brain injuries face a higher risk of dying young. The risks come from suicide or accidents in upcoming years. The research shows that people who survive from the actual accident causing the brain damage were three times more likely to die prematurely than people who have suffered no brain damage. Researchers define premature death as before the age of 56. As a Memphis personal injury attorney, I’ve seen how brains can be impacted from severe car accidents first-hand. In a big car accident that causes severe impact, there can be trauma to the head resulting in the brain rattling around and bruising. This bruising will most likely cause
By: Darrell Castle Nursing home abuse can be physical, emotional or even financial. It’s important to know all of the signs so you can protect YOUR loved one. Signs of physical nursing home abuse Physical abuse is the easiest type to detect. And when these signs are noticed, they need to be reported immediately because the conditions can worsen. bed sores unexplained bruises scarring broken or fractured bones signs of restraint, such as rope burns or bruising around the wrist symptoms of rape or sexual assault drug overdose sexual abuse Signs of emotional nursing home abuse Emotional abuse may not be as easily detectable as physical abuse, but it can be just as dangerous if it’s not reported immediately or