By: Darrell Castle If your debt is messy and out of control, you can reorganize them through Chapter 13 bankruptcy If you’re interested in Chapter 13 bankruptcy, we’d love to help you. Call (901) 327-2100 to schedule your FREE consultation today. Or you can fill out the form to the right of this page to have someone from our office contact YOU. Video Transcript What does it mean to “reorganize” your debts? Hi, I’m Darrell Castle and I’m an attorney licensed to practice law in the state of Tennessee. Reorganization of your debts usually means you need to seek Chapter 13 bankruptcy protection if you’re an individual. That’s normally what it means. It means you’re having problems in 1 of
Will You Lose Your Pets in a Bankruptcy? We get questions a lot regarding what happens to pets when a person files for bankruptcy. In this video, I offer some answers. A Trusted Memphis Bankruptcy Attorney If you’re concerned about your financial situation or are facing repossession, foreclosure, or wage garnishment, we can help. Whether it’s questions about how bankruptcy affects your children, pets, job, or future, we will stand beside you every step of the way. We offer free resources to all our clients, including help with life after bankruptcy. We’d love to help you get a fresh start and live a life free of debt. Contact me today for a free appointment.
By: Darrell Castle You can miss a car payment for many different reasons. But a key question to ask yourself is, when are you going to make that payment up? Is this missed payment a one-time mistake? Or is it a product of an ongoing financial problem that could keep burdening you down the road? (Want to learn how to stop a car repo, foreclosure or wage garnishment? Download my free report, “Don’t Let Them Take Your Stuff,” today.) That’s an important question to answer because it’ll ultimately decide the move you want to make. When you miss a car payment, a legal process will start. Initially, you’ll receive threatening calls and letters from your creditor. The creditor
What should I do if I think a car accident was at least partially my fault? Memphis car accident injury lawyer Darrell Castle explains how to respond if you suspect you are to blame for part or all of an accident. httpv://youtu.be/Acorm2Z5tBs Text: What if a car accident was partly my fault? If you think the accident was partly your fault, don’t get out and start saying that to whoever might be standing around. Just think about the fact that you were just in an accident – it was probably traumatic. Perhaps you were jolted around; or perhaps you took a bump on the head, or something like that. You’re thinking might not be clear, and
Yesterday we discussed how to find out if your employer has workers’ comp insurance in Tennessee. But sometimes you don’t realize your employer isn’t covered until after you’ve been injured. In that situation, you may already have medical bills backing up, which means you have no time to waste; and while you’re trying to heal, you’re also dealing with a boss who doesn’t want to pay. You may be wondering where you can go to make sure the employer takes responsibility. You may be worried you’ll lose your job if you pursue the case any further. Fortunately the law is on your side. First, it’s illegal not to have workers’ compensation insurance in Tennessee if you have 5 or more
Bankruptcy collectors work for the bankruptcy trustee. In Chapter 7 bankruptcies, they take assets on the trustee’s behalf. For example, if you’re giving up your home in a Chapter 7, a bankruptcy collector takes the property and has it appraised, then sells it and makes sure it’s sold for a fair value. So essentially the collector works as an assistant to the trustee, who is usually in court and stays very busy. With thousands of cases to handle at a time, a trustee typically doesn’t have the time or skill to appraise the value of houses, cars, and other assets, then make sure a sale goes through correctly or sells well at auction. After these sales go through, the bankruptcy
By: Darrell Castle When you schedule a bankruptcy consultation, you’re scheduling an hour or so in which you’ll present your debts, expenses and income information to an attorney, tell your story and discuss your options. This is a time to be completely honest about what you owe, who you owe it to, how much money you make and what you really want. Do you have credit card and medical bills you can’t pay and just want to wipe them away? Do you have a house note you’re behind on and want to keep your home? What about your car? Are creditors calling you and threatening to garnish your wages? What’s really going on here? After you’ve told your story and
httpv://www.youtube.com/watch?v=pzz0E3zAqvU&feature=channel_video_title Transcript: What is a class action lawsuit? A class action lawsuit is when a court is petitioned to declare a certain set of injuries or injured people to be a class – in other words, everyone who was injured by this drug or by this automobile defect or whatever it might be as a class. In that situation you would have a certain number of named plaintiffs, or a certain number of people who were named in the lawsuit specifically as bringing the case, and there could be thousands – or even more – people in the class that you don’t even know about who were injured; and all those people have to be notified
httpv://www.youtube.com/watch?v=pzz0E3zAqvU Transcript: What is a mass tort? What is a mass tort? Well, a mass tort is just a tort that affects a mass number of people, you know. A tort is an injury, and mass is just a lot of people. Like: drugs, for example, are distributed across the entire population, and large numbers of people sometimes are injured by them. And so these cases have to be handled in a certain manner, because courts don’t like to litigate thousands of cases one at a time. So quite often they’re consolidated, not necessarily as what people call a “class action,” just all of them heard in the same jurisdiction. That happens a lot, but sometimes
A MIST injury stands for a “Minor Impact Soft Tissue” injury. Insurance companies like to use this label on injuries that don’t involve broken bones. One of the most common examples is whiplash: Whiplash doesn’t involve broken bones, but it’s still very real and very serious. In extreme cases it can cause chronic pain for a lifetime. It can be hard to prove when you experience back pain, neck pain, or migraines after a car accident. These injuries can sometimes be bad enough to keep you from work and may require physical therapy and medication; but the insurance companies often say you’re faking it – even if your doctor says it’s real! When these injuries happen to sports players, everyone