All the Questions to Help You Know If You Need Chapter 13 If you’re struggling with debts you can’t pay, you may wonder whether bankruptcy is a good option for your situation. Perhaps you’re asking, “Do I need a Chapter 13 bankruptcy? And if so, what would it mean for me?” Here’s what you need to know. Understanding Chapter 13 Bankruptcy There are two different types of bankruptcy: Chapter 7 and Chapter 13. In Chapter 13, you work with the courts to develop a payment plan based entirely off of your personal financial situation. Through this plan, we consolidate all of your debts into one affordable monthly payment. The court oversees the process, which means all creditor harassment has to
When life takes an unexpected turn and you find yourself facing the aftermath of a personal injury, it can be a daunting and overwhelming experience. From mounting medical bills to the physical and emotional pain, navigating through the aftermath can be challenging. In such difficult times, a lawyer can be your beacon of hope and support. You can rely on a lawyer to provide you with the legal counsel you need as you navigate a personal injury case. We’ll explore four essential ways a lawyer can help you regain control of your life. Legal Expertise Navigating the complex web of personal injury laws and regulations can be a formidable task for anyone unfamiliar with the legal system. A personal injury
COLA Increases and SSDI: What You Need to Know Every year, the Social Security Administration makes a cost of living adjustment (otherwise known as COLA). These changes usually raise your monthly SSDI benefits. So what can you expect from COLA SSDI increases this year? And how can you get the benefits you need? Last Year’s COLA Increases Compared to Now COLA increases typically follow inflation. And last year, inflation skyrocketed. You may remember the sudden and scary increase in the cost of gas, groceries, and more. As a direct result, SSDI recipients got an 8.7% increase in their monthly benefits. This was an unusually high amount that made news when it happened. However, this year, inflation has slowed in comparison.
Understanding Memphis Creditor Harassment Rules If you have debt you can’t pay, you may face the same frustration as millions of other Americans: creditors. They can call, email, text, and reach out on social media. But how often can a creditor contact you, and who decides the rules? Our Memphis debt lawyers help people deal with creditors every day. Here’s what you need to know about creditor harassment and how to stop it for good. Creditor Rules on Telephone Calls The Fair Debt Collection Practices Act (FDCPA) is a federal law that determines what creditors can and can’t do. That includes telephone calls, voicemails, and other forms of contact. The Consumer Financial Protection Bureau (CFPB) helps oversee and enforce the
Why Our Workers’ Comp Lawyers Stand Out Above the Rest Over the years, we’ve become the workers’ comp lawyer Memphis trusts with their biggest cases, and it’s a great honor. We’re proud to have great reviews online, including a five-star rating on Avvo, an A+ from the Better Business Bureau, and multiple Martindale-Hubbell awards for client satisfaction. But this didn’t happen by accident. Here’s what our workers’ comp lawyers have done to set our firm apart. Changing Tactics in Workers’ Comp The tactics in a workers comp case have changed some over the years. These days, the insurance companies stonewall more than they used to. This means they’ve decided the best way to handle your workers comp case is not
What Do Bankruptcy Judges Do? If you’re considering filing bankruptcy in Memphis you may be a little worried about the Memphis bankruptcy court process. It can be intimidating to get involved with the legal system. And perhaps the most intimidating figure of all oversees the whole thing: the bankruptcy judge. Fortunately, there’s nothing to be afraid of. So here’s what to expect in a Memphis bankruptcy court, including what the bankruptcy judge does, and what you can expect from your experience. Memphis Bankruptcy Court: Myth vs. Reality If you’ve learned about court from TV shows, you’d be shocked at how a typical bankruptcy court works. You may imagine a dark, formal room. A large figure in a black robe looms
Why Our SSDI Lawyers Stand Out Above the Rest Over the last few years, it’s been our honor to become the SSDI lawyers Memphis trusts with their cases. We’ve built a great reputation that includes five-star ratings on Avvo, a an A+ rating from the Better Business Bureau, and multiple Martindale-Hubbell awards for client satisfaction. So what do we do differently? And how does our work set us apart from other firms? Working with Doctors and Medical Evidence With any SSDI case, medical testimony is critical. We work with people to appeal their case after the SSA denies their claim. This often happens because the original application lacks enough medical evidence. Not only do you need to prove you have
Protect Yourself from Foreclosure Scams Foreclosure fraud is a real and dangerous threat to anyone in debt who wants to save their home. And recently some high-profile cases have shown how these scams work. We see fraud like this all the time at our Memphis bankruptcy firm, and we’re committed to keeping our community as safe as possible. So here’s what you need to know about these types of scams and how to protect yourself. How the Scammers First Contact You There are plenty of examples of people being sentenced for foreclosure fraud, and the cases all might look a little different on the surface. But they tend to share certain things in common. First and foremost, they depend on
A devastating car crash on Interstate 24 in Tennessee claimed the lives of six individuals, among them five children, early on a recent Sunday morning. The accident occurred at the westbound mile marker 23 in Robertson County, prompting a swift response from emergency services. Robertson County Emergency Medical Services dispatched four advanced life support ambulances, and an air ambulance to the scene. First responders reported that nine people were involved in the crash. One of the two vehicles flipped over. Its driver, an adult male, was fortunately able to walk away with what appeared to be minor injuries. Tragically, six occupants, including five children aged between 1 and 18, were found deceased at the site, likely having been thrown from
A Knoxville dental provider has agreed to pay nearly $1 million to resolve a lawsuit that alleged the company submitted false claims to TennCare, put patients in danger, and violated the False Claims Act. A former employee of the dental provider Premier Dental Group filed the lawsuit. The employee alleged that the company routinely submitted false claims to TennCare for payment for services that were not provided, were unnecessary, or were performed by unqualified staff. The lawsuit also alleged that Premier Dental Group of Knoxville put patients in danger by overtreating them, not properly sedating them, and using unqualified staff. In addition to the allegations of fraud and malpractice, the lawsuit also alleged that Premier Dental Group of Knoxville violated