People often think that their finances are in a bad place, but that maybe they will get better. Some people think that maybe they should try a debt consolidation company. Many don’t want to file bankruptcy for fear that it will ruin their credit. These are all legitimate concerns. If a bankruptcy is the best option, then an attorney can help you determine what chapter of bankruptcy you should file. Bankruptcy There are a few basics to know when starting the bankruptcy process. You will need to present your past six months of income because that will determine your eligibility to file a Chapter 7 bankruptcy and it will help determine your monthly payment if you must file a Chapter
For many Tennesseans, this Thanksgiving will be the first time in over a year that they will visit family and friends. In fact more than 57% of Americans plan to travel during the Thanksgiving holiday, with 84% choosing to drive. Although I’m glad we can all celebrate in person again, as a car accident Memphis attorney for over 30 years, I know Thanksgiving can be one of the most dangerous times of year to be on the road. With crowded roads and cooler temperatures, even a short holiday drive can turn into a terrible accident. This is why holiday road safety should be a top priority, especially after all we have been through this past year. So, before you head out
Last year many folks had to spend the holiday season apart from family and friends. Thankfully, this year is a different story and a lot of people are already making big plans for the holidays to make up for lost time. But, big plans can wreak havoc on your finances if you’re not careful. As a TN debt lawyer Memphis trusts, I know one of the biggest temptations to overspend this season is Black Friday. Holiday deals can be hard to resist. But companies who advertise Black Friday “steals” don’t have your best interest at heart. They are actively encouraging you to take on debt so they make a profit, and more often than not, their “deals” aren’t really deals
The tractor trailer rear ended your car on Route 4 just before the mall and your neck has been aching for a week. You have never sued before and never thought about suing but now your friend is telling you to call a lawyer. You take her advice and call a lawyer she recommended. Here are some of the things on your mind that you probably want answered: Does it matter that I haven’t gone to a doctor? If you are still in pain a few days after the crash, you should look for a medical provider who can help you. Remember that your primary care doctor is not an orthopedist or pain management doctor and might not be able
With Thanksgiving around the corner, many Americans will be turning to ride-share services like Lyft and Uber to visit their loved ones. But as a Lyft accident lawyer Memphis trusts, I know more traffic on the road means more car accidents, and ride-share drivers are just as likely to get into an accident as anyone else. However, an accident involving an Uber or Lyft is not as straightforward as a regular car accident. You won’t just be dealing with another driver. You will be dealing with a large corporation that has complex rules about how they respond to accident claims. Without an experienced lawyer on your side, the claims process after a Lyft accident can become frustrating very fast. Steps to take
In Tennessee, we love our dogs. According to the American Veterinary Medical Association, 47% of households (roughly 1.16 million homes) in Tennessee have at least 1 dog. Unfortunately, as a dog bite lawyer Memphis trusts, I know sometimes man’s best friend can turn into his worst enemy. In fact, some of the most devastating and common injuries are caused by dog attacks. The damage done by a vicious dog can leave permanent physical and emotional scarring, not to mention a mountain of medical bills. With dogs responsible for over four million animal bites every year, I wanted to answer a few common questions I get about dog attacks to help keep you and your family safe. 1. What should I
I’m not just a Tennessee debt lawyer, I’m also a father. So I know that as parents, there’s nothing we want more than to provide a stable life for our sons and daughters. But, if you are overwhelmed by debt, your money struggles may not just be creating instability for you. Financial stress and anxiety can bleed into your kids’ lives, as well. That being said, sometimes debt is hard to avoid. If you’ve lost your job or are dealing with unexpected medical bills, you may take on credit card or medical debt just to keep your family afloat. Unfortunately, kids can easily take on the emotional burden of that debt. Sometimes they might personally feel like a failure for
It’s fall in Memphis, which means the leaves are changing, Halloween decorations are everywhere you turn, and Thanksgiving and Christmas will be here before you know it. As a Memphis debt lawyer I know that for many folks in significant debt, the holidays can be an especially difficult time. Thankfully, there’s a way to relieve yourself of debt before the holiday season and enjoy the festivities without the financial worry. Bankruptcy can give you that freedom and peace of mind. Many people who are faced with insurmountable debt are unsure if they should file for bankruptcy before or after the holidays. If you are considering filing, here are three reasons why filing before the holidays might be the best option
In a perfect world, workplace injuries would never happen. Unfortunately, accidents happen even in the safest work environments. As a workers comp lawyer Memphis has long relied on, I know workplace accidents can happen for a variety of reasons. Sometimes these leave the victim feeling that he or she is entirely to blame. If you were largely at fault for your workplace injury, you may be wondering, “Am I still eligible for workers compensation?” Thankfully, Tennessee Workers’ Compensation is a “no-fault” system. Which means the injured worker receives medical and compensation benefits no matter who caused the job-related accident. However, there are occasional exceptions to this rule. Below is some information that I hope will help you better understand your right to
As a millennial bankruptcy lawyer TN trusts, I know it can feel lonely and upsetting to consider filing for bankruptcy when you’re still young. But with an uncertain job market, the fall out from a global pandemic, and education debt that continues to skyrocket, more millennials are struggling with debt than ever before. In fact, one in five millennials don’t believe they will ever pay off all of their debt in their lifetime. Fortunately, you can achieve the bright financial future you’ve always wanted with the power of bankruptcy. If done correctly, bankruptcy can give you a clean financial slate, take the worry of debt off your shoulders, and even set you up to come out of bankruptcy in better