Bankruptcy Law Firm Memphis, TN

What to Do With Unpaid Utility Bills

Posted on February 6, 2020
This winter, Memphis weather has been all over the place. We’re supposed to see sunshine and clear skies this weekend, but tonight, temperatures could get as low as 36 degrees Fahrenheit. Though we can try to keep ourselves warm with a cup of tea, a bowl of soup, or a mound of blankets, there comes a point when we just have to turn up the heat. But the more heat we use, the higher our utility bills. If you’re dealing with unpaid utility bills, an experienced Memphis bankruptcy lawyer can help you. I often say that people can fall into debt through no fault of their own. Debt related to utility bills is an excellent example. Some people can handle

How to Avoid Probate

Posted on February 6, 2020
Probate is commonly considered to be a burden on the family of the deceased. While the probate process can be complex, expensive, and stressful; the good news is that there are ways to ensure certain assets avoid the probate process upon your death.  What is Probate? Testate Probate is the court-supervised process of proving the validity of a Will.  Intestate Probate occurs if someone dies without a Will. There is no need to prove the validity of any estate planning documents, but there is a need to clarify the succession of heirs/devisees for the court.  The probate process also requires an inventory of the deceased’s assets and debts. The estate must use the assets to pay off the debts. After

DUI and Bike Laws

Posted on February 5, 2020
You may be surprised to find out that DUI laws can also apply to people on bicycles. While you may be wondering what kind of danger you can cause on a bicycle if you are driving under the influence, the truth is there is a lot of damage that you can do. If a police officer has charged you with a DUI while you were driving under the influence on a bicycle, you should reach out to a trusted DUI attorney, like a DUI attorney in MD. Just because this occurred while you were on a bicycle does not mean that the charges are any less serious. In fact, many people believe that because it happened while they were riding

What Debt Collectors Can and Can’t Do

Posted on February 4, 2020
As a Memphis bankruptcy attorney, I know that serious financial trouble often provokes fear. Fear of unopened bills piling up, and fear of troubling calls from collection agencies. In many cases, these debt collectors are backed by the power of the law. They are allowed to seize your belongings and settle the debt, terrible as it may be. I want to make a quick note about debt collectors and repossession since it’s tax season. The IRS has even more power than other collectors. They have more legal freedom to seize your property. It’s never a good idea to ignore financial issues, but even more so when you’re dealing with the IRS. If you have significant tax debt, an experienced Memphis
Personal Injury: How Are Costs Met During an Open Case? When you are injured on the job, workers’ compensation usually covers the costs associated with your injury. Whether you were hurt in a slip-and-fall accident or twisted your back in an unsafe lifting task, costs for treatment can rise faster than the time it takes to have your compensation case approved. In the meantime, you might start receiving bills from your doctor or the emergency room, and there are several steps you can take to ensure these costs do not come from out of pocket. Pre-Approval Costs  If you need treatment before your workers’ compensation case is opened, you may still require pre-approval from the insurance company for certain medical
Get rid of taxes through bankruptcy in Tennessee
Can you get rid of taxes through bankruptcy? As a bankruptcy law firm in Memphis, TN, this is one of the most common questions we hear every year around tax season. The answer is often yes, but it depends on your situation. And there are three factors to consider: FACTOR #1: The age of your tax debt To get rid of the debt completely, first your tax debt needs to be at least three years old. This can sometimes be complicated to figure out on your own, because the tax year is different from a normal year in that it starts on April 15th. So to give an example, at the time of publishing this article in January 2020, we
If your application for Social Security Disability benefits has been denied, I want to say as a Memphis social security disability attorney that you are not alone. Millions of people apply every year, but only 30% are initially approved. If you find yourself in the other 70%, do not panic. There are next steps you can take to fight the decision. However, because the appeals process is quite extensive, it’s important to have representation from an experienced Social Security Disability lawyer. With the help of a Memphis social security disability attorney, you have a great shot at success with your appeal. Common Reasons Disability Claims Are Denied Lack of Medical Records To qualify for benefits, you have to prove that
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The Power of the Tax Refund If you have a lot of credit card debt or other bills you can’t pay, your tax refund could be the key to changing your life and could be worth a lot more than it seems. We often overlook the power of our tax refund. Perhaps we forget it’s coming, and so we don’t work it into our budget. Or if we do remember it, we spend it on short-term things that don’t make a major difference in our lives. Maybe the most responsible of us try to save it or use it to pay off some bills. But it’s a big deal to get any influx in cash, especially if you already have
Growing Number of Schools Seek Legal Action against Juul
As a TN teen JUUL vaping lawyer, I’m devastated by the rise of vaping among teens. This is a public health epidemic. More than three million teenagers use e-cigarettes. Dozens of young Tennesseans have suffered serious health consequences. Now, a group of California school districts have sued Juul—America’s largest e-cigarette company—for its marketing to children. “We’re sending a message that when you create a problem and knowingly addict young children, we aren’t going to sit by [without taking action],” school board president Cynthia Pickett said to KCRA, a local NBC affiliate, in Davis, California. The vaping epidemic is costing school districts money and time. The school districts cited financial losses and the resources involved to respond to their students’ use.
Whether you or a loved one were in some type of accident resulting in a brain injury, you may be wondering how to pay for all the rehabilitation treatment costs. Brain injuries are expensive and there are often long-term financial consequences of such injuries. There is hope! The following are some things to consider when thinking about payment for treatment. Filing a Lawsuit Something happened that caused the brain injury; it didn’t just appear out of nowhere. Were you in a car accident? Did a doctor make a mistake during surgery? Did you get beat up at work? Whatever happened, there is a responsible party. That person or entity is responsible for the financial reimbursement of your rehabilitation costs. In