If you’ve suffered serious injuries from an accident caused by another party, a personal injury claim can help you obtain compensation. But even if you win a fair settlement, you probably already have hefty medical bills and expenses backed up. Especially if you are out of work from the injury, it can be nearly impossible to cover these costs without your settlement money. Below are some options to consider if you are faced with medical bills and payments before you have received your settlement. Lawsuit Loan If you have a strong case that is likely to result in a settlement, there are lenders that can help cover your medical bills unto you receive the settlement money. In such case, you would
According to recent research, one of the leading causes of fatalities are caused by motor vehicle accidents.The majority of those fatalities – more than half – were due to people in the vehicle not properly using their seatbelts. In many cases, when a person is not restrained in the car, and an accident occurs, they are thrown from the vehicle. Enforcing Seat Belt Laws 1. Primary Enforcement Occurs when a driver is stopped by a police officer due to someone in the car not have their seat belt fastened. When this occurs, the officer will likely issue a traffic violation for violating the seat belt law. In states with this level of enforcement, the number of fatalities from accidents is
Accidents occur regularly in the workplace. Slips, trips, and falls are among the most prevalent. If an improperly marked wet floor, insufficiently constructed staircase, or poorly illuminated work environment was the cause of your slip, trip, or fall, you may be eligible to file a personal injury claim. If your claim has merit, you could be awarded compensation for damages incurred from the accident. Required Documents When seeking treatment for your injuries, consider visiting a chiropractor. Chiropractors specialize in readjusting and relieving pain in the spine and neck; however, they are trained to address injuries related to soft tissue damage and pain relief as well. The chiropractor should be able to provide records indicating the type of treatment provided and
If you have chronic knee or back pain, you may be considering filing for Social Security Disability Insurance (SSDI). Because so many people suffer from knee and back pain on some level, the Social Security Administration (SSA) has to determine which applicants are actually unable to work as a result of the pain. This can make receiving disability difficult, so it important to have all of the necessary requirements completed if you are applying for SSDI. The following is a list of requirements to consider. The medical condition causing pain will last for a year or more To be qualified for disability, you will need to prove that you have a condition that will cause you severe pain for an
Does the pedestrian really have the right-of-way? Can they cross in the middle of a street and be charged with jaywalking? What happens if they are crossing the street and they are struck by a vehicle? Which person would be at fault? Believe it or not, that is likely a very common question and should definitely be answered by a trained professional with expertise in the matter. I am certain that countless Americans are unaware that if they are following the rules of the road and obeying the traffic equipment but a driver strikes them with his/her vehicle, they are not necessarily the one at fault. No matter how much care you take in the matter, accidents happen on a
Insomnia Over Debt Growing in the US According to a recent study by CreditCards.com, the majority of Americans experience insomnia over debt. 65% of Americans lose sleep over money issues, up from 56% in 2007. Here are the most common debt-related fears: health care and insurance bills (38%) the need to save for retirement (37%) educational expenses and student loans (34%) mortgage (26%) credit card debt (22%) A lack of sleep causes depression and anxiety. It limits us as parents, students, workers, and citizens. It robs us of our health and happiness. And nationally, it makes us less productive. This is a major crisis. What Can We Do About It? Talk with the Right People If you’re suffering from insomnia, you
Staying Off Social Media After an Accident If you’ve been injured and need compensation, you should know ahead of time how social media can affect personal injury cases. As a personal injury lawyer Memphis TN residents look to for advice, I’ve seen a lot of cases where the client didn’t realize what social media could do. In general, I’d recommend you stay off of social media altogether after an accident, but a lot of people can’t do that. So at the very least, you should avoid saying anything about the accident or your health. Loved ones might ask how you’re doing or feeling, and you should feel free to talk in person. But try not to put in writing anything
Without your vision, performing your job duties can be next to impossible. That’s why it is so important to protect your vision while you are at work. Here are five ways to protect your eyes while on the job. Wear Goggles While Working With Materials If you work around hazardous materials, it’s a wise idea to wear goggles. If you don’t, these substances can get into your eyes and cause permanent damage. For example, if you are a welder, your eyes can come in contact with hot metal and get damaged. Wear Sunglasses While Outside Does your job require you to work outdoors? If so, it’s a good idea to wear sunglasses. Staring into the sun all
As a nursing home abuse lawyer Memphis TN depends on, I talk with a lot of clients about how to stop nursing home abuse. You can contact the facility, report them to authorities, and even pursue your case in court. But most of the time, the best way to combat nursing home abuse happens before your loved one ever moves in. Nursing Homes Foregoing Insurance Accidents can happen anywhere, and especially in a healthcare facility for elderly patients. But when those accidents happen, who pays for them? If you’re giving your loved one to someone’s care, you should be able to trust they’ll cover the cost of their own mistakes. But the trend right now says otherwise. Nursing homes used
Getting Out of Debt from Hospital Bills We have people in our office all the time looking to file bankruptcy after a long hospital stay. It makes sense: unfortunately in the US, even a few days in the hospital can create decades’ worth of debt. If you don’t pay the bills, you can face some really harsh penalties. Our clients have experienced wage garnishment, lawsuits, and threatening and annoying phone calls – all for medical debt they had no control over in the first place. You can try a few things to deal with hospital bills: Call the agency overseeing the collection and see if you can work out a payment plan. Talk with a debt management or debt settlement